Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
D
Banks is Zen Rated D and is the 114th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Dividend Yield
Payout Ratio
Last Dividend
Annual Dividend
Dividend Percentile
Dividend Dropped Count (L10Y)
Ex-dividend Date
Div. Payment Date
IFS
INTERCORP FINANCIAL SERVICES INC
$3.85BN/A32.60%$1.0000N/AN/A42025-05-05
BWFG
BANKWELL FINANCIAL GROUP INC
$266.24M1.78%64.50%$0.2000$0.6038%0
BCAL
CALIFORNIA BANCORP
$455.90MN/A0.00%N/AN/AN/AN/A
UNTY
UNITY BANCORP INC
$423.42M1.26%12.60%$0.1400$0.5326%0
THFF
FIRST FINANCIAL CORP
$593.39M2.82%46.50%$0.5100$1.4158%4
CBAN
COLONY BANKCORP INC
$273.14M2.93%33.60%$0.1200$0.4660%02025-05-072025-05-21
FISI
FINANCIAL INSTITUTIONS INC
$510.98M4.75%-43.60%$0.3100$1.2180%0
HBNC
HORIZON BANCORP INC
$653.18M3.23%79.00%$0.1600$0.4864%0
NRIM
NORTHRIM BANCORP INC
$449.46M2.30%32.60%$0.6400$1.8749%0
CBNK
CAPITAL BANCORP INC
$504.12M0.93%17.90%$0.1000$0.2819%0
ALRS
ALERUS FINANCIAL CORP
$510.30M2.98%95.20%$0.2000$0.6060%0
HNVR
HANOVER BANCORP INC
$168.43M0.86%24.00%$0.1000$0.2017%02025-05-072025-05-14
CIVB
CIVISTA BANCSHARES INC
$348.91M2.88%32.30%$0.1700$0.6559%0
EBMT
EAGLE BANCORP MONTANA INC
$138.80M3.25%45.20%$0.1400$0.5765%0
TRMK
TRUSTMARK CORP
$2.07B2.73%25.20%$0.2400$0.9357%02025-05-302025-06-15
PFS
PROVIDENT FINANCIAL SERVICES INC
$2.17B2.88%91.40%$0.2400$0.4860%2
FSFG
FIRST SAVINGS FINANCIAL GROUP INC
$186.76M2.26%21.70%$0.1600$0.6148%1
MOFG
MIDWESTONE FINANCIAL GROUP INC
$587.63M3.43%-27.30%$0.2400$0.9767%02025-06-022025-06-16
SNV
SYNOVUS FINANCIAL CORP
$6.17B2.62%49.80%$0.3900$1.1555%0
NPB
NORTHPOINTE BANCSHARES INC
$480.26MN/A0.00%N/AN/AN/AN/A
COFS
CHOICEONE FINANCIAL SERVICES INC
$252.38M3.91%33.30%$0.2800$1.1073%1
NWBI
NORTHWEST BANCSHARES INC
$1.60B4.79%101.30%$0.2000$0.6080%0
PKBK
PARKE BANCORP INC
$223.35M2.86%31.30%$0.1800$0.5459%0
CASH
PATHWARD FINANCIAL INC
$1.91B0.25%2.90%$0.0500$0.203%0
KB
KB FINANCIAL GROUP INC
$23.08BN/A12.70%$0.6556N/AN/A1
BHRB
BURKE & HERBERT FINANCIAL SERVICES CORP
$832.59M1.98%76.30%$0.5500$1.1042%02025-05-152025-06-02
BHLB
BERKSHIRE HILLS BANCORP INC
$1.17B2.87%62.50%$0.1800$0.7259%1
NWFL
NORWOOD FINANCIAL CORP
$230.08M3.66%-6,050.00%$0.3100$0.9170%0
FMNB
FARMERS NATIONAL BANC CORP
$497.27M5.14%55.30%$0.1700$0.6882%0
FUNC
FIRST UNITED CORP
$195.82M2.12%26.70%$0.2200$0.6446%0
OPBK
OP BANCORP
$188.52M3.80%34.50%$0.1200$0.4871%02025-05-082025-05-22
LYG
LLOYDS BANKING GROUP PLC
$60.31B1.37%47.00%$0.0546$0.0529%82025-05-30
HBCP
HOME BANCORP INC
$409.41M1.01%22.50%$0.2600$0.5120%0
FXNC
FIRST NATIONAL CORP
$183.51M3.80%77.50%$0.1600$0.7871%0
RVSB
RIVERVIEW BANCORP INC
$123.97M1.35%300.00%$0.0200$0.0829%1
FBIZ
FIRST BUSINESS FINANCIAL SERVICES INC
$403.46M2.14%18.90%$0.2900$1.0447%0
BWB
BRIDGEWATER BANCSHARES INC
$420.84MN/A0.00%N/AN/AN/AN/A
PCB
PCB BANCORP
$285.46M1.91%42.30%$0.2000$0.3841%02025-05-092025-05-16
BPRN
PRINCETON BANCORP INC
$207.87M2.00%76.40%$0.3000$0.6043%02025-05-062025-05-29
PDLB
PONCE FINANCIAL GROUP INC
$309.16MN/A0.00%N/AN/AN/AN/A
WTBA
WEST BANCORPORATION INC
$333.73M3.80%64.50%$0.2500$0.7571%0
SHBI
SHORE BANCSHARES INC
$469.60M2.56%36.40%$0.1200$0.3655%0
SHG
SHINHAN FINANCIAL GROUP CO LTD
$17.82BN/A13.20%$0.3877N/AN/A1
CFFI
C & F FINANCIAL CORP
$218.24M2.64%29.30%$0.4600$1.7856%0
TSBK
TIMBERLAND BANCORP INC
$245.82M2.36%23.50%$0.2500$0.7350%9
PFIS
PEOPLES FINANCIAL SERVICES CORP
$436.83M5.18%226.50%$0.6200$2.2782%0
LCNB
LCNB CORP
$210.67M5.91%90.70%$0.2200$0.8886%0
WF
WOORI FINANCIAL GROUP INC
