NASDAQ: DGICA
Donegal Group Inc Stock

$17.49-0.04 (-0.23%)
Updated Jun 18, 2026
DGICA Price
$17.49
Fair Value Price
N/A
Market Cap
$648.00M
52 Week Low
$16.11
52 Week High
$21.06
P/E
9.61x
P/B
1x
P/S
0.66x
PEG
N/A
Dividend Yield
4.23%
Revenue
$968.84M
Earnings
$65.65M
Gross Margin
40.4%
Operating Margin
8.45%
Profit Margin
6.8%
Debt to Equity
2.77
Operating Cash Flow
$65M
Beta
0.29
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

DGICA Overview

Donegal Group Inc. functions as an insurance holding company, delivering both personal and commercial property and casualty coverage to individuals and businesses. Its operations are organized into three distinct divisions: Investment Operations, Personal Insurance Offerings, and Commercial Insurance Offerings. For personal clients, the firm furnishes private passenger automobile policies, which shield policyholders against financial responsibility for injuries or property harm stemming from car accidents, alongside safeguarding against damage to their own vehicles. It also extends homeowners policies, covering losses to residences and their contents due to various dangers such as fire, lightning, windstorms, and theft, in addition to the policyholder's accountability for injury to others or their possessions. On the commercial front, Donegal Group Inc. offers vehicle insurance for businesses, providing safeguards against accident-related bodily harm and property damage, as well as loss from damage to company-owned automobiles. Furthermore, it supplies commercial multi-peril policies that consolidate both liability and physical damage coverages for businesses, and workers' compensation policies that provide benefits to employees injured during their employment. The company distributes its insurance products mainly to clients in the Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions, leveraging a network of approximately 2,300 independent insurance agencies. Established in 1986, Donegal Group Inc.'s main office is situated in Marietta, Pennsylvania.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine DGICA's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
D
DGICA
Ranked
#30 of 41

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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DGICA News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DGICA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

DGICA is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
DGICA is poor value based on its earnings relative to its share price (9.61x), compared to the US market average (9.47x)
P/E vs Market Valuation
DGICA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more DGICA due diligence checks available for Premium users.

Valuation

DGICA price to earnings (PE)

For valuing profitable companies with steady earnings

Company
9.61x
Industry
10.18x
Market
9.47x
DGICA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DGICA is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

DGICA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1x
Industry
1.95x
DGICA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

DGICA's financial health

Profit margin

Revenue
$236.0M
Net Income
$11.5M
Profit Margin
4.9%
DGICA's Earnings (EBIT) of $81.91M... subscribe to Premium to read more.
Interest Coverage Financials
DGICA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.4B
Liabilities
$1.8B
Debt to equity
2.77
DGICA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
DGICA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$20.2M
Investing
-$5.4M
Financing
-$6.0M
DGICA's operating cash flow ($64.62M)... subscribe to Premium to read more.
Debt Coverage Financials

DGICA vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
DGICAC$648.00M-0.23%9.61x1.00x
HRTGC$706.24M+0.43%3.56x1.36x
ACICC$508.87M+0.10%4.86x1.53x
ROOTC$822.81M+7.20%14.77x2.52x
BOWC$895.82M-0.87%15.33x1.95x

Donegal Group Stock FAQ

What is Donegal Group's quote symbol?

(NASDAQ: DGICA) Donegal Group trades on the NASDAQ under the ticker symbol DGICA. Donegal Group stock quotes can also be displayed as NASDAQ: DGICA.

If you're new to stock investing, here's how to buy Donegal Group stock.

What is the 52 week high and low for Donegal Group (NASDAQ: DGICA)?

(NASDAQ: DGICA) Donegal Group's 52-week high was $21.06, and its 52-week low was $16.11. It is currently -16.95% from its 52-week high and 8.57% from its 52-week low.

How much is Donegal Group stock worth today?

(NASDAQ: DGICA) Donegal Group currently has 37,049,603 outstanding shares. With Donegal Group stock trading at $17.49 per share, the total value of Donegal Group stock (market capitalization) is $648.00M.

Donegal Group stock was originally listed at a price of $7.54 in Jul 3, 2003. If you had invested in Donegal Group stock at $7.54, your return over the last 22 years would have been 132.02%, for an annualized return of 3.9% (not including any dividends or dividend reinvestments).

How much is Donegal Group's stock price per share?

(NASDAQ: DGICA) Donegal Group stock price per share is $17.49 today (as of Jun 18, 2026).

What is Donegal Group's Market Cap?

(NASDAQ: DGICA) Donegal Group's market cap is $648.00M, as of Jun 22, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Donegal Group's market cap is calculated by multiplying DGICA's current stock price of $17.49 by DGICA's total outstanding shares of 37,049,603.
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