NASDAQ: CZFS
Citizens Financial Services Inc Earnings Dates, Reports, Calls

Citizens Financial Services earnings were $34.1M for the trailing 12 months ending Sep 30, 2025, with 23.1% growth year over year. The latest CZFS earnings report on Sep 30, 2025 announced Q3 2025 earnings of $10.0M, up 18.2% from last quarter. For the last reported fiscal year 2024 ending Dec 31, 2024, CZFS reported annual earnings of $27.8M, with 56.2% growth. The next CZFS earnings date is Jan 22, 2026.

CZFS past earnings growth

How has CZFS's earnings growth performed historically?

Company
23.14%
Industry
110.73%
Market
54.98%
CZFS's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
CZFS's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
CZFS's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

CZFS earnings history

Current Revenue
$107.1M
Current Earnings
$34.1M
Current Profit Margin
31.8%
CZFS's has not demonstrated consistent... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

CZFS Return on Equity

Current Company
10.9%
Current Industry
11.1%
Current Market
35.8%
CZFS's Return on Equity (10.9%)... subscribe to Premium to read more.
High Return on Equity Performance

CZFS undefined

Current Company
1.1%
Current Industry
1.3%
CZFS is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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CZFS undefined

Current Company
0%
Current Industry
0%

CZFS vs Bank Stocks

TickerEBITDAEarningsY/Y EarningsEPS
CZFS$43.54M$34.07M+3.93%$7.13
COSON/AN/AN/AN/A
TSBK$34.73M$25.89M+2.45%$3.25
PKBK$45.07M$34.07M+4.15%$2.88
JMSB$27.35M$20.09M-71.83%$1.41

CZFS earnings dates

Next earnings date
Jan 22, 2026

Citizens Financial Services Earnings Reports & History FAQ

What were Citizens Financial Services's earnings last quarter?

On CZFS's earnings call on Invalid Date, Citizens Financial Services (NASDAQ: CZFS) reported Q3 2025 earnings per share (EPS) of $2.09, up 33.12% year over year. Total CZFS earnings for the quarter were $10.01 million. In the same quarter last year, Citizens Financial Services's earnings per share (EPS) was $1.57.

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When does Citizens Financial Services report earnings?

The next CZFS earnings call is Invalid Date. Add CZFS to your watchlist to be reminded of Citizens Financial Services's next earnings date.

Is Citizens Financial Services profitable or losing money?

As of the last Citizens Financial Services earnings report, Citizens Financial Services is currently profitable. Citizens Financial Services's net profit (also called net income) for the twelve months ending Sep 30, 2025 was $34.07 million, a 24.46% increase year over year.

What was CZFS's earnings growth in the past year?

As of Citizens Financial Services's earnings date in Invalid Date, Citizens Financial Services's earnings has grown 23.14% year over year. This is 87.58 percentage points lower than the US Banks - Regional industry earnings growth rate of 110.73%. CZFS earnings in the past year totalled $34.07 million.

What are Citizens Financial Services's earnings expectations?

The current EPS estimate for Citizens Financial Services's earnings report in Invalid Date is $1.79.
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