NASDAQ: SAFT
Safety Insurance Group Inc Stock

$71.67+1.08 (+1.53%)
Updated Jun 10, 2026
SAFT Price
$71.67
Fair Value Price
N/A
Market Cap
$1.05B
52 Week Low
$67.04
52 Week High
$81.49
P/E
16.9x
P/B
1.23x
P/S
0.83x
PEG
1.46x
Dividend Yield
5.13%
Revenue
$1.28B
Earnings
$63.04M
Gross Margin
33.1%
Operating Margin
6.47%
Profit Margin
4.9%
Debt to Equity
1.85
Operating Cash Flow
$174M
Beta
0.31
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
Jun 12, 2026

SAFT Overview

Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SAFT's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
D
SAFT
Ranked
#34 of 41

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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Overview

Due Diligence Score

Industry Average (39)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SAFT scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SAFT ($71.67) is trading above its intrinsic value of $38.73, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SAFT is poor value based on its earnings relative to its share price (16.9x), compared to the US market average (14.77x)
P/E vs Market Valuation
SAFT is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SAFT due diligence checks available for Premium users.

Valuation

SAFT price to earnings (PE)

For valuing profitable companies with steady earnings

Company
16.9x
Industry
10.26x
Market
14.77x
SAFT is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SAFT is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

SAFT price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.23x
Industry
1.95x
SAFT is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SAFT price to earnings growth (PEG)

For valuing profitable companies with growth potential

SAFT is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SAFT's financial health

Profit margin

Revenue
$314.7M
Net Income
-$14.3M
Profit Margin
-4.6%
SAFT's Earnings (EBIT) of $82.64M... subscribe to Premium to read more.
Interest Coverage Financials
SAFT's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.4B
Liabilities
$1.6B
Debt to equity
1.85
SAFT's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
SAFT's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$17.0M
Investing
$11.6M
Financing
-$13.6M
SAFT's operating cash flow ($174.29M)... subscribe to Premium to read more.
Debt Coverage Financials

SAFT vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SAFTC$1.05B+1.53%16.90x1.23x
UVEB$1.06B+1.75%5.38x1.81x
ASICB$1.01B+2.08%10.86x1.60x
BOWC$889.25M+3.48%15.21x1.94x
UFCSB$1.22B+3.07%9.32x1.29x

Safety Insurance Group Stock FAQ

What is Safety Insurance Group's quote symbol?

(NASDAQ: SAFT) Safety Insurance Group trades on the NASDAQ under the ticker symbol SAFT. Safety Insurance Group stock quotes can also be displayed as NASDAQ: SAFT.

If you're new to stock investing, here's how to buy Safety Insurance Group stock.

What is the 52 week high and low for Safety Insurance Group (NASDAQ: SAFT)?

(NASDAQ: SAFT) Safety Insurance Group's 52-week high was $81.49, and its 52-week low was $67.04. It is currently -12.05% from its 52-week high and 6.91% from its 52-week low.

How much is Safety Insurance Group stock worth today?

(NASDAQ: SAFT) Safety Insurance Group currently has 14,683,434 outstanding shares. With Safety Insurance Group stock trading at $71.67 per share, the total value of Safety Insurance Group stock (market capitalization) is $1.05B.

Safety Insurance Group stock was originally listed at a price of $12.90 in Nov 22, 2002. If you had invested in Safety Insurance Group stock at $12.90, your return over the last 23 years would have been 455.58%, for an annualized return of 7.74% (not including any dividends or dividend reinvestments).

How much is Safety Insurance Group's stock price per share?

(NASDAQ: SAFT) Safety Insurance Group stock price per share is $71.67 today (as of Jun 10, 2026).

What is Safety Insurance Group's Market Cap?

(NASDAQ: SAFT) Safety Insurance Group's market cap is $1.05B, as of Jun 11, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Safety Insurance Group's market cap is calculated by multiplying SAFT's current stock price of $71.67 by SAFT's total outstanding shares of 14,683,434.
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