NASDAQ: ACICAmerican Coastal Insurance Corp Stock
$12.20+0.10 (+0.83%)
Updated Jan 23, 2025
ACIC Price
$12.20
Fair Value Price
N/A
Market Cap
$588.10M
52 Week Low
$8.82
52 Week High
$15.08
P/E
6.93x
P/B
2.27x
P/S
1.92x
PEG
N/A
Dividend Yield
N/A
Revenue
$282.21M
Earnings
$85.06M
Gross Margin
77.4%
Operating Margin
43.14%
Profit Margin
30.1%
Debt to Equity
3.41
Operating Cash Flow
$291M
Beta
0.86
Next Earnings
Feb 26, 2025
Ex-Dividend
N/A
Next Dividend
N/A
ACIC Overview
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine ACIC's potential to beat the market
AStrong Buy
- Stocks with a Zen Rating of Strong Buy (A) had an average return of +32.52% per year. Learn More
Zen Rating Component Grades
B
Value
C
Growth
B
Momentum
A
Sentiment
C
Safety
C
Financials
C
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
A
ACIC
Ranked#4 of 37
Ranked#4 of 37
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $15.39 | A | |
| $184.66 | A | |
| $25.63 | A |
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ACIC News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ACIC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
ACIC is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ACIC is good value based on its earnings relative to its share price (6.93x), compared to the US market average (30.03x)
P/E vs Market Valuation
ACIC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more ACIC due diligence checks available for Premium users.
Valuation
ACIC fair value
Fair Value of ACIC stock based on Discounted Cash Flow (DCF)
Price
$12.20
Fair Value
-$13.12
Undervalued by
192.99%
ACIC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
ACIC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
6.93x
Industry
13.24x
Market
30.03x
ACIC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ACIC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
ACIC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.27x
Industry
2.15x
ACIC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
ACIC's financial health
Profit margin
Revenue
$82.1M
Net Income
$28.1M
Profit Margin
34.2%
ACIC's Earnings (EBIT) of $121.74M... subscribe to Premium to read more.
Interest Coverage Financials
ACIC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.1B
Liabilities
$884.3M
Debt to equity
3.41
ACIC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ACIC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$9.0M
Investing
-$10.1M
Financing
$163.0k
ACIC's operating cash flow ($290.79M)... subscribe to Premium to read more.
Debt Coverage Financials
ACIC vs Property & Casualty Insurance Stocks
American Coastal Insurance Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.