NYSE: UVE
Universal Insurance Holdings Inc Stock

$26.44-0.60 (-2.22%)
Updated Jun 13, 2025
UVE Price
$26.44
Fair Value Price
N/A
Market Cap
$744.15M
52 Week Low
$16.50
52 Week High
$28.49
P/E
11.16x
P/B
1.76x
P/S
0.43x
PEG
1.17x
Dividend Yield
2.91%
Revenue
$1.55B
Earnings
$66.71M
Gross Margin
29.1%
Operating Margin
6.4%
Profit Margin
4.3%
Debt to Equity
5.43
Operating Cash Flow
$241M
Beta
0.63
Next Earnings
Jul 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

UVE Overview

Universal Insurance Holdings, Inc. markets and underwrites residential insurance products, as well as offering coverage for other structures, and personal property and liability. It advises on actuarial issues, administers policies and claims payments, and assists with reinsurance negotiations. Universal Insurance was founded in 1990 is headquartered in Fort Lauderdale,FL.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine UVE's potential to beat the market

AStrong Buy
  • Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More

Zen Rating Component Grades

A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
UVE
Ranked
#3 of 39

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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UVE News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UVE scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

UVE ($26.44) is trading above its intrinsic value of $21.03, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
UVE is good value based on its earnings relative to its share price (11.16x), compared to the US market average (31.36x)
P/E vs Market Valuation
UVE is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more UVE due diligence checks available for Premium users.

Valuation

UVE price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.16x
Industry
17.2x
Market
31.36x
UVE is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UVE is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UVE price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.76x
Industry
2.31x
UVE is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UVE price to earnings growth (PEG)

For valuing profitable companies with growth potential

UVE is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

UVE's financial health

Profit margin

Revenue
$394.9M
Net Income
$41.4M
Profit Margin
10.5%
UVE's Earnings (EBIT) of $99.05M... subscribe to Premium to read more.
Interest Coverage Financials
UVE's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.7B
Liabilities
$2.3B
Debt to equity
5.43
UVE's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UVE's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$186.8M
Investing
-$41.5M
Financing
-$6.5M
UVE's operating cash flow ($241.21M)... subscribe to Premium to read more.
Debt Coverage Financials

UVE vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
UVEA$744.15M-2.22%11.16x1.76x
HRTGA$713.16M-3.64%9.06x2.17x
UFCSB$709.32M-2.00%10.68x0.87x
DGICAA$680.24M-2.46%9.10x1.16x
ACICC$504.33M-2.07%6.82x1.93x

Universal Insurance Holdings Stock FAQ

What is Universal Insurance Holdings's quote symbol?

(NYSE: UVE) Universal Insurance Holdings trades on the NYSE under the ticker symbol UVE. Universal Insurance Holdings stock quotes can also be displayed as NYSE: UVE.

If you're new to stock investing, here's how to buy Universal Insurance Holdings stock.

What is the 52 week high and low for Universal Insurance Holdings (NYSE: UVE)?

(NYSE: UVE) Universal Insurance Holdings's 52-week high was $28.49, and its 52-week low was $16.50. It is currently -7.2% from its 52-week high and 60.24% from its 52-week low.

How much is Universal Insurance Holdings stock worth today?

(NYSE: UVE) Universal Insurance Holdings currently has 28,144,679 outstanding shares. With Universal Insurance Holdings stock trading at $26.44 per share, the total value of Universal Insurance Holdings stock (market capitalization) is $744.15M.

Universal Insurance Holdings stock was originally listed at a price of $0.04 in Jun 6, 2003. If you had invested in Universal Insurance Holdings stock at $0.04, your return over the last 22 years would have been 66,000%, for an annualized return of 34.34% (not including any dividends or dividend reinvestments).

How much is Universal Insurance Holdings's stock price per share?

(NYSE: UVE) Universal Insurance Holdings stock price per share is $26.44 today (as of Jun 13, 2025).

What is Universal Insurance Holdings's Market Cap?

(NYSE: UVE) Universal Insurance Holdings's market cap is $744.15M, as of Jun 15, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Universal Insurance Holdings's market cap is calculated by multiplying UVE's current stock price of $26.44 by UVE's total outstanding shares of 28,144,679.
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