Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum Sentiment Forecast Dividends

Banks is Zen Rated F and is the 117th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Dividend Yield	Payout Ratio	Last Dividend	Annual Dividend	Dividend Percentile	Dividend Dropped Count (L10Y)	Ex-dividend Date	Div. Payment Date
IFS	INTERCORP FINANCIAL SERVICES INC	$3.87B	2.96%	32.60%	$1.0000	$1.00	63%	4
MOFG	MIDWESTONE FINANCIAL GROUP INC	$613.23M	3.28%	-27.30%	$0.2400	$0.97	68%	0
FUNC	FIRST UNITED CORP	$194.27M	2.07%	26.70%	$0.2200	$0.62	47%	0
BCAL	CALIFORNIA BANCORP	$475.40M	N/A	0.00%	N/A	N/A	N/A	N/A
MRBK	MERIDIAN CORP	$161.94M	2.61%	34.00%	$0.1250	$0.38	57%	3
FSFG	FIRST SAVINGS FINANCIAL GROUP INC	$172.93M	2.44%	21.70%	$0.1600	$0.61	55%	1		2025-03-31
LCNB	LCNB CORP	$209.82M	5.94%	90.70%	$0.2200	$0.88	87%	0
BHRB	BURKE & HERBERT FINANCIAL SERVICES CORP	$862.40M	1.91%	76.30%	$0.5500	$1.10	44%	0
FVCB	FVCBANKCORP INC	$191.53M	N/A	0.00%	N/A	N/A	N/A	N/A
CZNC	CITIZENS & NORTHERN CORP	$314.89M	5.50%	66.30%	$0.2800	$1.12	86%	1
ALRS	ALERUS FINANCIAL CORP	$472.51M	3.22%	95.20%	$0.2000	$0.60	67%	0
CARE	CARTER BANKSHARES INC	$385.59M	N/A	0.00%	$0.1400	N/A	N/A	0
THFF	FIRST FINANCIAL CORP	$592.08M	2.70%	46.50%	$0.4500	$1.35	59%	4
NRIM	NORTHRIM BANCORP INC	$416.44M	2.48%	37.10%	$0.6400	$1.87	55%	0
CBAN	COLONY BANKCORP INC	$287.86M	2.78%	33.60%	$0.1200	$0.46	60%	0
TRMK	TRUSTMARK CORP	$2.14B	2.64%	25.20%	$0.2400	$0.93	58%	0
SSBK	SOUTHERN STATES BANCSHARES INC	$323.66M	0.55%	9.70%	$0.0900	$0.18	10%	0
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$48.03B	1.82%	21.90%	$0.4500	$0.45	42%	2	2025-05-23	2025-05-27
AMTB	AMERANT BANCORP INC	$891.65M	1.69%	-81.80%	$0.0900	$0.36	38%	0
EQBK	EQUITY BANCSHARES INC	$703.50M	0.67%	13.40%	$0.1500	$0.27	14%	0
SNV	SYNOVUS FINANCIAL CORP	$6.81B	2.38%	49.80%	$0.3900	$1.15	54%	0
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$403.68M	2.14%	14.40%	$0.2900	$1.04	49%	0
FXNC	FIRST NATIONAL CORP	$205.60M	3.38%	67.30%	$0.1600	$0.78	69%	0
PFIS	PEOPLES FINANCIAL SERVICES CORP	$458.75M	4.93%	175.90%	$0.6200	$2.27	83%	0
EBMT	EAGLE BANCORP MONTANA INC	$134.57M	3.35%	45.20%	$0.1400	$0.57	69%	0
HNVR	HANOVER BANCORP INC	$163.82M	0.88%	24.00%	$0.1000	$0.20	19%	0
BFST	BUSINESS FIRST BANCSHARES INC	$750.63M	1.65%	24.70%	$0.1400	$0.42	37%	0
BHLB	BERKSHIRE HILLS BANCORP INC	$1.24B	2.69%	62.50%	$0.1800	$0.72	59%	1
BPOP	POPULAR INC	$6.51B	2.82%	29.90%	$0.7000	$2.64	60%	0
