NYSE: CNFCnfinance Holdings Ltd Stock
$0.82+0.02 (+2.5%)
Updated Jul 9, 2025
CNF Price
$0.82
Fair Value Price
N/A
Market Cap
$56.24M
52 Week Low
$0.37
52 Week High
$2.84
P/E
10x
P/B
0.1x
P/S
1.06x
PEG
N/A
Dividend Yield
N/A
Revenue
$61.30M
Earnings
$5.18M
Gross Margin
100%
Operating Margin
10.78%
Profit Margin
8.4%
Debt to Equity
2.7
Operating Cash Flow
$104M
Beta
0.31
Next Earnings
Sep 2, 2025
Ex-Dividend
N/A
Next Dividend
N/A
CNF Overview
CNFinance Holdings Ltd. engages in the provision of home equity loan services. The company is headquartered in Guangzhou, Guangdong and currently employs 2,761 full-time employees. The Company’s primary target borrower segment is micro- and small-enterprise (MSE) owners who own real properties in Tier 1 and Tier 2 cities in China. The firm aims to serve its target borrowers by facilitating home equity loans and providing tailored services.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CNF's potential to beat the market
- CNF doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Mortgage
Industry Rating
D
CNF
RankedUnranked of 14
RankedUnranked of 14
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $38.99 | B | |
| $41.00 | B | |
| $11.89 | C |
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CNF News
Overview
Due Diligence Score
–
Industry Average (27)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CNF scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CNF was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CNF is good value based on its earnings relative to its share price (10x), compared to the US market average (30.63x)
P/E vs Market Valuation
CNF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more CNF due diligence checks available for Premium users.
Valuation
CNF price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10x
Industry
240.29x
Market
30.63x
CNF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CNF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
CNF price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.1x
Industry
0.41x
CNF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CNF's financial health
Profit margin
Revenue
$0.0
Net Income
$0.0
Profit Margin
0%
CNF's Earnings (EBIT) of $6.61M... subscribe to Premium to read more.
Interest Coverage Financials
CNF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.1B
Liabilities
$1.5B
Debt to equity
2.7
CNF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CNF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
CNF's operating cash flow ($103.59M)... subscribe to Premium to read more.
Debt Coverage Financials
CNF vs Mortgage Stocks
Cnfinance Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.