NASDAQ: MCBSMetrocity Bankshares Inc Stock
$35.50+0.13 (+0.37%)
Updated Sep 11, 2026
MCBS Price
$35.50
Fair Value Price
$50.45
Market Cap
$1.02B
52 Week Low
$24.53
52 Week High
$37.46
P/E
12.2x
P/B
1.8x
P/S
5.57x
PEG
1.2x
Dividend Yield
3.04%
Revenue
$184.54M
Earnings
$79.85M
Gross Margin
100%
Operating Margin
58.42%
Profit Margin
43.3%
Debt to Equity
6.96
Operating Cash Flow
$82M
Beta
0.87
Next Earnings
Oct 16, 2026
Ex-Dividend
N/A
Next Dividend
N/A
MCBS Overview
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine MCBS's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
C
MCBS
Ranked#50 of 287
Ranked#50 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $25.97 | B | |
| $77.82 | B | |
| $9.07 | B |
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MCBS News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
MCBS ($35.50) is undervalued by 29.63% relative to our estimate of its Fair Value price of $50.45 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MCBS ($35.50) is significantly undervalued by 29.63% relative to our estimate of its Fair Value price of $50.45 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MCBS ($35.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MCBS due diligence checks available for Premium users.
Valuation
MCBS fair value
Fair Value of MCBS stock based on Discounted Cash Flow (DCF)
Price
$35.50
Fair Value
$50.45
Undervalued by
29.63%
MCBS ($35.50) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MCBS ($35.50) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MCBS ($35.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MCBS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
12.2x
Industry
14.28x
Market
40.26x
MCBS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MCBS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
MCBS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.8x
Industry
1.34x
MCBS is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MCBS price to earnings growth (PEG)
For valuing profitable companies with growth potential
MCBS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
MCBS's financial health
Profit margin
Revenue
$50.6M
Net Income
$22.1M
Profit Margin
43.7%
MCBS's Earnings (EBIT) of $107.80M... subscribe to Premium to read more.
Interest Coverage Financials
MCBS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.5B
Liabilities
$4.0B
Debt to equity
6.96
MCBS's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
MCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$24.9M
Investing
$49.8M
Financing
-$195.7M
MCBS's operating cash flow ($82.07M)... subscribe to Premium to read more.
Debt Coverage Financials
MCBS vs Bank Stocks
Metrocity Bankshares Stock FAQ
Company
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