NYSE: MCY
Mercury General Corp Stock

$77.13-0.49 (-0.63%)
Updated Aug 28, 2025
MCY Price
$77.13
Fair Value Price
N/A
Market Cap
$4.27B
52 Week Low
$44.19
52 Week High
$80.72
P/E
10.96x
P/B
2.17x
P/S
0.65x
PEG
N/A
Dividend Yield
1.65%
Revenue
$5.77B
Earnings
$390.07M
Gross Margin
30.6%
Operating Margin
8.75%
Profit Margin
6.8%
Debt to Equity
3.61
Operating Cash Flow
$869M
Beta
0.58
Next Earnings
Oct 28, 2025
Ex-Dividend
Sep 11, 2025
Next Dividend
Sep 25, 2025

MCY Overview

Mercury General Corporation writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. It sells its policies through a network of independent agents and agencies. Mercury General was founded in 1961 and is headquartered in Los Angeles, CA.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine MCY's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
MCY
Ranked
#7 of 39

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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MCY News

Overview

Due Diligence Score

Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MCY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

MCY is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
MCY is good value based on its earnings relative to its share price (10.96x), compared to the US market average (35.78x)
P/E vs Market Valuation
MCY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more MCY due diligence checks available for Premium users.

Valuation

MCY price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.96x
Industry
13.3x
Market
35.78x
MCY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MCY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MCY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.17x
Industry
2.13x
MCY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MCY's financial health

Profit margin

Revenue
$1.5B
Net Income
$166.5M
Profit Margin
11.3%
MCY's Earnings (EBIT) of $504.65M... subscribe to Premium to read more.
Interest Coverage Financials
MCY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$9.1B
Liabilities
$7.1B
Debt to equity
3.61
MCY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MCY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$371.6M
Investing
-$516.0M
Financing
-$18.2M
MCY's operating cash flow ($869.32M)... subscribe to Premium to read more.
Debt Coverage Financials

MCY vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
MCYB$4.27B-0.63%10.96x2.17x
LMNDC$3.94B-1.13%-18.92x7.48x
HGTYB$3.84B+0.90%56.20x22.31x
WTMC$4.70B-1.09%22.89x1.01x
SIGIC$4.75B-1.15%12.70x1.41x

Mercury General Stock FAQ

What is Mercury General's quote symbol?

(NYSE: MCY) Mercury General trades on the NYSE under the ticker symbol MCY. Mercury General stock quotes can also be displayed as NYSE: MCY.

If you're new to stock investing, here's how to buy Mercury General stock.

What is the 52 week high and low for Mercury General (NYSE: MCY)?

(NYSE: MCY) Mercury General's 52-week high was $80.72, and its 52-week low was $44.19. It is currently -4.45% from its 52-week high and 74.54% from its 52-week low.

How much is Mercury General stock worth today?

(NYSE: MCY) Mercury General currently has 55,388,627 outstanding shares. With Mercury General stock trading at $77.13 per share, the total value of Mercury General stock (market capitalization) is $4.27B.

Mercury General stock was originally listed at a price of $55.25 in Dec 31, 1997. If you had invested in Mercury General stock at $55.25, your return over the last 27 years would have been 39.6%, for an annualized return of 1.24% (not including any dividends or dividend reinvestments).

How much is Mercury General's stock price per share?

(NYSE: MCY) Mercury General stock price per share is $77.13 today (as of Aug 28, 2025).

What is Mercury General's Market Cap?

(NYSE: MCY) Mercury General's market cap is $4.27B, as of Aug 29, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Mercury General's market cap is calculated by multiplying MCY's current stock price of $77.13 by MCY's total outstanding shares of 55,388,627.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.