NASDAQ: DGICADonegal Group Inc Stock
$19.64+0.18 (+0.92%)
Updated Aug 5, 2026
DGICA Price
$19.64
Fair Value Price
$59.34
Market Cap
$729.02M
52 Week Low
$16.11
52 Week High
$21.06
P/E
10.02x
P/B
1.09x
P/S
0.73x
PEG
N/A
Dividend Yield
3.82%
Revenue
$962.81M
Earnings
$71.09M
Gross Margin
42%
Operating Margin
9.25%
Profit Margin
7.4%
Debt to Equity
2.73
Operating Cash Flow
$58M
Beta
0.28
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
Aug 14, 2026
DGICA Overview
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine DGICA's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
B
DGICA
Ranked#19 of 38
Ranked#19 of 38
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $54.35 | A | |
| $24.59 | A | |
| $109.61 | A |
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DGICA News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DGICA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
DGICA ($19.64) is undervalued by 66.9% relative to our estimate of its Fair Value price of $59.34 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
DGICA ($19.64) is significantly undervalued by 66.9% relative to our estimate of its Fair Value price of $59.34 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
DGICA is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more DGICA due diligence checks available for Premium users.
Valuation
DGICA fair value
Fair Value of DGICA stock based on Discounted Cash Flow (DCF)
Price
$19.64
Fair Value
$59.34
Undervalued by
66.90%
DGICA ($19.64) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
DGICA ($19.64) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
DGICA is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
DGICA price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.02x
Industry
10.87x
Market
14.23x
DGICA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DGICA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
DGICA price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.09x
Industry
2.09x
DGICA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
DGICA's financial health
Profit margin
Revenue
$241.1M
Net Income
$22.3M
Profit Margin
9.3%
DGICA's Earnings (EBIT) of $89.03M... subscribe to Premium to read more.
Interest Coverage Financials
DGICA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.5B
Liabilities
$1.8B
Debt to equity
2.73
DGICA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
DGICA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.9M
Investing
-$11.2M
Financing
-$6.5M
DGICA's operating cash flow ($58.39M)... subscribe to Premium to read more.
Debt Coverage Financials
DGICA vs Property & Casualty Insurance Stocks
Donegal Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.