NASDAQ: CCBG
Capital City Bank Group Inc Stock

$36.27-0.60 (-1.63%)
Updated Apr 25, 2025
CCBG Price
$36.27
Fair Value Price
$38.21
Market Cap
$618.56M
52 Week Low
$25.45
52 Week High
$40.86
P/E
11.63x
P/B
1.25x
P/S
2.69x
PEG
22.39x
Dividend Yield
2.51%
Revenue
$230.88M
Earnings
$52.92M
Gross Margin
100%
Operating Margin
28.95%
Profit Margin
22.9%
Debt to Equity
7.73
Operating Cash Flow
$64M
Beta
0.7
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

CCBG Overview

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking and banking-related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed- and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care. As of December 31, 2021, it operated through 57 banking offices and 86 ATMs/ITMs in Florida, Georgia, and Alabama. The company was founded in 1895 and is headquartered in Tallahassee, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CCBG's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
CCBG
Ranked
#58 of 295

Top Ranked Stocks in Industry

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CCBG News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CCBG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CCBG ($36.27) is undervalued by 5.07% relative to our estimate of its Fair Value price of $38.21 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CCBG ($36.27) is not significantly undervalued (5.07%) relative to our estimate of its Fair Value price of $38.21 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CCBG ($36.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CCBG due diligence checks available for Premium users.

Valuation

CCBG fair value

Fair Value of CCBG stock based on Discounted Cash Flow (DCF)

Price
$36.27
Fair Value
$38.21
Undervalued by
5.07%
CCBG ($36.27) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CCBG ($36.27) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CCBG ($36.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CCBG price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.63x
Industry
13.4x
Market
29.65x
CCBG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CCBG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CCBG price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.25x
Industry
1.12x
CCBG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CCBG price to earnings growth (PEG)

For valuing profitable companies with growth potential

CCBG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CCBG's financial health

Profit margin

Revenue
$59.2M
Net Income
$13.1M
Profit Margin
22.1%
CCBG's Earnings (EBIT) of $66.84M... subscribe to Premium to read more.
Interest Coverage Financials
CCBG's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.3B
Liabilities
$3.8B
Debt to equity
7.73
CCBG's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
CCBG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$11.2M
Investing
-$45.5M
Financing
$80.9M
CCBG's operating cash flow ($63.57M)... subscribe to Premium to read more.
Debt Coverage Financials

CCBG vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CCBGC$618.56M-1.63%11.63x1.25x
GSBCC$635.45M-1.14%10.38x1.06x
HTBC$599.07M-1.45%10.62x1.09x
HBNCC$640.85M-1.82%17.98x0.84x
SMBCC$594.42M-0.55%11.48x1.16x

Capital City Bank Group Stock FAQ

What is Capital City Bank Group's quote symbol?

(NASDAQ: CCBG) Capital City Bank Group trades on the NASDAQ under the ticker symbol CCBG. Capital City Bank Group stock quotes can also be displayed as NASDAQ: CCBG.

If you're new to stock investing, here's how to buy Capital City Bank Group stock.

What is the 52 week high and low for Capital City Bank Group (NASDAQ: CCBG)?

(NASDAQ: CCBG) Capital City Bank Group's 52-week high was $40.86, and its 52-week low was $25.45. It is currently -11.23% from its 52-week high and 42.51% from its 52-week low.

How much is Capital City Bank Group stock worth today?

(NASDAQ: CCBG) Capital City Bank Group currently has 17,054,307 outstanding shares. With Capital City Bank Group stock trading at $36.27 per share, the total value of Capital City Bank Group stock (market capitalization) is $618.56M.

Capital City Bank Group stock was originally listed at a price of $17.28 in Dec 31, 1997. If you had invested in Capital City Bank Group stock at $17.28, your return over the last 27 years would have been 109.9%, for an annualized return of 2.78% (not including any dividends or dividend reinvestments).

How much is Capital City Bank Group's stock price per share?

(NASDAQ: CCBG) Capital City Bank Group stock price per share is $36.27 today (as of Apr 25, 2025).

What is Capital City Bank Group's Market Cap?

(NASDAQ: CCBG) Capital City Bank Group's market cap is $618.56M, as of Apr 29, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Capital City Bank Group's market cap is calculated by multiplying CCBG's current stock price of $36.27 by CCBG's total outstanding shares of 17,054,307.
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