NYSE: HMNHorace Mann Educators Corp Stock
$41.23-0.11 (-0.27%)
Updated Mar 21, 2025
HMN Price
$41.23
Fair Value Price
N/A
Market Cap
$1.69B
52 Week Low
$31.81
52 Week High
$43.53
P/E
16.56x
P/B
1.31x
P/S
1.02x
PEG
0.37x
Dividend Yield
3.32%
Revenue
$1.60B
Earnings
$102.80M
Gross Margin
39.8%
Operating Margin
10.23%
Profit Margin
6.4%
Debt to Equity
10.25
Operating Cash Flow
$452M
Beta
0.65
Next Earnings
May 6, 2025
Ex-Dividend
Mar 17, 2025
Next Dividend
Mar 31, 2025
HMN Overview
Horace Mann Educators Corporation underwrites automobile and homeowner insurance, retirement annuities, and life insurance. Horace Mann Educators markets its products to teachers, school administrators, and other public school employees. The company was founded in 1945 and is headquartered in Springfield, IL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine HMN's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
A
HMN
Ranked#15 of 37
Ranked#15 of 37
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $28.76 | A | |
| $15.36 | A | |
| $66.26 | B |
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HMN News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HMN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
HMN ($41.23) is trading below its intrinsic value of $53.32, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HMN is good value based on its earnings relative to its share price (16.56x), compared to the US market average (31.55x)
P/E vs Market Valuation
HMN is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HMN due diligence checks available for Premium users.
Valuation
HMN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
16.56x
Industry
15.47x
Market
31.55x
HMN is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HMN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
HMN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.31x
Industry
2.38x
HMN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
HMN price to earnings growth (PEG)
For valuing profitable companies with growth potential
HMN is good value based... subscribe to Premium to read more.
PEG Value Valuation
HMN's financial health
Profit margin
Revenue
$409.0M
Net Income
$38.2M
Profit Margin
9.3%
HMN's Earnings (EBIT) of $163.20M... subscribe to Premium to read more.
Interest Coverage Financials
HMN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$14.5B
Liabilities
$13.2B
Debt to equity
10.25
HMN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HMN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$193.5M
Investing
-$4.4M
Financing
-$190.8M
HMN's operating cash flow ($452.10M)... subscribe to Premium to read more.
Debt Coverage Financials
HMN vs Property & Casualty Insurance Stocks
Horace Mann Educators Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.