NASDAQ: UFCS
United Fire Group Inc Stock

$26.50-0.27 (-1.01%)
Updated Feb 14, 2025
UFCS Price
$26.50
Fair Value Price
$43.55
Market Cap
$671.57M
52 Week Low
$18.04
52 Week High
$31.70
P/E
13.45x
P/B
0.85x
P/S
0.45x
PEG
0.73x
Dividend Yield
2.42%
Revenue
$1.21B
Earnings
$50.12M
Gross Margin
38.8%
Operating Margin
5.57%
Profit Margin
4.2%
Debt to Equity
3.51
Operating Cash Flow
$156M
Beta
1.03
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

UFCS Overview

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine UFCS's potential to beat the market

AStrong Buy
  • Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
UFCS
Ranked
#4 of 36

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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UFCS News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UFCS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

UFCS ($26.50) is undervalued by 39.16% relative to our estimate of its Fair Value price of $43.55 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UFCS ($26.50) is significantly undervalued by 39.16% relative to our estimate of its Fair Value price of $43.55 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
UFCS ($26.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more UFCS due diligence checks available for Premium users.

Valuation

UFCS fair value

Fair Value of UFCS stock based on Discounted Cash Flow (DCF)

Price
$26.50
Fair Value
$43.55
Undervalued by
39.16%
UFCS ($26.50) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UFCS ($26.50) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UFCS ($26.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UFCS price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.45x
Industry
13.75x
Market
37.91x
UFCS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UFCS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UFCS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.85x
Industry
2.22x
UFCS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UFCS price to earnings growth (PEG)

For valuing profitable companies with growth potential

UFCS is good value based... subscribe to Premium to read more.
PEG Value Valuation

UFCS's financial health

Profit margin

Revenue
$323.0M
Net Income
$19.7M
Profit Margin
6.1%
UFCS's Earnings (EBIT) of $67.29M... subscribe to Premium to read more.
Interest Coverage Financials
UFCS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.5B
Liabilities
$2.8B
Debt to equity
3.51
UFCS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UFCS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$25.9M
Investing
-$8.5M
Financing
-$4.0M
UFCS's operating cash flow ($156.06M)... subscribe to Premium to read more.
Debt Coverage Financials

UFCS vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
UFCSA$671.57M-1.01%13.45x0.85x
PRAC$740.74M-0.69%17.45x0.60x
ACICA$595.33M+2.07%7.02x2.29x
UVEC$577.60M+0.49%8.10x1.44x
DGICAB$515.55M-0.72%20.01x1.00x

United Fire Group Stock FAQ

What is United Fire Group's quote symbol?

(NASDAQ: UFCS) United Fire Group trades on the NASDAQ under the ticker symbol UFCS. United Fire Group stock quotes can also be displayed as NASDAQ: UFCS.

If you're new to stock investing, here's how to buy United Fire Group stock.

What is the 52 week high and low for United Fire Group (NASDAQ: UFCS)?

(NASDAQ: UFCS) United Fire Group's 52-week high was $31.70, and its 52-week low was $18.04. It is currently -16.4% from its 52-week high and 46.9% from its 52-week low.

How much is United Fire Group stock worth today?

(NASDAQ: UFCS) United Fire Group currently has 25,342,114 outstanding shares. With United Fire Group stock trading at $26.50 per share, the total value of United Fire Group stock (market capitalization) is $671.57M.

United Fire Group stock was originally listed at a price of $22.13 in Dec 31, 1997. If you had invested in United Fire Group stock at $22.13, your return over the last 27 years would have been 19.77%, for an annualized return of 0.67% (not including any dividends or dividend reinvestments).

How much is United Fire Group's stock price per share?

(NASDAQ: UFCS) United Fire Group stock price per share is $26.50 today (as of Feb 14, 2025).

What is United Fire Group's Market Cap?

(NASDAQ: UFCS) United Fire Group's market cap is $671.57M, as of Feb 19, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

United Fire Group's market cap is calculated by multiplying UFCS's current stock price of $26.50 by UFCS's total outstanding shares of 25,342,114.
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