MCB	METROPOLITAN BANK HOLDING CORP	$642.41M	N/A	0.00%	N/A	N/A	N/A	N/A
UNTY	UNITY BANCORP INC	$419.40M	1.27%	12.60%	$0.1400	$0.53	28%	0
LYG	LLOYDS BANKING GROUP PLC	$58.19B	3.85%	47.00%	$0.0546	$0.15	75%	8	2025-04-11	2025-05-30
BSVN	BANK7 CORP	$374.06M	1.74%	18.30%	$0.2400	$0.69	40%	1
CIVB	CIVISTA BANCSHARES INC	$305.26M	2.43%	32.30%	$0.1600	$0.48	55%	0
ACNB	ACNB CORP	$437.73M	3.08%	34.10%	$0.3200	$1.28	65%	0
TBBK	BANCORP INC	$2.57B	N/A	0.00%	N/A	N/A	N/A	N/A
WF	WOORI FINANCIAL GROUP INC	$8.57B	N/A	46.90%	$0.3000	N/A	N/A	2
WSBF	WATERSTONE FINANCIAL INC	$260.04M	3.34%	59.40%	$0.1500	$0.45	68%	8
LNKB	LINKBANCORP INC	$258.98M	1.15%	-139.10%	$0.0800	$0.08	25%	0
PLBC	PLUMAS BANCORP	$257.52M	1.86%	22.90%	$0.2700	$0.81	43%	1
FDBC	FIDELITY D & D BANCORP INC	$251.81M	3.57%	43.00%	$0.4000	$1.56	71%	3
FCCO	FIRST COMMUNITY CORP	$172.60M	1.96%	32.20%	$0.1500	$0.44	45%	0
CCBG	CAPITAL CITY BANK GROUP INC	$621.63M	2.50%	29.20%	$0.2400	$0.91	56%	0
FRST	PRIMIS FINANCIAL CORP	$244.01M	2.03%	-333.30%	$0.1000	$0.20	46%	1
RRBI	RED RIVER BANCSHARES INC	$354.27M	0.75%	7.90%	$0.1200	$0.39	16%	0
ORRF	ORRSTOWN FINANCIAL SERVICES INC	$592.24M	3.01%	45.50%	$0.2600	$0.92	64%	0
SHBI	SHORE BANCSHARES INC	$459.93M	2.61%	36.40%	$0.1200	$0.36	57%	0
RVSB	RIVERVIEW BANCORP INC	$114.11M	2.21%	300.00%	$0.0200	$0.12	50%	1
HBCP	HOME BANCORP INC	$372.98M	1.65%	22.50%	$0.2600	$0.76	37%	0
BMRC	BANK OF MARIN BANCORP	$361.82M	3.34%	-192.30%	$0.2500	$0.75	68%	0
ISTR	INVESTAR HOLDING CORP	$174.99M	1.71%	19.90%	$0.1050	$0.31	39%	0
HBT	HBT FINANCIAL INC	$717.34M	2.51%	34.40%	$0.1900	$0.57	56%	0
FFBC	FIRST FINANCIAL BANCORP	$2.42B	3.75%	38.80%	$0.2400	$0.95	74%	0
EGBN	EAGLE BANCORP INC	$645.77M	4.98%	-78.80%	$0.1650	$1.07	83%	1
SMBC	SOUTHERN MISSOURI BANCORP INC	$601.30M	1.69%	19.20%	$0.2300	$0.90	38%	0
OPOF	OLD POINT FINANCIAL CORP	$151.82M	1.87%	34.80%	$0.1400	$0.56	43%	0
TSBK	TIMBERLAND BANCORP INC	$243.04M	2.39%	23.50%	$0.2500	$0.73	54%	9
PCB	PCB BANCORP	$275.82M	1.98%	42.30%	$0.2000	$0.38	46%	0
CCNE	CNB FINANCIAL CORP	$473.53M	3.17%	22.40%	$0.1800	$0.72	66%	0
INBK	FIRST INTERNET BANCORP	$236.13M	0.44%	8.20%	$0.0600	$0.12	7%	0
BSRR	SIERRA BANCORP	$402.45M	2.46%	33.80%	$0.2400	$0.71	55%	0
CBNK	CAPITAL BANCORP INC	$479.97M	0.97%	17.90%	$0.1000	$0.28	21%	0
MFG	MIZUHO FINANCIAL GROUP INC	$73.51B	N/A	0.00%	$0.0665	N/A	N/A	0
NECB	NORTHEAST COMMUNITY BANCORP INC	$326.39M	1.93%	18.20%	$0.1500	$0.45	44%	2
CZFS	CITIZENS FINANCIAL SERVICES INC	$288.38M	3.24%	33.40%	$0.4950	$1.97	67%	2
