NYSE: CNFCnfinance Holdings Ltd Stock
$3.06+0.01 (+0.33%)
Updated Sep 15, 2025
CNF Price
$3.06
Fair Value Price
N/A
Market Cap
$20.99M
52 Week Low
$2.36
52 Week High
$28.40
P/E
-2.75x
P/B
0.04x
P/S
1.37x
PEG
N/A
Dividend Yield
N/A
Revenue
$32.65M
Earnings
-$7.03M
Gross Margin
100%
Operating Margin
-26.5%
Profit Margin
-21.6%
Debt to Equity
2.11
Operating Cash Flow
N/A
Beta
0.3
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
CNF Overview
CNFinance Holdings Ltd. engages in the provision of home equity loan services. The company is headquartered in Guangzhou, Guangdong and currently employs 2,761 full-time employees. The Company’s primary target borrower segment is micro- and small-enterprise (MSE) owners who own real properties in Tier 1 and Tier 2 cities in China. The firm aims to serve its target borrowers by facilitating home equity loans and providing tailored services.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CNF's potential to beat the market
- CNF doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Mortgage
Industry Rating
D
CNF
RankedUnranked of 15
RankedUnranked of 15
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $44.74 | B | |
| $44.06 | B | |
| $10.80 | C |
Be the first to know about important CNF news, forecast changes, insider trades & much more!
CNF News
Overview
Due Diligence Score
–
Industry Average (24)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CNF scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CNF is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CNF is good value based on its book value relative to its share price (0.04x), compared to the US Mortgage Finance industry average (0.59x)
P/B vs Industry Valuation
CNF is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more CNF due diligence checks available for Premium users.
Valuation
CNF price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-2.75x
Industry
403.63x
Market
37.32x
CNF price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.04x
Industry
0.59x
CNF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CNF's financial health
Profit margin
Revenue
$0.0
Net Income
$0.0
Profit Margin
0%
CNF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.7B
Liabilities
$1.2B
Debt to equity
2.11
CNF's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
CNF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
N/A
Investing
N/A
Financing
N/A
CNF vs Mortgage Stocks
Cnfinance Holdings Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.