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NASDAQ: THFF
First Financial Corp Stock

Overview
ForecastEarningsRevenueDividendOwnership
$49.35-0.70 (-1.4%)
Updated Mar 21, 2025
THFF Price
$49.35
Fair Value Price
$74.49
Market Cap
$584.97M
52 Week Low
$34.58
52 Week High
$53.60
P/E
12.34x
P/B
1.07x
P/S
2.71x
PEG
0.39x
Dividend Yield
2.74%
Revenue
$201.59M
Earnings
$47.28M
Gross Margin
100%
Operating Margin
28.35%
Profit Margin
23.5%
Debt to Equity
9.13
Operating Cash Flow
$60M
Beta
0.71
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

THFF Overview

First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine THFF's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
View All “A” Zen Rated Stocks
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Zen Rating Component Grades

B
Value
C
Growth
A
Momentum
B
Sentiment
C
Safety
D
Financials
C
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
THFF
Ranked#17 of 292

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
Midwestone Financial Group (MOFG)
$29.50B
Intercorp Financial Services (IFS)
$34.09B
Meridian (MRBK)
$13.96B
View Top Bank Stocks

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THFF News

Overview

Due Diligence Score

–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how THFF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

THFF ($49.35) is undervalued by 33.75% relative to our estimate of its Fair Value price of $74.49 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
THFF ($49.35) is significantly undervalued by 33.75% relative to our estimate of its Fair Value price of $74.49 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
THFF ($49.35) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more THFF due diligence checks available for Premium users.

Valuation

THFF fair value

Fair Value of THFF stock based on Discounted Cash Flow (DCF)

Price
$49.35
Fair Value
$74.49
Undervalued by
33.75%
THFF ($49.35) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
THFF ($49.35) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
THFF ($49.35) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

THFF price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.34x
Industry
12.99x
Market
31.55x
THFF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
THFF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

THFF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.07x
Industry
1.12x
THFF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

THFF price to earnings growth (PEG)

For valuing profitable companies with growth potential

THFF is good value based... subscribe to Premium to read more.
PEG Value Valuation

THFF's financial health

Profit margin

Revenue
$59.8M
Net Income
$16.2M
Profit Margin
27.2%
THFF's Earnings (EBIT) of $57.15M... subscribe to Premium to read more.
Interest Coverage Financials
THFF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.6B
Liabilities
$5.0B
Debt to equity
9.13
THFF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
THFF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$15.9M
Investing
-$96.3M
Financing
$96.6M
THFF's operating cash flow ($60.37M)... subscribe to Premium to read more.
Debt Coverage Financials

THFF vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
THFFB$584.97M-1.40%12.34x1.07x
HTBKC$585.55M-0.42%14.44x0.85x
ORRFC$591.27M-1.07%16.14x1.15x
TRSTC$576.49M-1.17%11.79x0.85x
FSBCC$597.22M-1.51%12.39x1.51x
View Top Bank Stocks

First Financial Stock FAQ

What is First Financial's quote symbol?

(NASDAQ: THFF) First Financial trades on the NASDAQ under the ticker symbol THFF. First Financial stock quotes can also be displayed as NASDAQ: THFF.

If you're new to stock investing, here's how to buy First Financial stock.

What is the 52 week high and low for First Financial (NASDAQ: THFF)?

(NASDAQ: THFF) First Financial's 52-week high was $53.60, and its 52-week low was $34.58. It is currently -7.93% from its 52-week high and 42.71% from its 52-week low.

How much is First Financial stock worth today?

(NASDAQ: THFF) First Financial currently has 11,853,489 outstanding shares. With First Financial stock trading at $49.35 per share, the total value of First Financial stock (market capitalization) is $584.97M.

First Financial stock was originally listed at a price of $30.25 in Dec 31, 1997. If you had invested in First Financial stock at $30.25, your return over the last 27 years would have been 63.14%, for an annualized return of 1.83% (not including any dividends or dividend reinvestments).

How much is First Financial's stock price per share?

(NASDAQ: THFF) First Financial stock price per share is $49.35 today (as of Mar 21, 2025).

What is First Financial's Market Cap?

(NASDAQ: THFF) First Financial's market cap is $584.97M, as of Mar 23, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Financial's market cap is calculated by multiplying THFF's current stock price of $49.35 by THFF's total outstanding shares of 11,853,489.
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