NASDAQ: UFCSUnited Fire Group Inc Stock
$27.87-0.57 (-2%)
Updated Jun 13, 2025
UFCS Price
$27.87
Fair Value Price
$8.33
Market Cap
$709.32M
52 Week Low
$18.04
52 Week High
$31.70
P/E
10.68x
P/B
0.87x
P/S
0.58x
PEG
N/A
Dividend Yield
2.3%
Revenue
$1.29B
Earnings
$66.16M
Gross Margin
41.4%
Operating Margin
7.1%
Profit Margin
5.1%
Debt to Equity
3.32
Operating Cash Flow
$353M
Beta
0.68
Next Earnings
Aug 12, 2025
Ex-Dividend
Jun 6, 2025
Next Dividend
Jun 20, 2025
UFCS Overview
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine UFCS's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
A
UFCS
Ranked#7 of 39
Ranked#7 of 39
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $23.01 | A | |
| $14.84 | A | |
| $26.44 | A |
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UFCS News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how UFCS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
UFCS ($27.87) is overvalued by 234.66% relative to our estimate of its Fair Value price of $8.33 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
UFCS ($27.87) is not significantly undervalued (234.66%) relative to our estimate of its Fair Value price of $8.33 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
UFCS is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more UFCS due diligence checks available for Premium users.
Valuation
UFCS fair value
Fair Value of UFCS stock based on Discounted Cash Flow (DCF)
Price
$27.87
Fair Value
$8.33
Overvalued by
234.66%
UFCS ($27.87) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UFCS ($27.87) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UFCS is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
UFCS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.68x
Industry
17.2x
Market
31.36x
UFCS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UFCS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
UFCS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.87x
Industry
2.31x
UFCS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
UFCS's financial health
Profit margin
Revenue
$331.1M
Net Income
$17.7M
Profit Margin
5.3%
UFCS's Earnings (EBIT) of $91.51M... subscribe to Premium to read more.
Interest Coverage Financials
UFCS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.5B
Liabilities
$2.7B
Debt to equity
3.32
UFCS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UFCS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$35.7M
Investing
-$48.2M
Financing
-$4.8M
UFCS's operating cash flow ($353.32M)... subscribe to Premium to read more.
Debt Coverage Financials
UFCS vs Property & Casualty Insurance Stocks
United Fire Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.