TCBI	TEXAS CAPITAL BANCSHARES INC	$3.51B	N/A	0.00%	N/A	N/A	N/A	N/A
LARK	LANDMARK BANCORP INC	$157.10M	2.98%	35.80%	$0.2100	$0.81	63%	0
HWC	HANCOCK WHITNEY CORP	$4.66B	3.05%	28.30%	$0.4500	$1.65	65%	0
HAFC	HANMI FINANCIAL CORP	$691.19M	3.28%	49.50%	$0.2500	$0.75	68%	2
FBK	FB FINANCIAL CORP	$2.24B	1.06%	28.20%	$0.1700	$0.51	23%	0
NEWT	NEWTEKONE INC	$323.38M	4.63%	38.60%	$0.1900	$0.57	82%	8
CTBI	COMMUNITY TRUST BANCORP INC	$936.59M	3.61%	40.30%	$0.4700	$1.87	72%	0
MBWM	MERCANTILE BANK CORP	$727.14M	3.21%	21.70%	$0.3700	$1.44	67%	2
AMAL	AMALGAMATED FINANCIAL CORP	$908.04M	0.88%	14.40%	$0.1400	$0.26	19%	0
SPFI	SOUTH PLAINS FINANCIAL INC	$553.92M	1.28%	19.10%	$0.1500	$0.43	29%	0
SBFG	SB FINANCIAL GROUP INC	$136.06M	2.04%	33.10%	$0.1450	$0.43	47%	0
HBNC	HORIZON BANCORP INC	$683.11M	3.09%	79.00%	$0.1600	$0.48	65%	0
KRNY	KEARNY FINANCIAL CORP	$412.02M	5.17%	-29.50%	$0.1100	$0.33	84%	2
FSBC	FIVE STAR BANCORP	$606.82M	1.41%	35.40%	$0.2000	$0.40	31%	0
NBBK	NB BANCORP INC	$790.83M	N/A	0.00%	N/A	N/A	N/A	N/A
COFS	CHOICEONE FINANCIAL SERVICES INC	$262.61M	3.76%	33.30%	$0.2800	$1.10	74%	1
CASH	PATHWARD FINANCIAL INC	$1.80B	0.27%	2.90%	$0.0500	$0.20	3%	0
PDLB	PONCE FINANCIAL GROUP INC	$306.53M	N/A	0.00%	N/A	N/A	N/A	N/A
HWBK	HAWTHORN BANCSHARES INC	$193.05M	2.75%	29.10%	$0.1900	$0.76	60%	0
PEBK	PEOPLES BANCORP OF NORTH CAROLINA INC	$153.91M	3.30%	30.20%	$0.2000	$0.93	68%	5
PFS	PROVIDENT FINANCIAL SERVICES INC	$2.26B	4.15%	91.40%	$0.2400	$0.72	78%	2
SFNC	SIMMONS FIRST NATIONAL CORP	$2.61B	4.06%	68.90%	$0.2125	$0.84	77%	0		2025-04-01
OPBK	OP BANCORP	$179.96M	3.95%	34.30%	$0.1200	$0.48	76%	0
FISI	FINANCIAL INSTITUTIONS INC	$517.41M	4.70%	-43.60%	$0.3100	$1.21	82%	0		2025-04-02
OBT	ORANGE COUNTY BANCORP INC	$275.67M	2.00%	19.60%	$0.1300	$0.49	46%	0
BWFG	BANKWELL FINANCIAL GROUP INC	$239.20M	1.98%	64.50%	$0.2000	$0.60	46%	0
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$511.17M	0.69%	10.70%	$0.0500	$0.20	14%	0
PKBK	PARKE BANCORP INC	$222.29M	2.88%	31.30%	$0.1800	$0.54	61%	0
BY	BYLINE BANCORP INC	$1.20B	1.01%	13.30%	$0.0900	$0.27	22%	0
FNB	FNB CORP	$4.99B	2.60%	37.80%	$0.1200	$0.36	57%	0
BLX	FOREIGN TRADE BANK OF LATIN AMERICA INC	$1.39B	5.60%	27.50%	$0.6250	$2.13	86%	1
GGAL	GRUPO FINANCIERO GALICIA SA	$8.52B	4.11%	39.90%	$0.7248	$2.37	78%	8
BKU	BANKUNITED INC	$2.65B	2.45%	37.40%	$0.2900	$0.87	55%	0
BAP	CREDICORP LTD	$18.09B	1.51%	4.10%	$2.9018	$2.90	34%	5
CFBK	CF BANKSHARES INC	$141.06M	0.86%	12.50%	$0.0700	$0.19	19%	0

