NYSE: VEL
Velocity Financial Inc Stock

$16.51-0.19 (-1.14%)
Updated May 14, 2025
VEL Price
$16.51
Fair Value Price
N/A
Market Cap
$602.47M
52 Week Low
$16.12
52 Week High
$20.98
P/E
7.86x
P/B
1.07x
P/S
2.51x
PEG
2.26x
Dividend Yield
N/A
Revenue
$250.87M
Earnings
$70.06M
Gross Margin
100%
Operating Margin
39.99%
Profit Margin
27.6%
Debt to Equity
9.6
Operating Cash Flow
$31M
Beta
0.86
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

VEL Overview

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company primarily originates and manages investor loans secured by 1-4 unit residential rental and small commercial properties. It offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine VEL's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Mortgage

Industry Rating
D
VEL
Ranked
#6 of 13

Top Ranked Stocks in Industry

View Top Mortgage Stocks

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VEL News

Overview

Due Diligence Score

Industry Average (27)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how VEL scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

VEL ($16.51) is trading above its intrinsic value of $13.73, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
VEL is good value based on its earnings relative to its share price (7.86x), compared to the US market average (26.06x)
P/E vs Market Valuation
VEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more VEL due diligence checks available for Premium users.

Valuation

VEL price to earnings (PE)

For valuing profitable companies with steady earnings

Company
7.86x
Industry
231.67x
Market
26.06x
VEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VEL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

VEL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.07x
Industry
0.36x
VEL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

VEL price to earnings growth (PEG)

For valuing profitable companies with growth potential

VEL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

VEL's financial health

Profit margin

Revenue
$69.1M
Net Income
$18.9M
Profit Margin
27%
VEL's Earnings (EBIT) of $100.32M... subscribe to Premium to read more.
Interest Coverage Financials
VEL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.0B
Liabilities
$5.4B
Debt to equity
9.6
VEL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
VEL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.5M
Investing
-$401.4M
Financing
$401.5M
VEL's operating cash flow ($30.71M)... subscribe to Premium to read more.
Debt Coverage Financials

VEL vs Mortgage Stocks

TickerZen RatingMarket Cap1d %P/EP/B
VELC$602.47M-1.14%7.86x1.07x
GHLD$752.74M-5.47%16.81x0.63x
LDIC$399.19M+0.83%-2.69x1.53x
ONITB$313.69M+1.74%12.76x0.68x
GHIC$266.73M-0.96%25.33x0.91x

Velocity Financial Stock FAQ

What is Velocity Financial's quote symbol?

(NYSE: VEL) Velocity Financial trades on the NYSE under the ticker symbol VEL. Velocity Financial stock quotes can also be displayed as NYSE: VEL.

If you're new to stock investing, here's how to buy Velocity Financial stock.

What is the 52 week high and low for Velocity Financial (NYSE: VEL)?

(NYSE: VEL) Velocity Financial's 52-week high was $20.98, and its 52-week low was $16.12. It is currently -21.31% from its 52-week high and 2.42% from its 52-week low.

How much is Velocity Financial stock worth today?

(NYSE: VEL) Velocity Financial currently has 36,491,520 outstanding shares. With Velocity Financial stock trading at $16.51 per share, the total value of Velocity Financial stock (market capitalization) is $602.47M.

Velocity Financial stock was originally listed at a price of $13.51 in Jan 17, 2020. If you had invested in Velocity Financial stock at $13.51, your return over the last 5 years would have been 22.21%, for an annualized return of 4.09% (not including any dividends or dividend reinvestments).

How much is Velocity Financial's stock price per share?

(NYSE: VEL) Velocity Financial stock price per share is $16.51 today (as of May 14, 2025).

What is Velocity Financial's Market Cap?

(NYSE: VEL) Velocity Financial's market cap is $602.47M, as of May 15, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Velocity Financial's market cap is calculated by multiplying VEL's current stock price of $16.51 by VEL's total outstanding shares of 36,491,520.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.