NASDAQ: MCBSMetrocity Bankshares Inc Stock
$19.68+0.03 (+0.15%)
Updated Sep 29, 2023
MCBS Price
$19.68
Fair Value Price
$28.14
Market Cap
$497.51M
52 Week Low
$13.10
52 Week High
$24.34
P/E
8.9x
P/B
1.33x
P/S
3.44x
PEG
1.84x
Dividend Yield
3.51%
Revenue
$130.90M
Earnings
$55.91M
Gross Margin
100%
Operating Margin
63.88%
Profit Margin
42.7%
Debt to Equity
8.31
Operating Cash Flow
$62M
Beta
1.04
Next Earnings
Oct 19, 2023
Ex-Dividend
N/A
Next Dividend
N/A
MCBS Overview
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.
Zen Score
–
Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how MCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
MCBS ($19.68) is undervalued by 30.06% relative to our estimate of its Fair Value price of $28.14 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MCBS ($19.68) is significantly undervalued by 30.06% relative to our estimate of its Fair Value price of $28.14 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MCBS ($19.68) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MCBS due diligence checks available for Premium users.
Be the first to know about important MCBS news, forecast changes, insider trades & much more!
MCBS News
Valuation
MCBS fair value
Fair Value of MCBS stock based on Discounted Cash Flow (DCF)
Price
$19.68
Fair Value
$28.14
Undervalued by
30.06%
MCBS ($19.68) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MCBS ($19.68) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MCBS ($19.68) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MCBS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.9x
Industry
0.64x
Market
12.37x
MCBS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MCBS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
MCBS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.33x
Industry
0.88x
MCBS is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MCBS price to earnings growth (PEG)
For valuing profitable companies with growth potential
MCBS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
MCBS's financial health
Profit margin
Revenue
$30.1M
Net Income
$13.1M
Profit Margin
43.5%
MCBS's Earnings (EBIT) of $83.62M... subscribe to Premium to read more.
Interest Coverage Financials
MCBS's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.5B
Liabilities
$3.1B
Debt to equity
8.31
MCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$47.2M
Investing
-$8.4M
Financing
-$138.0k
MCBS's operating cash flow ($61.71M)... subscribe to Premium to read more.
Debt Coverage Financials
MCBS vs Bank Stocks
Metrocity Bankshares Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.