How to Buy Horace Mann Educators Stock
Horace Mann Educators Corp
Horace Mann Educators is a property & casualty insurance company located in Illinois, United States, which is part of the Financial Services sector, and is traded under the ticker HMN on the NYSE exchange.
Horace Mann Educators stock last closed at $42.95, up 0.75% from the previous day, and has increased 2.95% in one year. It has underperformed other stocks in the Insurance - Property & Casualty industry by 0.04 percentage points. Horace Mann Educators stock is currently +10.81% from its 52-week low of $38.76, and -11.12% from its 52-week high of $48.33.
There are currently 40.68M HMN shares outstanding. The market capitalization of HMN is $1.75B. In the last 24 hours, 268,000 HMN shares were traded.
How to Buy Horace Mann Educators Stock
Wondering how to invest in Horace Mann Educators stock? Here's how.
- Decide where to buy Horace Mann Educators stock: You need to pick a stock brokerage, but don't worry - we've tested dozens of stock brokerages and apps to help you figure out where to buy Horace Mann Educators stock.
- Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Put funds into your investment account: Choose your method of payment and add your info.
- Analyze Horace Mann Educators stock: The Horace Mann Educators ticker symbol is HMN. Is Horace Mann Educators stock a good investment? Should you buy shares of HMN? How do HMN's underlying business fundamentals look? Do top analysts think Horace Mann Educators is a good buy? Why has HMN's stock price moved recently? (Hint: Our stock market research tools can help you decide if HMN is a good stock to buy).
- Place your HMN purchase: Decide if you will purchase HMN shares at the current market price or use a limit order to buy HMN shares at a given price.
- Get the latest scoop on your HMN investment: Create a watchlist to keep track of your new investment in Horace Mann Educators shares.
Step 1: Decide where to buy Horace Mann Educators stock
You need an online brokerage account in order to access the NYSE market and buy HMN shares.
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Open eToro AccountStep 2: Open a brokerage account
Now that you've selected your brokerage, you'll need to fill out some personal information so you can invest in HMN today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Step 3: Put funds into your investment account
Now that you have created your account on the best investment app, you can securely and quickly fund your account:
Check out the walkthrough below for more details depositing funds into your new brokerage account.
Step 4: Analyze Horace Mann Educators stock
After you have decided on the best place to buy Horace Mann Educators stock, it's absolutely critical to analyze their stock before you buy, so you can understand the risk as well as the upside.
Overview of key HMN info
Horace Mann Educators Fundamentals
WallStreetZen was designed to help part-time investors perform more accurate fundamental analysis.
You can see all of the due diligence checks on HMN's stock page.
Is HMN stock undervalued?
Investors use many financial metrics, analyses, models, and charts to gauge HMN's intrinsic value.
Using relative valuations methods:
- HMN could be undervalued based on its P/E ratio of 10.76x, relative to Insurance - Property & Casualty industry P/E ratio of 12.03x
- HMN may be undervalued based on its P/B ratio of 1.21x, relative to Insurance - Property & Casualty industry P/B ratio of 2.01x
- HMN could be undervalued based on its PEG ratio of 0.72x
You can access additional valuation research on HMN's stock here.
A quick look at HMN Financials
Signs that HMN is financially healthy:
- HMN profit margin has gone up from 6.6% to 9.8% in the past year.
- HMN's operating cash flow of $616.80M allows it to safely service it's debt of $842.90M.
- HMN earnings of $238.70M is not sufficient to cover its interest payments.
Signs that HMN is not financially healthy:
- HMN has a relatively high debt to equity ratio of 9.75.
- Total HMN debt is higher than 5 years ago, relative to shareholder equity.
You can dive deeper into what analysts are projecting on the Horace Mann Educators stock forecast page.
HMN Trading Indicators
HMN Revenue
Last year, HMN earnings were $164.10M. In the last five year, HMN's earnings have increased by 7.11% per year. This was slower than the Insurance - Property & Casualty industry average of 25.06%.
Last year, HMN revenue was $1.68B. During the past 5 year, HMN's revenue has gone up by 5.46% per year. This was slower than the Insurance - Property & Casualty industry average of 12.94%.
You can research HMN's earnings and revenue performance here.
Latest Insiders Trades at HMN
Over the past 12 months, insiders at HMN have sold more shares than they have bought.
Beverley J. McClure, Director of HMN, was the latest HMN insider to sell. They sold $48,837.42 worth of HMN shares on Jan 2, 2026.
Learn more about who owns HMN shares here.
Can I rely on HMN as an income stream?
Horace Mann Educators pays a dividend of 3.26%, compared to the Insurance - Property & Casualty industry's average dividend yield of 2.81%. If you owned $1,000 of HMN stock, you would have been paid $32.60 last year.
Horace Mann Educators dividend payments have consistently grown over the past decade and have remained stable.
Get more analysis about Horace Mann Educators dividend yield and history here.
What others are saying about HMN
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Step 5: Place your HMN purchase
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are mostly fine for most investors. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be certain you're buying or selling at an exact price, place a limit order.
Click the Open button and your broker will execute your order.
If you want additional help buying stocks on eToro, click the how to video below:
Step 6: Get the latest scoop on your HMN investment
Now that you own some HMN stock, you'll want to keep up with your investment.
Start a watchlist to track the latest developments regarding your HMN stock.
HMN Feed
How to Buy Stock in Horace Mann Educators
To summarize, here are the 6 steps to buy Horace Mann Educators stock:
- Decide where to buy Horace Mann Educators stock
- Open a brokerage account
- Put funds into your investment account
- Analyze Horace Mann Educators stock
- Place your HMN purchase
- Get the latest scoop on your HMN investment
If you need a online brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you would like to keep tabs on your new investment in Horace Mann Educators, create a watchlist today.
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