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NASDAQ: MCBS
Metrocity Bankshares Inc Stock

$19.68+0.03 (+0.15%)
Updated Sep 29, 2023
MCBS Price
$19.68
Fair Value Price
$28.14
Market Cap
$497.51M
52 Week Low
$13.10
52 Week High
$24.34
P/E
8.9x
P/B
1.33x
P/S
3.44x
PEG
1.84x
Dividend Yield
3.51%
Revenue
$130.90M
Earnings
$55.91M
Gross Margin
100%
Operating Margin
63.88%
Profit Margin
42.7%
Debt to Equity
8.31
Operating Cash Flow
$62M
Beta
1.04
Next Earnings
Oct 19, 2023
Ex-Dividend
N/A
Next Dividend
N/A

MCBS Overview

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.

Zen Score

–
Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how MCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

MCBS ($19.68) is undervalued by 30.06% relative to our estimate of its Fair Value price of $28.14 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MCBS ($19.68) is significantly undervalued by 30.06% relative to our estimate of its Fair Value price of $28.14 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MCBS ($19.68) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MCBS due diligence checks available for Premium users.

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MCBS News

Valuation

MCBS fair value

Fair Value of MCBS stock based on Discounted Cash Flow (DCF)
Price
$19.68
Fair Value
$28.14
Undervalued by
30.06%
MCBS ($19.68) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MCBS ($19.68) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MCBS ($19.68) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MCBS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.9x
Industry
0.64x
Market
12.37x
MCBS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MCBS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MCBS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.33x
Industry
0.88x
MCBS is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MCBS price to earnings growth (PEG)

For valuing profitable companies with growth potential
MCBS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

MCBS's financial health

Profit margin

Revenue
$30.1M
Net Income
$13.1M
Profit Margin
43.5%
MCBS's Earnings (EBIT) of $83.62M... subscribe to Premium to read more.
Interest Coverage Financials
MCBS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.5B
Liabilities
$3.1B
Debt to equity
8.31
MCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$47.2M
Investing
-$8.4M
Financing
-$138.0k
MCBS's operating cash flow ($61.71M)... subscribe to Premium to read more.
Debt Coverage Financials

MCBS vs Bank Stocks

TickerMarket Cap1d %P/EP/B
MCBS$497.51M+0.15%8.90x1.33x
CFB$497.35M+1.31%8.07x0.76x
MBWM$495.12M-0.74%6.23x1.03x
HAFC$494.65M+0.31%5.02x0.74x
CATC$488.72M+0.53%10.38x0.93x

Metrocity Bankshares Stock FAQ

What is Metrocity Bankshares's quote symbol?

(NASDAQ: MCBS) Metrocity Bankshares trades on the NASDAQ under the ticker symbol MCBS. Metrocity Bankshares stock quotes can also be displayed as NASDAQ: MCBS.

If you're new to stock investing, here's how to buy Metrocity Bankshares stock.

What is the 52 week high and low for Metrocity Bankshares (NASDAQ: MCBS)?

(NASDAQ: MCBS) Metrocity Bankshares's 52-week high was $24.34, and its 52-week low was $13.10. It is currently -19.15% from its 52-week high and 50.23% from its 52-week low.

How much is Metrocity Bankshares stock worth today?

(NASDAQ: MCBS) Metrocity Bankshares currently has 25,279,846 outstanding shares. With Metrocity Bankshares stock trading at $19.68 per share, the total value of Metrocity Bankshares stock (market capitalization) is $497.51M.

Metrocity Bankshares stock was originally listed at a price of $13.40 in Oct 4, 2019. If you had invested in Metrocity Bankshares stock at $13.40, your return over the last 3 years would have been 46.87%, for an annualized return of 13.67% (not including any dividends or dividend reinvestments).

How much is Metrocity Bankshares's stock price per share?

(NASDAQ: MCBS) Metrocity Bankshares stock price per share is $19.68 today (as of Sep 29, 2023).

What is Metrocity Bankshares's Market Cap?

(NASDAQ: MCBS) Metrocity Bankshares's market cap is $497.51M, as of Sep 30, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Metrocity Bankshares's market cap is calculated by multiplying MCBS's current stock price of $19.68 by MCBS's total outstanding shares of 25,279,846.
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