NASDAQ: FCBC
First Community Bankshares Inc Stock

$43.42+0.36 (+0.84%)
Updated Jun 18, 2026
FCBC Price
$43.42
Fair Value Price
$88.38
Market Cap
$819.19M
52 Week Low
$31.21
52 Week High
$45.10
P/E
16.32x
P/B
1.57x
P/S
4.58x
PEG
1.41x
Dividend Yield
5.16%
Revenue
$171.60M
Earnings
$49.00M
Gross Margin
100%
Operating Margin
37.01%
Profit Margin
28.6%
Debt to Equity
5.99
Operating Cash Flow
$38M
Beta
0.69
Next Earnings
Jul 21, 2026
Ex-Dividend
N/A
Next Dividend
N/A

FCBC Overview

First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FCBC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FCBC
Ranked
#149 of 283

Top Ranked Stocks in Industry

View Top Bank Stocks

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Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FCBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FCBC ($43.42) is undervalued by 50.87% relative to our estimate of its Fair Value price of $88.38 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FCBC ($43.42) is significantly undervalued by 50.87% relative to our estimate of its Fair Value price of $88.38 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FCBC ($43.42) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FCBC due diligence checks available for Premium users.

Valuation

FCBC fair value

Fair Value of FCBC stock based on Discounted Cash Flow (DCF)

Price
$43.42
Fair Value
$88.38
Undervalued by
50.87%
FCBC ($43.42) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FCBC ($43.42) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FCBC ($43.42) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FCBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
16.32x
Industry
14.14x
Market
9.47x
FCBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCBC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

FCBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.57x
Industry
1.27x
FCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FCBC price to earnings growth (PEG)

For valuing profitable companies with growth potential

FCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FCBC's financial health

Profit margin

Revenue
$44.4M
Net Income
$12.0M
Profit Margin
27.1%
FCBC's Earnings (EBIT) of $63.50M... subscribe to Premium to read more.
Interest Coverage Financials
FCBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.6B
Liabilities
$3.1B
Debt to equity
5.99
FCBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$11.4M
Investing
$103.7M
Financing
-$4.3M
FCBC's operating cash flow ($38.17M)... subscribe to Premium to read more.
Debt Coverage Financials

FCBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FCBCC$819.19M+0.84%16.32x1.57x
HTBC$814.22M+1.68%12.39x1.37x
CCBGD$811.97M+1.95%13.45x1.45x
GSBCD$808.60M+0.81%11.69x1.28x
FMNBB$837.30M+0.78%9.75x1.09x

First Community Bankshares Stock FAQ

What is First Community Bankshares's quote symbol?

(NASDAQ: FCBC) First Community Bankshares trades on the NASDAQ under the ticker symbol FCBC. First Community Bankshares stock quotes can also be displayed as NASDAQ: FCBC.

If you're new to stock investing, here's how to buy First Community Bankshares stock.

What is the 52 week high and low for First Community Bankshares (NASDAQ: FCBC)?

(NASDAQ: FCBC) First Community Bankshares's 52-week high was $45.10, and its 52-week low was $31.21. It is currently -3.73% from its 52-week high and 39.11% from its 52-week low.

How much is First Community Bankshares stock worth today?

(NASDAQ: FCBC) First Community Bankshares currently has 18,866,729 outstanding shares. With First Community Bankshares stock trading at $43.42 per share, the total value of First Community Bankshares stock (market capitalization) is $819.19M.

First Community Bankshares stock was originally listed at a price of $24.36 in Dec 31, 1997. If you had invested in First Community Bankshares stock at $24.36, your return over the last 28 years would have been 78.26%, for an annualized return of 2.09% (not including any dividends or dividend reinvestments).

How much is First Community Bankshares's stock price per share?

(NASDAQ: FCBC) First Community Bankshares stock price per share is $43.42 today (as of Jun 18, 2026).

What is First Community Bankshares's Market Cap?

(NASDAQ: FCBC) First Community Bankshares's market cap is $819.19M, as of Jun 22, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Community Bankshares's market cap is calculated by multiplying FCBC's current stock price of $43.42 by FCBC's total outstanding shares of 18,866,729.
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