NASDAQ: CCBG
Capital City Bank Group Inc Stock

$46.86-0.62 (-1.31%)
Updated Jun 22, 2026
CCBG Price
$46.86
Fair Value Price
$118.31
Market Cap
$801.37M
52 Week Low
$37.87
52 Week High
$48.78
P/E
13.27x
P/B
1.43x
P/S
2.98x
PEG
3.72x
Dividend Yield
2.26%
Revenue
$250.09M
Earnings
$60.52M
Gross Margin
100%
Operating Margin
32.15%
Profit Margin
24.2%
Debt to Equity
6.95
Operating Cash Flow
$82M
Beta
0.57
Next Earnings
Jul 21, 2026
Ex-Dividend
N/A
Next Dividend
N/A

CCBG Overview

Capital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CCBG's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CCBG
Ranked
#259 of 283

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$97.28B
$29.56B
$71.45B
View Top Bank Stocks

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CCBG News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CCBG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CCBG ($46.86) is undervalued by 60.39% relative to our estimate of its Fair Value price of $118.31 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CCBG ($46.86) is significantly undervalued by 60.39% relative to our estimate of its Fair Value price of $118.31 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CCBG ($46.86) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CCBG due diligence checks available for Premium users.

Valuation

CCBG fair value

Fair Value of CCBG stock based on Discounted Cash Flow (DCF)

Price
$46.86
Fair Value
$118.31
Undervalued by
60.39%
CCBG ($46.86) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CCBG ($46.86) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CCBG ($46.86) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CCBG price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.27x
Industry
14.16x
Market
7.94x
CCBG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CCBG is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

CCBG price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.43x
Industry
1.28x
CCBG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CCBG price to earnings growth (PEG)

For valuing profitable companies with growth potential

CCBG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CCBG's financial health

Profit margin

Revenue
$62.0M
Net Income
$15.8M
Profit Margin
25.5%
CCBG's Earnings (EBIT) of $80.40M... subscribe to Premium to read more.
Interest Coverage Financials
CCBG's profit margin (24.2%) has... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.5B
Liabilities
$3.9B
Debt to equity
6.95
CCBG's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
CCBG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$15.9M
Investing
-$112.9M
Financing
$56.0M
CCBG's operating cash flow ($81.68M)... subscribe to Premium to read more.
Debt Coverage Financials

CCBG vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CCBGD$801.37M-1.31%13.27x1.43x
SMBCC$799.51M+0.10%12.08x1.39x
HTBC$807.50M-0.83%12.29x1.36x
PGCC$791.66M-0.16%17.94x1.13x
GSBCD$815.03M+0.79%11.78x1.29x

Capital City Bank Group Stock FAQ

What is Capital City Bank Group's quote symbol?

(NASDAQ: CCBG) Capital City Bank Group trades on the NASDAQ under the ticker symbol CCBG. Capital City Bank Group stock quotes can also be displayed as NASDAQ: CCBG.

If you're new to stock investing, here's how to buy Capital City Bank Group stock.

What is the 52 week high and low for Capital City Bank Group (NASDAQ: CCBG)?

(NASDAQ: CCBG) Capital City Bank Group's 52-week high was $48.78, and its 52-week low was $37.87. It is currently -3.94% from its 52-week high and 23.76% from its 52-week low.

How much is Capital City Bank Group stock worth today?

(NASDAQ: CCBG) Capital City Bank Group currently has 17,101,409 outstanding shares. With Capital City Bank Group stock trading at $46.86 per share, the total value of Capital City Bank Group stock (market capitalization) is $801.37M.

Capital City Bank Group stock was originally listed at a price of $17.28 in Dec 31, 1997. If you had invested in Capital City Bank Group stock at $17.28, your return over the last 28 years would have been 171.18%, for an annualized return of 3.63% (not including any dividends or dividend reinvestments).

How much is Capital City Bank Group's stock price per share?

(NASDAQ: CCBG) Capital City Bank Group stock price per share is $46.86 today (as of Jun 22, 2026).

What is Capital City Bank Group's Market Cap?

(NASDAQ: CCBG) Capital City Bank Group's market cap is $801.37M, as of Jun 23, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Capital City Bank Group's market cap is calculated by multiplying CCBG's current stock price of $46.86 by CCBG's total outstanding shares of 17,101,409.
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