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Best Mortgage Stocks to Buy Now (2022)
Top mortgage stocks in 2022 ranked by overall Zen Score. See the best mortgage stocks to buy now, according to analyst forecasts for the mortgage finance industry.

Industry: Mortgage Finance
Ticker
Company
Exchange
Industry
Zen Score
Market Cap
Price
1d %
EBITDA
P/E
D/E
ASPS
ALTISOURCE PORTFOLIO SOLUTIONS SA
NASDAQ
Mortgage Finance
$227.50M$14.11-0.21%$60.18M7.63x-2.92
WD
WALKER & DUNLOP INC
NYSE
Mortgage Finance
$2.79B$84.40-1.16%$592.19M11.03x2.59
ESNT
ESSENT GROUP LTD
NYSE
Mortgage Finance
$4.04B$37.55-1.37%$1.05B4.68x0.29
GHI
GREYSTONE HOUSING IMPACT INVESTORS LP
NYSE
Mortgage Finance
$419.14M$18.84-1.36%$97.42M6.61x3.36
VEL
VELOCITY FINANCIAL INC
NYSE
Mortgage Finance
$330.97M$10.213.97%$45.92M10.31x8.93
CNF
CNFINANCE HOLDINGS LTD
NYSE
Mortgage Finance
$141.28M$2.060.98%N/A73.57x2.60
ECPG
ENCORE CAPITAL GROUP INC
NASDAQ
Mortgage Finance
$1.18B$50.38-0.22%$638.62M3.69x2.63
COOP
MR COOPER GROUP INC
NASDAQ
Mortgage Finance
$3.05B$43.252.08%$1.92B2.90x2.12
HTGC
HERCULES CAPITAL INC
NYSE
Mortgage Finance
$1.75B$13.43-2.33%$100.95M122.09x1.15
PFSI
PENNYMAC FINANCIAL SERVICES INC
NYSE
Mortgage Finance
$2.93B$58.592.63%$877.91M5.25x3.70
UWMC
UWM HOLDINGS CORP
NYSE
Mortgage Finance
$7.54B$4.733.96%$387.23M7.39x59.79
OCN
OCWEN FINANCIAL CORP
NYSE
Mortgage Finance
$249.65M$32.89-0.51%$614.63M2.85x21.63
GHLD
GUILD HOLDINGS CO
NYSE
Mortgage Finance
$697.99M$11.435.83%$543.38M1.81x1.64
IOR
INCOME OPPORTUNITY REALTY INVESTORS INC
NYSEMKT
Mortgage Finance
$47.98M$11.51-4.24%$4.21M14.21x0.00
EFC
ELLINGTON FINANCIAL INC
NYSE
Mortgage Finance
$796.58M$13.18-1.27%-$74.91M-10.89x4.47
RKT
ROCKET COMPANIES INC
NYSE
Mortgage Finance
$16.28B$8.260.12%$487.37M9.28x24.51
LDI
LOANDEPOT INC
NYSE
Mortgage Finance
$496.80M$1.58-3.66%-$83.66M-1.28x12.61
TREE
LENDINGTREE INC
NASDAQ
Mortgage Finance
$288.96M$22.60-5.75%$101.27M-2.20x4.86
MRCC
MONROE CAPITAL CORP
NASDAQ
Mortgage Finance
$191.31M$8.830.91%$16.70M-441.50x1.36
HMPT
HOME POINT CAPITAL INC
NASDAQ
Mortgage Finance
$188.22M$1.36-6.21%-$123.99M-1.74x3.82
IMH
IMPAC MORTGAGE HOLDINGS INC
NYSEMKT
Mortgage Finance
$8.32M$0.252.04%$8.99M-0.21x-16.42

Mortgage Stocks FAQ

What are the best mortgage stocks to buy right now in Dec 2022?

According to Zen Score, the 3 best mortgage finance stocks to buy right now are:

1. Altisource Portfolio Solutions Sa (NASDAQ:ASPS)


Altisource Portfolio Solutions Sa (NASDAQ:ASPS) is the top mortgage stock with a Zen Score of 57, which is 29 points higher than the mortgage industry average of 28. It passed 18 out of 33 due diligence checks and has strong fundamentals. Altisource Portfolio Solutions Sa has seen its stock return 36.59% over the past year, overperforming other mortgage stocks by 69 percentage points.

Altisource Portfolio Solutions Sa has an average 1 year price target of $18.00, an upside of 27.57% from Altisource Portfolio Solutions Sa's current stock price of $14.11.

