Ocwen Financial Corporation offers and services commercial and residential mortgages and provides asset management services in the U.S., the U.S. Virgin Islands, India, and the Philippines. Offerings include forward and reverse conventional, government-insured and non-agency loans, including reverse mortgage loans to owners of mortgage loans and foreclosed real estate. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through correspondent lending arrangements, broker relationships, and retail channels. Ocwen Financial was founded in 1988 and is headquartered in West Palm Beach, FL.