$9.03BN/A9.40%$0.3000N/AN/A2
CZFS
CITIZENS FINANCIAL SERVICES INC
$261.68M3.57%33.40%$0.4950$1.9769%2
HBT
HBT FINANCIAL INC
$741.01M2.43%34.40%$0.1900$0.5752%0
CARE
CARTER BANKSHARES INC
$360.15MN/A0.00%$0.1400N/AN/A0
MFG
MIZUHO FINANCIAL GROUP INC
$64.75BN/A0.00%$0.0665N/AN/A0
ACNB
ACNB CORP
$447.33M3.02%34.10%$0.3200$1.2861%02025-05-302025-06-13
FCCO
FIRST COMMUNITY CORP
$182.57M1.26%32.20%$0.1500$0.3026%0
FBNC
FIRST BANCORP
$1.70B1.61%47.60%$0.2200$0.6634%0
CHMG
CHEMUNG FINANCIAL CORP
$215.60M2.09%25.00%$0.3200$0.9445%0
BFST
BUSINESS FIRST BANCSHARES INC
$693.00M1.79%24.70%$0.1400$0.4238%0
WSBC
WESBANCO INC
$2.00B4.88%64.20%$0.3700$1.4681%0
SMBC
SOUTHERN MISSOURI BANCORP INC
$601.41M1.69%19.20%$0.2300$0.9036%02025-05-152025-05-30
CZNC
CITIZENS & NORTHERN CORP
$294.47M5.88%66.30%$0.2800$1.1286%1
FRST
PRIMIS FINANCIAL CORP
$206.19M2.40%-60.60%$0.1000$0.2052%1
NECB
NORTHEAST COMMUNITY BANCORP INC
$325.34M2.80%18.20%$0.2000$0.6558%2
PLBC
PLUMAS BANCORP
$252.20M1.27%22.90%$0.2700$0.5427%1
SRCE
1ST SOURCE CORP
$1.49B1.75%25.00%$0.3600$1.0637%0
CPF
CENTRAL PACIFIC FINANCIAL CORP
$702.89M3.04%52.80%$0.2700$0.7962%12025-05-302025-06-16
CCBG
CAPITAL CITY BANK GROUP INC
$626.06M2.48%29.20%$0.2400$0.9153%0
SFST
SOUTHERN FIRST BANCSHARES INC
$299.62MN/A0.00%N/AN/AN/AN/A
FCAP
FIRST CAPITAL INC
$161.22M2.37%31.90%$0.2900$1.1451%0
CWBC
COMMUNITY WEST BANCSHARES
$331.29M2.07%106.70%$0.1200$0.3645%0
LARK
LANDMARK BANCORP INC
$167.63M2.79%35.80%$0.2100$0.8158%0
CTBI
COMMUNITY TRUST BANCORP INC
$897.67M3.77%40.30%$0.4700$1.8771%02025-06-132025-07-01
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$148.84M3.41%30.20%$0.2000$0.9367%5
FSUN
FIRSTSUN CAPITAL BANCORP
$980.27MN/A0.00%N/AN/AN/AN/A
FVCB
FVCBANKCORP INC
$210.83MN/A0.00%N/AN/AN/AN/A
AMAL
AMALGAMATED FINANCIAL CORP
$882.57M0.90%14.40%$0.1400$0.2618%0
BSVN
BANK7 CORP
$347.03M1.88%18.30%$0.2400$0.6940%1
SBFG
SB FINANCIAL GROUP INC
$129.33M2.15%33.10%$0.1450$0.4347%0
DB
DEUTSCHE BANK AKTIENGESELLSCHAFT
$52.09B1.68%21.90%$0.4500$0.4536%22025-05-232025-05-27
RBCAA
REPUBLIC BANCORP INC
$1.34B1.84%31.10%$0.4510$1.2739%0
HWBK
HAWTHORN BANCSHARES INC
$216.09M2.46%29.10%$0.1900$0.7653%0
BAP
CREDICORP LTD
$18.89B1.45%65.10%$2.9018$2.9031%5
FSBC
FIVE STAR BANCORP
$590.82M1.44%35.40%$0.2000$0.4031%02025-05-052025-05-12
ONB
OLD NATIONAL BANCORP
$6.70B2.67%33.10%$0.1400$0.5656%0
MYFW
FIRST WESTERN FINANCIAL INC
$198.26MN/A0.00%N/AN/AN/AN/A
HAFC
HANMI FINANCIAL CORP
$698.74M3.24%49.50%$0.2500$0.7565%2
RRBI
RED RIVER BANCSHARES INC
$347.56M0.76%7.90%$0.1200$0.3915%0
OVBC
OHIO VALLEY BANC CORP
$178.97M1.76%37.90%$0.2300$0.6738%3
ECBK
ECB BANCORP INC
$148.08MN/A0.00%N/AN/AN/AN/A
BSBR
BANCO SANTANDER (BRASIL) SA
$38.42B2.50%N/A$0.0547$0.1354%13
FNLC
FIRST BANCORP INC
$276.98M4.37%58.40%$0.3600$1.0877%1
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$580.68M3.09%61.70%$0.2600$0.9262%02025-05-062025-05-13
OBT
ORANGE COUNTY BANCORP INC
$263.06M2.09%19.60%$0.1300$0.4945%0
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.44B4.15%37.90%$0.6250$1.6375%1
NKSH
NATIONAL BANKSHARES INC
$163.79M5.87%121.80%$0.7800$1.5186%1
MBWM
MERCANTILE BANK CORP
$697.44M3.35%21.70%$0.3700$1.4466%22025-06-062025-06-18
CFBK
CF BANKSHARES INC
$147.14M0.87%12.50%$0.0700$0.2018%0
LNKB
LINKBANCORP INC
$251.92M1.19%45.10%$0.0800$0.0825%0
BRBS
BLUE RIDGE BANKSHARES INC
$310.78MN/A0.00%$0.1225N/AN/A0
OBK
ORIGIN BANCORP INC
$996.61M1.41%24.40%$0.1500$0.4530%0
EQBK
EQUITY BANCSHARES INC
$682.49M1.08%13.40%$0.1500$0.4222%0

