NASDAQ: DGICA
Donegal Group Inc Stock

$14.28-0.27 (-1.86%)
Updated Jan 22, 2025
DGICA Price
$14.28
Fair Value Price
N/A
Market Cap
$484.03M
52 Week Low
$12.26
52 Week High
$17.00
P/E
18.79x
P/B
0.94x
P/S
0.5x
PEG
0.4x
Dividend Yield
4.81%
Revenue
$979.12M
Earnings
$24.89M
Gross Margin
35.6%
Operating Margin
3.17%
Profit Margin
2.5%
Debt to Equity
3.57
Operating Cash Flow
$42M
Beta
0.61
Next Earnings
Feb 20, 2025
Ex-Dividend
N/A
Next Dividend
N/A

DGICA Overview

Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine DGICA's potential to beat the market

AStrong Buy
  • Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More

Zen Rating Component Grades

C
Value
B
Growth
B
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
DGICA
Ranked
#7 of 37

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$15.42A
$25.50A
$185.25A
View Top Property & Casualty Insurance Stocks

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DGICA News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DGICA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

DGICA ($14.28) is trading below its intrinsic value of $16.05, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
DGICA is good value based on its earnings relative to its share price (18.79x), compared to the US market average (30.67x)
P/E vs Market Valuation
DGICA is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more DGICA due diligence checks available for Premium users.

Valuation

DGICA price to earnings (PE)

For valuing profitable companies with steady earnings

Company
18.79x
Industry
13.38x
Market
30.67x
DGICA is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DGICA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

DGICA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.94x
Industry
2.16x
DGICA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

DGICA price to earnings growth (PEG)

For valuing profitable companies with growth potential

DGICA is good value based... subscribe to Premium to read more.
PEG Value Valuation

DGICA's financial health

Profit margin

Revenue
$251.7M
Net Income
$16.8M
Profit Margin
6.7%
DGICA's Earnings (EBIT) of $31.02M... subscribe to Premium to read more.
Interest Coverage Financials
DGICA's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.3B
Liabilities
$1.8B
Debt to equity
3.57
DGICA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
DGICA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$12.7M
Investing
-$6.7M
Financing
-$1.6M
DGICA's operating cash flow ($41.83M)... subscribe to Premium to read more.
Debt Coverage Financials

DGICA vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
DGICAA$484.03M-1.86%18.79x0.94x
GBLIB$492.76M+2.30%12.37x0.72x
UVEC$553.28M+0.15%7.76x1.38x
ACICA$583.28M-2.18%6.88x2.25x
HRTGA$337.53M-0.90%4.33x1.21x

Donegal Group Stock FAQ

What is Donegal Group's quote symbol?

(NASDAQ: DGICA) Donegal Group trades on the NASDAQ under the ticker symbol DGICA. Donegal Group stock quotes can also be displayed as NASDAQ: DGICA.

If you're new to stock investing, here's how to buy Donegal Group stock.

What is the 52 week high and low for Donegal Group (NASDAQ: DGICA)?

(NASDAQ: DGICA) Donegal Group's 52-week high was $17.00, and its 52-week low was $12.26. It is currently -16% from its 52-week high and 16.47% from its 52-week low.

How much is Donegal Group stock worth today?

(NASDAQ: DGICA) Donegal Group currently has 33,895,670 outstanding shares. With Donegal Group stock trading at $14.28 per share, the total value of Donegal Group stock (market capitalization) is $484.03M.

Donegal Group stock was originally listed at a price of $7.54 in Jul 3, 2003. If you had invested in Donegal Group stock at $7.54, your return over the last 21 years would have been 89.44%, for an annualized return of 3.09% (not including any dividends or dividend reinvestments).

How much is Donegal Group's stock price per share?

(NASDAQ: DGICA) Donegal Group stock price per share is $14.28 today (as of Jan 22, 2025).

What is Donegal Group's Market Cap?

(NASDAQ: DGICA) Donegal Group's market cap is $484.03M, as of Jan 23, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Donegal Group's market cap is calculated by multiplying DGICA's current stock price of $14.28 by DGICA's total outstanding shares of 33,895,670.
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