NASDAQ: SMBCSouthern Missouri Bancorp Inc Stock
$55.27-0.35 (-0.63%)
Updated Sep 15, 2025
SMBC Price
$55.27
Fair Value Price
N/A
Market Cap
$624.04M
52 Week Low
$45.10
52 Week High
$68.69
P/E
10.65x
P/B
1.15x
P/S
3.52x
PEG
0.77x
Dividend Yield
1.7%
Revenue
$176.08M
Earnings
$58.58M
Gross Margin
100%
Operating Margin
42.02%
Profit Margin
33.3%
Debt to Equity
8.22
Operating Cash Flow
$82M
Beta
0.78
Next Earnings
Oct 27, 2025
Ex-Dividend
N/A
Next Dividend
N/A
SMBC Overview
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine SMBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
SMBC
Ranked#86 of 289
Ranked#86 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $41.66 | A | |
| $62.90 | B | |
| $25.11 | B |
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SMBC News
Overview
Due Diligence Score
–
Industry Average (36)
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Due Diligence Checks
SMBC ($55.27) is trading below its intrinsic value of $57.96, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SMBC is good value based on its earnings relative to its share price (10.65x), compared to the US market average (37.32x)
P/E vs Market Valuation
SMBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SMBC due diligence checks available for Premium users.
Valuation
SMBC fair value
Fair Value of SMBC stock based on Discounted Cash Flow (DCF)
Price
$55.27
Fair Value
$94.82
Undervalued by
41.71%
SMBC ($55.27) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
SMBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.65x
Industry
12.3x
Market
37.32x
SMBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SMBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
SMBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.15x
Industry
1.25x
SMBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
SMBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
SMBC is good value based... subscribe to Premium to read more.
PEG Value Valuation
SMBC's financial health
Profit margin
Revenue
$45.1M
Net Income
$15.8M
Profit Margin
35%
SMBC's Earnings (EBIT) of $73.99M... subscribe to Premium to read more.
Interest Coverage Financials
SMBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$5.0B
Liabilities
$4.5B
Debt to equity
8.22
SMBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SMBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$27.3M
Investing
-$78.7M
Financing
$17.4M
SMBC's operating cash flow ($81.56M)... subscribe to Premium to read more.
Debt Coverage Financials
SMBC vs Bank Stocks
Southern Missouri Bancorp Stock FAQ
Company
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