Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
F
Banks is Zen Rated F and is the 122nd ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Dividend Yield
Payout Ratio
Last Dividend
Annual Dividend
Dividend Percentile
Dividend Dropped Count (L10Y)
Ex-dividend Date
Div. Payment Date
IFS
INTERCORP FINANCIAL SERVICES INC
$4.27BN/A0.00%$1.0000N/AN/A4
BWFG
BANKWELL FINANCIAL GROUP INC
$283.68M1.67%48.80%$0.2000$0.6037%0
BCAL
CALIFORNIA BANCORP
$510.83MN/A0.00%N/AN/AN/AN/A
PFIS
PEOPLES FINANCIAL SERVICES CORP
$493.48M5.01%101.10%$0.6175$2.4783%0
BSBR
BANCO SANTANDER (BRASIL) SA
$40.65B3.61%N/A$0.0680$0.2071%13
DB
DEUTSCHE BANK AKTIENGESELLSCHAFT
$56.95BN/A21.90%$0.4500N/AN/A1
THFF
FIRST FINANCIAL CORP
$642.19M1.77%41.60%$0.5100$0.9639%4
EBMT
EAGLE BANCORP MONTANA INC
$132.56M3.40%39.80%$0.1425$0.5769%0
CFBK
CF BANKSHARES INC
$155.33M0.83%11.80%$0.0700$0.2018%0
CBNK
CAPITAL BANCORP INC
$556.23M0.89%12.10%$0.1000$0.3019%0
LCNB
LCNB CORP
$205.85M6.06%76.50%$0.2200$0.8887%0
NRIM
NORTHRIM BANCORP INC
$514.88M2.04%32.60%$0.6400$1.9045%0
LARK
LANDMARK BANCORP INC
$152.90M3.10%23.50%$0.2100$0.8264%0
BHRB
BURKE & HERBERT FINANCIAL SERVICES CORP
$896.27M2.76%58.20%$0.5500$1.6558%0
FISI
FINANCIAL INSTITUTIONS INC
$516.42M4.75%-59.30%$0.3100$1.2281%02025-07-02
CIVB
CIVISTA BANCSHARES INC
$360.04M2.11%29.20%$0.1700$0.4947%0
BAP
CREDICORP LTD
$21.10B1.30%65.10%$2.9018$2.9029%5
TRMK
TRUSTMARK CORP
$2.21B2.58%24.10%$0.2400$0.9455%0
PKBK
PARKE BANCORP INC
$241.25M2.65%29.40%$0.1800$0.5456%0
OVBC
OHIO VALLEY BANC CORP
$151.84M2.08%33.20%$0.2300$0.6746%2
HBNC
HORIZON BANCORP INC
$678.22M3.12%61.50%$0.1600$0.4864%0
HNVR
HANOVER BANCORP INC
$165.47M1.31%30.30%$0.1000$0.3029%0
ALRS
ALERUS FINANCIAL CORP
$548.91M2.82%77.70%$0.2100$0.6159%02025-07-11
CASH
PATHWARD FINANCIAL INC
$1.89B0.25%2.90%$0.0500$0.203%02025-07-01
SUPV
GRUPO SUPERVIELLE SA
$927.11MN/A16.00%$0.1700N/AN/A4
FUNC
FIRST UNITED CORP
$200.90M2.06%24.60%$0.2200$0.6445%0
BSAC
BANCO SANTANDER CHILE
$14.26BN/A38.90%$0.7557N/AN/A4
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$620.96M3.08%46.00%$0.2600$0.9863%0
MOFG
MIDWESTONE FINANCIAL GROUP INC
$598.91M3.36%-32.30%$0.2425$0.9768%0
NPB
NORTHPOINTE BANCSHARES INC
$471.14MN/AN/AN/AN/AN/AN/A
UNTY
UNITY BANCORP INC
$472.27M1.15%12.20%$0.1400$0.5425%0
CZNC
CITIZENS & NORTHERN CORP
$293.47M5.91%64.00%$0.2800$1.1287%1
HBCP
HOME BANCORP INC
$403.95M1.51%16.20%$0.2700$0.7833%0
PFS
PROVIDENT FINANCIAL SERVICES INC
$2.29B4.11%63.20%$0.2400$0.7277%2
NWBI
NORTHWEST BANCSHARES INC
$1.63B4.69%66.70%$0.2000$0.6081%0
FSFG
FIRST SAVINGS FINANCIAL GROUP INC
$173.26M2.48%21.40%$0.1600$0.6253%1
NWFL
NORWOOD FINANCIAL CORP
$238.74M3.53%2,033.30%$0.3100$0.9170%0
SHBI
SHORE BANCSHARES INC
$524.64M2.29%32.20%$0.1200$0.3650%0
WSBC
WESBANCO INC
$3.03B4.65%94.20%$0.3700$1.4781%02025-07-01
SBFG
SB FINANCIAL GROUP INC
$124.63M2.28%33.50%$0.1500$0.4450%0
ACNB
ACNB CORP
$448.69M3.03%43.80%$0.3400$1.3062%0
BMA
MACRO BANK INC
$4.49B5.05%116.60%$1.7976$3.5483%2
BFST
BUSINESS FIRST BANCSHARES INC
$731.98M1.70%23.00%$0.1400$0.4238%0
CZFS
CITIZENS FINANCIAL SERVICES INC
$279.49M3.35%32.90%$0.4900$1.9768%2
FCCO
FIRST COMMUNITY CORP
$187.28M1.85%29.90%$0.1500$0.4540%0
PDLB
PONCE FINANCIAL GROUP INC
$331.95MN/A0.00%N/AN/AN/AN/A
BHLB
BERKSHIRE HILLS BANCORP INC
$1.16B2.16%28.90%$0.1800$0.5448%1
RRBI
RED RIVER BANCSHARES INC
