Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
F
Banks is Zen Rated F and is the 117th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Dividend Yield
Payout Ratio
Last Dividend
Annual Dividend
Dividend Percentile
Dividend Dropped Count (L10Y)
Ex-dividend Date
Div. Payment Date
IFS
INTERCORP FINANCIAL SERVICES INC
$3.87B2.96%32.60%$1.0000$1.0063%4
MOFG
MIDWESTONE FINANCIAL GROUP INC
$613.23M3.28%-27.30%$0.2400$0.9768%0
FUNC
FIRST UNITED CORP
$194.27M2.07%26.70%$0.2200$0.6247%0
BCAL
CALIFORNIA BANCORP
$475.40MN/A0.00%N/AN/AN/AN/A
MRBK
MERIDIAN CORP
$161.94M2.61%34.00%$0.1250$0.3857%3
FSFG
FIRST SAVINGS FINANCIAL GROUP INC
$172.93M2.44%21.70%$0.1600$0.6155%12025-03-31
LCNB
LCNB CORP
$209.82M5.94%90.70%$0.2200$0.8887%0
BHRB
BURKE & HERBERT FINANCIAL SERVICES CORP
$862.40M1.91%76.30%$0.5500$1.1044%0
FVCB
FVCBANKCORP INC
$191.53MN/A0.00%N/AN/AN/AN/A
CZNC
CITIZENS & NORTHERN CORP
$314.89M5.50%66.30%$0.2800$1.1286%1
ALRS
ALERUS FINANCIAL CORP
$472.51M3.22%95.20%$0.2000$0.6067%0
CARE
CARTER BANKSHARES INC
$385.59MN/A0.00%$0.1400N/AN/A0
THFF
FIRST FINANCIAL CORP
$592.08M2.70%46.50%$0.4500$1.3559%4
NRIM
NORTHRIM BANCORP INC
$416.44M2.48%37.10%$0.6400$1.8755%0
CBAN
COLONY BANKCORP INC
$287.86M2.78%33.60%$0.1200$0.4660%0
TRMK
TRUSTMARK CORP
$2.14B2.64%25.20%$0.2400$0.9358%0
SSBK
SOUTHERN STATES BANCSHARES INC
$323.66M0.55%9.70%$0.0900$0.1810%0
DB
DEUTSCHE BANK AKTIENGESELLSCHAFT
$48.03B1.82%21.90%$0.4500$0.4542%22025-05-232025-05-27
AMTB
AMERANT BANCORP INC
$891.65M1.69%-81.80%$0.0900$0.3638%0
EQBK
EQUITY BANCSHARES INC
$703.50M0.67%13.40%$0.1500$0.2714%0
SNV
SYNOVUS FINANCIAL CORP
$6.81B2.38%49.80%$0.3900$1.1554%0
FBIZ
FIRST BUSINESS FINANCIAL SERVICES INC
$403.68M2.14%14.40%$0.2900$1.0449%0
FXNC
FIRST NATIONAL CORP
$205.60M3.38%67.30%$0.1600$0.7869%0
PFIS
PEOPLES FINANCIAL SERVICES CORP
$458.75M4.93%175.90%$0.6200$2.2783%0
EBMT
EAGLE BANCORP MONTANA INC
$134.57M3.35%45.20%$0.1400$0.5769%0
HNVR
HANOVER BANCORP INC
$163.82M0.88%24.00%$0.1000$0.2019%0
BFST
BUSINESS FIRST BANCSHARES INC
$750.63M1.65%24.70%$0.1400$0.4237%0
BHLB
BERKSHIRE HILLS BANCORP INC
$1.24B2.69%62.50%$0.1800$0.7259%1
BPOP
POPULAR INC
$6.51B2.82%29.90%$0.7000$2.6460%0
MCB
METROPOLITAN BANK HOLDING CORP
$642.41MN/A0.00%N/AN/AN/AN/A
UNTY
UNITY BANCORP INC
$419.40M1.27%12.60%$0.1400$0.5328%0
LYG
LLOYDS BANKING GROUP PLC
$58.19B3.85%47.00%$0.0546$0.1575%82025-04-112025-05-30
BSVN
BANK7 CORP
$374.06M1.74%18.30%$0.2400$0.6940%1
CIVB
CIVISTA BANCSHARES INC
$305.26M2.43%32.30%$0.1600$0.4855%0
ACNB
ACNB CORP
$437.73M3.08%34.10%$0.3200$1.2865%0
TBBK
BANCORP INC
$2.57BN/A0.00%N/AN/AN/AN/A
WF
WOORI FINANCIAL GROUP INC
$8.57BN/A46.90%$0.3000N/AN/A2
WSBF
WATERSTONE FINANCIAL INC
$260.04M3.34%59.40%$0.1500$0.4568%8
LNKB
LINKBANCORP INC
$258.98M1.15%-139.10%$0.0800$0.0825%0
PLBC
PLUMAS BANCORP
$257.52M1.86%22.90%$0.2700$0.8143%1
FDBC
FIDELITY D & D BANCORP INC
$251.81M3.57%43.00%$0.4000$1.5671%3
FCCO
FIRST COMMUNITY CORP
$172.60M1.96%32.20%$0.1500$0.4445%0
CCBG
CAPITAL CITY BANK GROUP INC
$621.63M2.50%29.20%$0.2400$0.9156%0
FRST
PRIMIS FINANCIAL CORP
$244.01M2.03%-333.30%$0.1000$0.2046%1
RRBI
RED RIVER BANCSHARES INC
$354.27M0.75%7.90%$0.1200$0.3916%0
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$592.24M3.01%45.50%$0.2600$0.9264%0
SHBI
SHORE BANCSHARES INC
$459.93M2.61%36.40%$0.1200$0.3657%0
RVSB
RIVERVIEW BANCORP INC