Bank Stocks FAQ

What are the best bank stocks to buy right now in Mar 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)

Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 52, which is 19 points higher than the bank industry average of 33.

IFS passed 20 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 31.47% over the past year, overperforming other bank stocks by 11 percentage points.

2. Midwestone Financial Group (NASDAQ:MOFG)

Midwestone Financial Group (NASDAQ:MOFG) is the #2 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Midwestone Financial Group (NASDAQ:MOFG) is: Value: C, Growth: A, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: B.

Midwestone Financial Group (NASDAQ:MOFG) has a Due Diligence Score of 30, which is -3 points lower than the bank industry average of 33. Although this number is below the industry average, our proven quant model rates MOFG as a "B".

MOFG passed 10 out of 38 due diligence checks and has average fundamentals. Midwestone Financial Group has seen its stock return 32.82% over the past year, overperforming other bank stocks by 12 percentage points.

Midwestone Financial Group has an average 1 year price target of $35.25, an upside of 19.65% from Midwestone Financial Group's current stock price of $29.46.

Midwestone Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Midwestone Financial Group, 0% have issued a Strong Buy rating, 50% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. First United (NASDAQ:FUNC)

First United (NASDAQ:FUNC) is the #3 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First United (NASDAQ:FUNC) is: Value: B, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: D, and AI: C.

First United (NASDAQ:FUNC) has a Due Diligence Score of 36, which is 3 points higher than the bank industry average of 33.

FUNC passed 14 out of 38 due diligence checks and has average fundamentals. First United has seen its stock return 32.79% over the past year, overperforming other bank stocks by 12 percentage points.

What are the bank stocks with highest dividends?

Out of 237 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Citizens Community Bancorp (NASDAQ:CZWI)

Citizens Community Bancorp (NASDAQ:CZWI) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.81%. Citizens Community Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Citizens Community Bancorp's dividend has shown consistent growth over the last 10 years.

Citizens Community Bancorp's dividend payout ratio of 26.9% indicates that its dividend yield is sustainable for the long-term.

2. Shinhan Financial Group Co (NYSE:SHG)

Shinhan Financial Group Co (NYSE:SHG) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.81%. Shinhan Financial Group Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Shinhan Financial Group Co's dividend has not shown consistent growth over the last 10 years.

Shinhan Financial Group Co's dividend payout ratio of 27.1% indicates that its dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 9.18%, which is 6 percentage points higher than the bank industry average of 2.81%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.19% in the last day, and up 0.26% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Woori Financial Group (NYSE:WF)

Woori Financial Group (NYSE:WF) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 0.15% in the past year. It has underperformed other stocks in the bank industry by -21 percentage points.

2. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 51.93% in the past year. It has overperformed other stocks in the bank industry by 31 percentage points.

3. Southern States Bancshares (NASDAQ:SSBK)

Southern States Bancshares (NASDAQ:SSBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Southern States Bancshares has a valuation score of 86, which is 42 points higher than the bank industry average of 44. It passed 6 out of 7 valuation due diligence checks.

Southern States Bancshares's stock has gained 30.12% in the past year. It has overperformed other stocks in the bank industry by 9 percentage points.

Are bank stocks a good buy now?

37.39% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 21.87% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 4.26% of bank stocks are rated B (Buy), 71.99% are rated C (Hold), 21.99% are rated D (Sell), and 1.77% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.07x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.