NYSE: UVEUniversal Insurance Holdings Inc Stock
$36.38+0.39 (+1.08%)
Updated Mar 4, 2026
UVE Price
$36.38
Fair Value Price
N/A
Market Cap
$1.02B
52 Week Low
$20.32
52 Week High
$36.67
P/E
5.55x
P/B
1.85x
P/S
0.59x
PEG
N/A
Dividend Yield
2.12%
Revenue
$1.60B
Earnings
$182.95M
Gross Margin
38.5%
Operating Margin
15.56%
Profit Margin
11.4%
Debt to Equity
4.15
Operating Cash Flow
$381M
Beta
0.57
Next Earnings
Apr 23, 2026
Ex-Dividend
Mar 6, 2026
Next Dividend
Mar 13, 2026
UVE Overview
Universal Insurance Holdings, Inc. markets and underwrites residential insurance products, as well as offering coverage for other structures, and personal property and liability. It advises on actuarial issues, administers policies and claims payments, and assists with reinsurance negotiations. Universal Insurance was founded in 1990 is headquartered in Fort Lauderdale,FL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine UVE's potential to beat the market
AStrong Buy
- Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
B
UVE
Ranked#2 of 40
Ranked#2 of 40
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $93.05 | A | |
| $174.35 | A | |
| $28.19 | B |
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UVE News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UVE scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
UVE is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
UVE is good value based on its earnings relative to its share price (5.55x), compared to the US market average (38.37x)
P/E vs Market Valuation
UVE is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more UVE due diligence checks available for Premium users.
Valuation
UVE price to earnings (PE)
For valuing profitable companies with steady earnings
Company
5.55x
Industry
11.28x
Market
38.37x
UVE is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UVE is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
UVE price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.85x
Industry
2.02x
UVE is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
UVE's financial health
Profit margin
Revenue
$407.9M
Net Income
$66.6M
Profit Margin
16.3%
UVE's Earnings (EBIT) of $249.49M... subscribe to Premium to read more.
Interest Coverage Financials
UVE's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.8B
Liabilities
$2.3B
Debt to equity
4.15
UVE's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UVE's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$26.1M
Investing
-$4.4M
Financing
-$18.1M
UVE's operating cash flow ($381.49M)... subscribe to Premium to read more.
Debt Coverage Financials
UVE vs Property & Casualty Insurance Stocks
Universal Insurance Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.