$114.11M2.21%300.00%$0.0200$0.1250%1
HBCP
HOME BANCORP INC
$372.98M1.65%22.50%$0.2600$0.7637%0
BMRC
BANK OF MARIN BANCORP
$361.82M3.34%-192.30%$0.2500$0.7568%0
ISTR
INVESTAR HOLDING CORP
$174.99M1.71%19.90%$0.1050$0.3139%0
HBT
HBT FINANCIAL INC
$717.34M2.51%34.40%$0.1900$0.5756%0
FFBC
FIRST FINANCIAL BANCORP
$2.42B3.75%38.80%$0.2400$0.9574%0
EGBN
EAGLE BANCORP INC
$645.77M4.98%-78.80%$0.1650$1.0783%1
SMBC
SOUTHERN MISSOURI BANCORP INC
$601.30M1.69%19.20%$0.2300$0.9038%0
OPOF
OLD POINT FINANCIAL CORP
$151.82M1.87%34.80%$0.1400$0.5643%0
TSBK
TIMBERLAND BANCORP INC
$243.04M2.39%23.50%$0.2500$0.7354%9
PCB
PCB BANCORP
$275.82M1.98%42.30%$0.2000$0.3846%0
CCNE
CNB FINANCIAL CORP
$473.53M3.17%22.40%$0.1800$0.7266%0
INBK
FIRST INTERNET BANCORP
$236.13M0.44%8.20%$0.0600$0.127%0
BSRR
SIERRA BANCORP
$402.45M2.46%33.80%$0.2400$0.7155%0
CBNK
CAPITAL BANCORP INC
$479.97M0.97%17.90%$0.1000$0.2821%0
MFG
MIZUHO FINANCIAL GROUP INC
$73.51BN/A0.00%$0.0665N/AN/A0
NECB
NORTHEAST COMMUNITY BANCORP INC
$326.39M1.93%18.20%$0.1500$0.4544%2
CZFS
CITIZENS FINANCIAL SERVICES INC
$288.38M3.24%33.40%$0.4950$1.9767%2
TCBI
TEXAS CAPITAL BANCSHARES INC
$3.51BN/A0.00%N/AN/AN/AN/A
LARK
LANDMARK BANCORP INC
$157.10M2.98%35.80%$0.2100$0.8163%0
HWC
HANCOCK WHITNEY CORP
$4.66B3.05%28.30%$0.4500$1.6565%0
HAFC
HANMI FINANCIAL CORP
$691.19M3.28%49.50%$0.2500$0.7568%2
FBK
FB FINANCIAL CORP
$2.24B1.06%28.20%$0.1700$0.5123%0
NEWT
NEWTEKONE INC
$323.38M4.63%38.60%$0.1900$0.5782%8
CTBI
COMMUNITY TRUST BANCORP INC
$936.59M3.61%40.30%$0.4700$1.8772%0
MBWM
MERCANTILE BANK CORP
$727.14M3.21%21.70%$0.3700$1.4467%2
AMAL
AMALGAMATED FINANCIAL CORP
$908.04M0.88%14.40%$0.1400$0.2619%0
SPFI
SOUTH PLAINS FINANCIAL INC
$553.92M1.28%19.10%$0.1500$0.4329%0
SBFG
SB FINANCIAL GROUP INC
$136.06M2.04%33.10%$0.1450$0.4347%0
HBNC
HORIZON BANCORP INC
$683.11M3.09%79.00%$0.1600$0.4865%0
KRNY
KEARNY FINANCIAL CORP
$412.02M5.17%-29.50%$0.1100$0.3384%2
FSBC
FIVE STAR BANCORP
$606.82M1.41%35.40%$0.2000$0.4031%0
NBBK
NB BANCORP INC
$790.83MN/A0.00%N/AN/AN/AN/A
COFS
CHOICEONE FINANCIAL SERVICES INC
$262.61M3.76%33.30%$0.2800$1.1074%1
CASH
PATHWARD FINANCIAL INC
$1.80B0.27%2.90%$0.0500$0.203%0
PDLB
PONCE FINANCIAL GROUP INC
$306.53MN/A0.00%N/AN/AN/AN/A
HWBK
HAWTHORN BANCSHARES INC
$193.05M2.75%29.10%$0.1900$0.7660%0
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$153.91M3.30%30.20%$0.2000$0.9368%5
PFS
PROVIDENT FINANCIAL SERVICES INC
$2.26B4.15%91.40%$0.2400$0.7278%2
SFNC
SIMMONS FIRST NATIONAL CORP
$2.61B4.06%68.90%$0.2125$0.8477%02025-04-01
OPBK
OP BANCORP
$179.96M3.95%34.30%$0.1200$0.4876%0
FISI
FINANCIAL INSTITUTIONS INC
$517.41M4.70%-43.60%$0.3100$1.2182%02025-04-02
OBT
ORANGE COUNTY BANCORP INC
$275.67M2.00%19.60%$0.1300$0.4946%0
BWFG
BANKWELL FINANCIAL GROUP INC
$239.20M1.98%64.50%$0.2000$0.6046%0
PGC
PEAPACK GLADSTONE FINANCIAL CORP
$511.17M0.69%10.70%$0.0500$0.2014%0
PKBK
PARKE BANCORP INC
$222.29M2.88%31.30%$0.1800$0.5461%0
BY
BYLINE BANCORP INC
$1.20B1.01%13.30%$0.0900$0.2722%0
FNB
FNB CORP
$4.99B2.60%37.80%$0.1200$0.3657%0
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.39B5.60%27.50%$0.6250$2.1386%1
GGAL
GRUPO FINANCIERO GALICIA SA
$8.52B4.11%39.90%$0.7248$2.3778%8
BKU
BANKUNITED INC
$2.65B2.45%37.40%$0.2900$0.8755%0
BAP
CREDICORP LTD
$18.09B1.51%4.10%$2.9018$2.9034%5
CFBK
CF BANKSHARES INC
$141.06M0.86%12.50%$0.0700$0.1919%0

