NASDAQ: SMBC
Southern Missouri Bancorp Inc Stock

$72.51+1.21 (+1.7%)
Updated Jun 18, 2026
SMBC Price
$72.51
Fair Value Price
$134.38
Market Cap
$798.74M
52 Week Low
$47.60
52 Week High
$75.00
P/E
12.06x
P/B
1.39x
P/S
3.82x
PEG
3.03x
Dividend Yield
1.38%
Revenue
$185.73M
Earnings
$67.35M
Gross Margin
100%
Operating Margin
44.8%
Profit Margin
36.3%
Debt to Equity
7.97
Operating Cash Flow
$94M
Beta
0.76
Next Earnings
Jul 22, 2026
Ex-Dividend
N/A
Next Dividend
N/A

SMBC Overview

Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SMBC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
SMBC
Ranked
#187 of 283

Top Ranked Stocks in Industry

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SMBC News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SMBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SMBC ($72.51) is undervalued by 46.04% relative to our estimate of its Fair Value price of $134.38 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
SMBC ($72.51) is significantly undervalued by 46.04% relative to our estimate of its Fair Value price of $134.38 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
SMBC ($72.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SMBC due diligence checks available for Premium users.

Valuation

SMBC fair value

Fair Value of SMBC stock based on Discounted Cash Flow (DCF)

Price
$72.51
Fair Value
$134.38
Undervalued by
46.04%
SMBC ($72.51) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SMBC ($72.51) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SMBC ($72.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SMBC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.06x
Industry
14.14x
Market
9.47x
SMBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SMBC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

SMBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.39x
Industry
1.27x
SMBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SMBC price to earnings growth (PEG)

For valuing profitable companies with growth potential

SMBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SMBC's financial health

Profit margin

Revenue
$48.2M
Net Income
$17.8M
Profit Margin
36.9%
SMBC's Earnings (EBIT) of $83.22M... subscribe to Premium to read more.
Interest Coverage Financials
SMBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$5.1B
Liabilities
$4.6B
Debt to equity
7.97
SMBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SMBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$29.0M
Investing
-$93.4M
Financing
$23.3M
SMBC's operating cash flow ($93.87M)... subscribe to Premium to read more.
Debt Coverage Financials

SMBC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SMBCC$798.74M+1.70%12.06x1.39x
PGCC$792.90M+1.80%17.97x1.13x
GSBCD$808.60M+0.81%11.69x1.28x
CCBGD$811.97M+1.95%13.45x1.45x
HTBC$814.22M+1.68%12.39x1.37x

Southern Missouri Bancorp Stock FAQ

What is Southern Missouri Bancorp's quote symbol?

(NASDAQ: SMBC) Southern Missouri Bancorp trades on the NASDAQ under the ticker symbol SMBC. Southern Missouri Bancorp stock quotes can also be displayed as NASDAQ: SMBC.

If you're new to stock investing, here's how to buy Southern Missouri Bancorp stock.

What is the 52 week high and low for Southern Missouri Bancorp (NASDAQ: SMBC)?

(NASDAQ: SMBC) Southern Missouri Bancorp's 52-week high was $75.00, and its 52-week low was $47.60. It is currently -3.32% from its 52-week high and 52.33% from its 52-week low.

How much is Southern Missouri Bancorp stock worth today?

(NASDAQ: SMBC) Southern Missouri Bancorp currently has 11,015,632 outstanding shares. With Southern Missouri Bancorp stock trading at $72.51 per share, the total value of Southern Missouri Bancorp stock (market capitalization) is $798.74M.

Southern Missouri Bancorp stock was originally listed at a price of $5.13 in Dec 31, 1997. If you had invested in Southern Missouri Bancorp stock at $5.13, your return over the last 28 years would have been 1,314.83%, for an annualized return of 9.93% (not including any dividends or dividend reinvestments).

How much is Southern Missouri Bancorp's stock price per share?

(NASDAQ: SMBC) Southern Missouri Bancorp stock price per share is $72.51 today (as of Jun 18, 2026).

What is Southern Missouri Bancorp's Market Cap?

(NASDAQ: SMBC) Southern Missouri Bancorp's market cap is $798.74M, as of Jun 21, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Southern Missouri Bancorp's market cap is calculated by multiplying SMBC's current stock price of $72.51 by SMBC's total outstanding shares of 11,015,632.
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