NYSE: WTMWhite Mountains Insurance Group Ltd Stock
$2,034.79-3.00 (-0.15%)
Updated Dec 5, 2025
WTM Price
$2,034.79
Fair Value Price
N/A
Market Cap
$5.20B
52 Week Low
$1,648.00
52 Week High
$2,050.90
P/E
37.51x
P/B
1.09x
P/S
1.73x
PEG
0.78x
Dividend Yield
0.05%
Revenue
$2.49B
Earnings
$140.20M
Gross Margin
59.9%
Operating Margin
10.2%
Profit Margin
5.6%
Debt to Equity
1.39
Operating Cash Flow
$561M
Beta
0.36
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
WTM Overview
White Mountains Insurance Group Limited provides insurance and other financial services in the U.S. The company owns and operates property & casualty insurers, life insurers, brokerages, financial guarantors, reinsurers, and investment advisors. It also invests in adjacent businesses (consumer, media and technology companies that have an insurance or financial services-related component). White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WTM's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
A
WTM
Ranked#35 of 40
Ranked#35 of 40
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $170.17 | A | |
| $31.13 | A | |
| $89.95 | B |
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WTM News
Overview
Due Diligence Score
–
Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WTM scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WTM ($2,034.79) is trading above its intrinsic value of $1,285.32, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
WTM is good value based on its earnings relative to its share price (37.51x), compared to the US market average (46.7x)
P/E vs Market Valuation
WTM is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more WTM due diligence checks available for Premium users.
Valuation
WTM price to earnings (PE)
For valuing profitable companies with steady earnings
Company
37.51x
Industry
11.82x
Market
46.7x
WTM is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WTM is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WTM price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.09x
Industry
1.98x
WTM is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WTM price to earnings growth (PEG)
For valuing profitable companies with growth potential
WTM is good value based... subscribe to Premium to read more.
PEG Value Valuation
WTM's financial health
Profit margin
Revenue
$864.2M
Net Income
$113.8M
Profit Margin
13.2%
WTM's Earnings (EBIT) of $253.90M... subscribe to Premium to read more.
Interest Coverage Financials
WTM's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$12.3B
Liabilities
$6.6B
Debt to equity
1.39
WTM's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
WTM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$359.3M
Investing
-$295.4M
Financing
$72.5M
WTM's operating cash flow ($560.70M)... subscribe to Premium to read more.
Debt Coverage Financials
WTM vs Property & Casualty Insurance Stocks
White Mountains Insurance Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.