Bank Stocks FAQ

What are the best bank stocks to buy right now in Mar 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 52, which is 19 points higher than the bank industry average of 33.

IFS passed 20 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 31.47% over the past year, overperforming other bank stocks by 11 percentage points.

2. Midwestone Financial Group (NASDAQ:MOFG)


Midwestone Financial Group (NASDAQ:MOFG) is the #2 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Midwestone Financial Group (NASDAQ:MOFG) is: Value: C, Growth: A, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: B.

Midwestone Financial Group (NASDAQ:MOFG) has a Due Diligence Score of 30, which is -3 points lower than the bank industry average of 33. Although this number is below the industry average, our proven quant model rates MOFG as a "B".

MOFG passed 10 out of 38 due diligence checks and has average fundamentals. Midwestone Financial Group has seen its stock return 32.82% over the past year, overperforming other bank stocks by 12 percentage points.

Midwestone Financial Group has an average 1 year price target of $35.25, an upside of 19.65% from Midwestone Financial Group's current stock price of $29.46.

Midwestone Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Midwestone Financial Group, 0% have issued a Strong Buy rating, 50% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. First United (NASDAQ:FUNC)


First United (NASDAQ:FUNC) is the #3 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First United (NASDAQ:FUNC) is: Value: B, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: D, and AI: C.

First United (NASDAQ:FUNC) has a Due Diligence Score of 36, which is 3 points higher than the bank industry average of 33.

FUNC passed 14 out of 38 due diligence checks and has average fundamentals. First United has seen its stock return 32.79% over the past year, overperforming other bank stocks by 12 percentage points.

What are the bank stocks with highest dividends?

Out of 237 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Citizens Community Bancorp (NASDAQ:CZWI)


Citizens Community Bancorp (NASDAQ:CZWI) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.81%. Citizens Community Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Citizens Community Bancorp's dividend has shown consistent growth over the last 10 years.

Citizens Community Bancorp's dividend payout ratio of 26.9% indicates that its dividend yield is sustainable for the long-term.

2. Shinhan Financial Group Co (NYSE:SHG)


Shinhan Financial Group Co (NYSE:SHG) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.81%. Shinhan Financial Group Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Shinhan Financial Group Co's dividend has not shown consistent growth over the last 10 years.

Shinhan Financial Group Co's dividend payout ratio of 27.1% indicates that its dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 9.18%, which is 6 percentage points higher than the bank industry average of 2.81%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.19% in the last day, and up 0.26% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Woori Financial Group (NYSE:WF)


Woori Financial Group (NYSE:WF) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 0.15% in the past year. It has underperformed other stocks in the bank industry by -21 percentage points.

2. Northeast Community Bancorp (NASDAQ:NECB)


Northeast Community Bancorp (NASDAQ:NECB) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 51.93% in the past year. It has overperformed other stocks in the bank industry by 31 percentage points.

3. Southern States Bancshares (NASDAQ:SSBK)


Southern States Bancshares (NASDAQ:SSBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Southern States Bancshares has a valuation score of 86, which is 42 points higher than the bank industry average of 44. It passed 6 out of 7 valuation due diligence checks.

Southern States Bancshares's stock has gained 30.12% in the past year. It has overperformed other stocks in the bank industry by 9 percentage points.

Are bank stocks a good buy now?

37.39% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 21.87% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 4.26% of bank stocks are rated B (Buy), 71.99% are rated C (Hold), 21.99% are rated D (Sell), and 1.77% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.07x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.