NASDAQ: ACIC
American Coastal Insurance Corp Stock

$12.11-0.09 (-0.74%)
Updated Dec 5, 2025
ACIC Price
$12.11
Fair Value Price
N/A
Market Cap
$590.55M
52 Week Low
$9.97
52 Week High
$14.36
P/E
6.88x
P/B
1.8x
P/S
1.69x
PEG
N/A
Dividend Yield
N/A
Revenue
$328.33M
Earnings
$85.22M
Gross Margin
81.9%
Operating Margin
38.09%
Profit Margin
26%
Debt to Equity
2.6
Operating Cash Flow
$120M
Beta
0.63
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

ACIC Overview

American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ACIC's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
ACIC
Ranked
#9 of 40

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$170.17A
$31.13A
$89.95B
View Top Property & Casualty Insurance Stocks

Be the first to know about important ACIC news, forecast changes, insider trades & much more!

ACIC News

Overview

Due Diligence Score

Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ACIC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ACIC is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ACIC is good value based on its earnings relative to its share price (6.88x), compared to the US market average (46.7x)
P/E vs Market Valuation
ACIC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more ACIC due diligence checks available for Premium users.

Valuation

ACIC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
6.88x
Industry
11.82x
Market
46.7x
ACIC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ACIC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ACIC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.8x
Industry
1.98x
ACIC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ACIC's financial health

Profit margin

Revenue
$90.4M
Net Income
$32.5M
Profit Margin
35.9%
ACIC's Earnings (EBIT) of $125.06M... subscribe to Premium to read more.
Interest Coverage Financials
ACIC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.2B
Liabilities
$851.6M
Debt to equity
2.6
ACIC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ACIC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$35.6M
Investing
-$12.5M
Financing
$0.0
ACIC's operating cash flow ($120.38M)... subscribe to Premium to read more.
Debt Coverage Financials

ACIC vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ACICB$590.55M-0.74%6.88x1.80x
DGICAC$709.75M-1.32%7.87x1.13x
GBLI$401.07M-2.17%14.43x0.57x
AIIC$387.42M-4.03%N/A1.23x
HRTGB$826.26M-5.61%5.53x1.89x

American Coastal Insurance Stock FAQ

What is American Coastal Insurance's quote symbol?

(NASDAQ: ACIC) American Coastal Insurance trades on the NASDAQ under the ticker symbol ACIC. American Coastal Insurance stock quotes can also be displayed as NASDAQ: ACIC.

If you're new to stock investing, here's how to buy American Coastal Insurance stock.

What is the 52 week high and low for American Coastal Insurance (NASDAQ: ACIC)?

(NASDAQ: ACIC) American Coastal Insurance's 52-week high was $14.36, and its 52-week low was $9.97. It is currently -15.64% from its 52-week high and 21.46% from its 52-week low.

How much is American Coastal Insurance stock worth today?

(NASDAQ: ACIC) American Coastal Insurance currently has 48,765,302 outstanding shares. With American Coastal Insurance stock trading at $12.11 per share, the total value of American Coastal Insurance stock (market capitalization) is $590.55M.

American Coastal Insurance stock was originally listed at a price of $7.15 in Nov 7, 2007. If you had invested in American Coastal Insurance stock at $7.15, your return over the last 18 years would have been 69.37%, for an annualized return of 2.97% (not including any dividends or dividend reinvestments).

How much is American Coastal Insurance's stock price per share?

(NASDAQ: ACIC) American Coastal Insurance stock price per share is $12.11 today (as of Dec 5, 2025).

What is American Coastal Insurance's Market Cap?

(NASDAQ: ACIC) American Coastal Insurance's market cap is $590.55M, as of Dec 8, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

American Coastal Insurance's market cap is calculated by multiplying ACIC's current stock price of $12.11 by ACIC's total outstanding shares of 48,765,302.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.