Altisource Portfolio Solutions Sa stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Altisource Portfolio Solutions Sa, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Walker & Dunlop (NYSE:WD)


Walker & Dunlop (NYSE:WD) is the second best mortgage stock with a Zen Score of 49, which is 21 points higher than the mortgage industry average of 28. It passed 18 out of 38 due diligence checks and has strong fundamentals. Walker & Dunlop has seen its stock lose -43.84% over the past year, underperforming other mortgage stocks by -12 percentage points.

Walker & Dunlop has an average 1 year price target of $146.50, an upside of 73.58% from Walker & Dunlop's current stock price of $84.40.

Walker & Dunlop stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Walker & Dunlop, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Essent Group (NYSE:ESNT)


Essent Group (NYSE:ESNT) is the third best mortgage stock with a Zen Score of 45, which is 17 points higher than the mortgage industry average of 28. It passed 17 out of 38 due diligence checks and has strong fundamentals. Essent Group has seen its stock lose -13.44% over the past year, overperforming other mortgage stocks by 19 percentage points.

Essent Group has an average 1 year price target of $49.50, an upside of 31.82% from Essent Group's current stock price of $37.55.

Essent Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Essent Group, 60% have issued a Strong Buy rating, 40% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage stocks with highest dividends?

Out of 11 mortgage stocks that have issued dividends in the past year, the 3 mortgage stocks with the highest dividend yields are:

1. Guild Holdings Co (NYSE:GHLD)


Guild Holdings Co (NYSE:GHLD) has an annual dividend yield of N/A, which is N/A percentage points lower than the mortgage industry average of 7.81%.

Guild Holdings Co's dividend payout ratio of 15.8% indicates that its dividend yield is sustainable for the long-term.

2. Hercules Capital (NYSE:HTGC)


Hercules Capital (NYSE:HTGC) has an annual dividend yield of 14.67%, which is 7 percentage points higher than the mortgage industry average of 7.81%. Hercules Capital's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Hercules Capital's dividend has shown consistent growth over the last 10 years.

Hercules Capital's dividend payout ratio of 1,690.9% indicates that its high dividend yield might not be sustainable for the long-term.

3. Rocket Companies (NYSE:RKT)


Rocket Companies (NYSE:RKT) has an annual dividend yield of 12.23%, which is 4 percentage points higher than the mortgage industry average of 7.81%.

Rocket Companies's dividend payout ratio of 113.5% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage stocks down?

Mortgage stocks were down -0.2% in the last day, and down -1.58% over the last week.

We couldn't find a catalyst for why mortgage stocks are down.

What are the most undervalued mortgage stocks?

Based on WallStreetZen's Valuation Score, the 3 most undervalued mortgage stocks right now are:

1. Altisource Portfolio Solutions Sa (NASDAQ:ASPS)


Altisource Portfolio Solutions Sa (NASDAQ:ASPS) is the most undervalued mortgage stock based on WallStreetZen's Valuation Score. Altisource Portfolio Solutions Sa has a valuation score of 86, which is 46 points higher than the mortgage industry average of 40. It passed 6 out of 7 valuation due diligence checks.

Altisource Portfolio Solutions Sa's stock has gained 36.59% in the past year. It has overperformed other stocks in the mortgage industry by 69 percentage points.

2. Encore Capital Group (NASDAQ:ECPG)


Encore Capital Group (NASDAQ:ECPG) is the second most undervalued mortgage stock based on WallStreetZen's Valuation Score. Encore Capital Group has a valuation score of 57, which is 17 points higher than the mortgage industry average of 40. It passed 4 out of 7 valuation due diligence checks.

Encore Capital Group's stock has dropped -8.8% in the past year. It has overperformed other stocks in the mortgage industry by 23 percentage points.

3. Greystone Housing Impact Investors (NYSE:GHI)


Greystone Housing Impact Investors (NYSE:GHI) is the third most undervalued mortgage stock based on WallStreetZen's Valuation Score. Greystone Housing Impact Investors has a valuation score of 57, which is 17 points higher than the mortgage industry average of 40. It passed 4 out of 7 valuation due diligence checks.

Greystone Housing Impact Investors's stock has dropped -1.57% in the past year. It has overperformed other stocks in the mortgage industry by 31 percentage points.

Are mortgage stocks a good buy now?

52.63% of mortgage stocks rated by analysts are a buy right now. On average, analysts expect mortgage stocks to rise by 47.64% over the next year.

What is the average p/e ratio of the mortgage finance industry?

The average P/E ratio of the mortgage finance industry is 9.73x.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.