$398.48M0.72%7.30%$0.1200$0.4215%0
CFFI
C & F FINANCIAL CORP
$199.99M2.92%26.70%$0.4600$1.8061%02025-07-01
SNV
SYNOVUS FINANCIAL CORP
$7.19B2.24%42.60%$0.3900$1.1649%02025-07-01
MYFW
FIRST WESTERN FINANCIAL INC
$219.18MN/A0.00%N/AN/AN/AN/A
SHG
SHINHAN FINANCIAL GROUP CO LTD
$22.75BN/A13.20%$0.3877N/AN/A1
FBIZ
FIRST BUSINESS FINANCIAL SERVICES INC
$421.43M2.13%18.90%$0.2900$1.0847%0
TSBK
TIMBERLAND BANCORP INC
$246.52M2.40%30.80%$0.2600$0.7552%9
CARE
CARTER BANKSHARES INC
$401.58MN/A0.00%$0.1400N/AN/A0
CBAN
COLONY BANKCORP INC
$287.29M2.79%24.10%$0.1150$0.4659%0
RBCAA
REPUBLIC BANCORP INC
$1.43B1.79%27.40%$0.4510$1.3140%02025-07-18
FRAF
FRANKLIN FINANCIAL SERVICES CORP
$154.39M3.73%49.20%$0.3300$1.2972%0
OVLY
OAK VALLEY BANCORP
$228.33M1.93%17.60%$0.3000$0.5342%0
FMNB
FARMERS NATIONAL BANC CORP
$519.06M4.93%52.70%$0.1700$0.6882%0
CHMG
CHEMUNG FINANCIAL CORP
$232.19M1.96%26.40%$0.3200$0.9543%02025-07-01
RVSB
RIVERVIEW BANCORP INC
$115.37M1.45%34.80%$0.0200$0.0832%1
CCBG
CAPITAL CITY BANK GROUP INC
$671.11M2.39%27.00%$0.2400$0.9452%0
SFST
SOUTHERN FIRST BANCSHARES INC
$310.66MN/A0.00%N/AN/AN/AN/A
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$157.50M3.26%29.40%$0.2000$0.9466%5
PLBC
PLUMAS BANCORP
$263.61M1.89%22.80%$0.3000$0.8442%1
SMBC
SOUTHERN MISSOURI BANCORP INC
$619.01M1.68%18.10%$0.2300$0.9237%0
CWBC
COMMUNITY WEST BANCSHARES
$371.89M1.85%69.60%$0.1200$0.3640%0
SRCE
1ST SOURCE CORP
$1.52B1.77%25.00%$0.3800$1.1039%0
COFS
CHOICEONE FINANCIAL SERVICES INC
$430.05M3.87%90.20%$0.2800$1.1174%1
FVCB
FVCBANKCORP INC
$212.30MN/A0.00%N/AN/AN/AN/A
HBT
HBT FINANCIAL INC
$794.00M2.34%32.60%$0.2100$0.5951%0
AMAL
AMALGAMATED FINANCIAL CORP
$954.40M1.28%14.70%$0.1400$0.4028%0
LNKB
LINKBANCORP INC
$273.29M2.12%33.00%$0.0750$0.1647%0
MRBK
MERIDIAN CORP
$145.47M2.91%34.70%$0.1250$0.3861%3
ONB
OLD NATIONAL BANCORP
$6.82B2.62%32.20%$0.1400$0.5656%0
FSBC
FIVE STAR BANCORP
$609.64M2.10%35.10%$0.2000$0.6046%0
NKSH
NATIONAL BANKSHARES INC
$173.08M5.55%109.40%$0.7300$1.5186%1
OPBK
OP BANCORP
$192.40M3.70%33.80%$0.1200$0.4872%0
PCB
PCB BANCORP
$300.21M2.76%39.00%$0.2000$0.5858%0
PBFS
PIONEER BANCORP INC
$311.01MN/A0.00%N/AN/AN/AN/A
BRBS
BLUE RIDGE BANKSHARES INC
$327.33MN/A0.00%$0.1225N/AN/A0
FULT
FULTON FINANCIAL CORP
$3.28B1.94%40.70%$0.1800$0.3543%8
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.48B4.03%37.90%$0.6250$1.6376%1
HTH
HILLTOP HOLDINGS INC
$1.95B1.71%35.00%$0.1800$0.5238%0
CAC
CAMDEN NATIONAL CORP
$685.89M3.10%53.30%$0.4200$1.2664%0
FSUN
FIRSTSUN CAPITAL BANCORP
$967.21MN/A0.00%N/AN/AN/AN/A
HWBK
HAWTHORN BANCSHARES INC
$202.43M2.64%27.60%$0.2000$0.7756%02025-07-01
BWB
BRIDGEWATER BANCSHARES INC
$436.57MN/A0.00%N/AN/AN/AN/A
FFIC
FLUSHING FINANCIAL CORP
$401.27M7.41%-60.30%$0.2200$0.8891%0
UVSP
UNIVEST FINANCIAL CORP
$867.56M2.83%31.30%$0.2200$0.8560%0
CZWI
CITIZENS COMMUNITY BANCORP INC
$137.85MN/A28.60%$0.3200N/AN/A0
MNSB
MAINSTREET BANCSHARES INC
$145.61M1.59%-23.30%$0.1000$0.3035%0
ECBK
ECB BANCORP INC
$139.39MN/A0.00%N/AN/AN/AN/A
WTBA
WEST BANCORPORATION INC
$332.20M3.82%64.50%$0.2500$0.7574%0
CFFN
CAPITOL FEDERAL FINANCIAL INC
$810.09M4.18%85.00%$0.0850$0.2678%14
USCB
USCB FINANCIAL HOLDINGS INC
$331.60M0.60%17.90%$0.1000$0.1011%0
CPF
CENTRAL PACIFIC FINANCIAL CORP
$756.14M3.78%48.80%$0.2700$1.0673%1
INTR
INTER & CO INC
$3.27BN/A19.50%N/AN/AN/AN/A
TBBK
BANCORP INC
$2.66BN/A0.00%N/AN/AN/AN/A