Bank Stocks FAQ

What are the best bank stocks to buy right now in Apr 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 48, which is 16 points higher than the bank industry average of 32.

IFS passed 19 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 54.45% over the past year, overperforming other bank stocks by 36 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: D, and AI: B.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 11, which is -21 points lower than the bank industry average of 32. Although this number is below the industry average, our proven quant model rates BWFG as a "B".

BWFG passed 4 out of 38 due diligence checks and has weak fundamentals. Bankwell Financial Group has seen its stock return 43.28% over the past year, overperforming other bank stocks by 25 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 24.74% from Bankwell Financial Group's current stock price of $33.67.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)


California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 44, which is 12 points higher than the bank industry average of 32.

BCAL passed 14 out of 33 due diligence checks and has strong fundamentals. California Bancorp has seen its stock return 0.29% over the past year, underperforming other bank stocks by -18 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 42.15% from California Bancorp's current stock price of $14.07.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 211 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Banco Santander Chile (NYSE:BSAC)


Banco Santander Chile (NYSE:BSAC) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.88%. Banco Santander Chile's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Banco Santander Chile's dividend has not shown consistent growth over the last 10 years.

Banco Santander Chile's dividend payout ratio of 38.9% indicates that its dividend yield is sustainable for the long-term.

2. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.88%. Intercorp Financial Services's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Intercorp Financial Services's dividend has not shown consistent growth over the last 10 years.

Intercorp Financial Services's dividend payout ratio of 32.6% indicates that its dividend yield is sustainable for the long-term.

3. Shinhan Financial Group Co (NYSE:SHG)


Shinhan Financial Group Co (NYSE:SHG) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.88%. Shinhan Financial Group Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Shinhan Financial Group Co's dividend has not shown consistent growth over the last 10 years.

Shinhan Financial Group Co's dividend payout ratio of 13.2% indicates that its dividend yield is sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 0.99% in the last day, and up 3.19% over the last week. Alerus Financial was the among the top gainers in the banks - regional industry, gaining 13.29% yesterday.

Alerus Financial shares are trading higher after the company reported better-than-expected Q1 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 43, which is -3 points higher than the bank industry average of 46. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates OPBK a Valuation Rating of "A".

Op Bancorp's stock has gained 36.43% in the past year. It has overperformed other stocks in the bank industry by 18 percentage points.

2. Amalgamated Financial (NASDAQ:AMAL)


Amalgamated Financial (NASDAQ:AMAL) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Amalgamated Financial has a valuation score of 57, which is 11 points higher than the bank industry average of 46. It passed 4 out of 7 valuation due diligence checks.

Amalgamated Financial's stock has gained 18.26% in the past year. It has performed in line with other stocks in the bank industry.

3. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -4.03% in the past year. It has underperformed other stocks in the bank industry by -22 percentage points.

Are bank stocks a good buy now?

40% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 24.41% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 4.95% of bank stocks are rated B (Buy), 71.38% are rated C (Hold), 21.2% are rated D (Sell), and 2.47% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.46x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.