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 330 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: C, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 31, which is -5 points lower than the bank industry average of 36. Although this number is below the industry average, our proven quant model rates IFS as a "B".

IFS passed 13 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 70.38% over the past year, overperforming other bank stocks by 48 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 330 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 57, which is 21 points higher than the bank industry average of 36.

BWFG passed 20 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 40.8% over the past year, overperforming other bank stocks by 19 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 16.57% from Bankwell Financial Group's current stock price of $36.03.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)


California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 330 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 40, which is 4 points higher than the bank industry average of 36.

BCAL passed 13 out of 33 due diligence checks and has average fundamentals. California Bancorp has seen its stock return 15.97% over the past year, underperforming other bank stocks by -6 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 26.9% from California Bancorp's current stock price of $15.76.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 262 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Bancolombia Sa (NYSE:CIB)


Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 11.33%, which is 9 percentage points higher than the bank industry average of 2.82%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 8.73%, which is 6 percentage points higher than the bank industry average of 2.82%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

3. Affinity Bancshares (NASDAQ:AFBI)


Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 8.16%, which is 5 percentage points higher than the bank industry average of 2.82%.

Affinity Bancshares's dividend payout ratio of 161.3% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.13% in the last day, and up 2.81% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Meridian (NASDAQ:MRBK)


Meridian (NASDAQ:MRBK) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Meridian has a valuation score of 43, which is -5 points higher than the bank industry average of 48. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates MRBK a Valuation Rating of "A".

Meridian's stock has gained 23.94% in the past year. It has overperformed other stocks in the bank industry by 2 percentage points.

2. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 23 points higher than the bank industry average of 48. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -9.83% in the past year. It has underperformed other stocks in the bank industry by -32 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)


Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -5 points higher than the bank industry average of 48. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 30.22% in the past year. It has overperformed other stocks in the bank industry by 8 percentage points.

Are bank stocks a good buy now?

40.48% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 14.26% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 4.58% of bank stocks are rated B (Buy), 69.37% are rated C (Hold), 22.54% are rated D (Sell), and 3.52% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.64x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.