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NASDAQ: UMBF
Umb Financial Corp Stock

$84.78+1.04 (+1.24%)
Updated Apr 24, 2024
UMBF Price
$84.78
Fair Value Price
$93.52
Market Cap
$4.13B
52 Week Low
$50.68
52 Week High
$87.36
P/E
11.74x
P/B
1.33x
P/S
2.85x
PEG
1.27x
Dividend Yield
1.82%
Revenue
$1.42B
Earnings
$350.02M
Gross Margin
100%
Operating Margin
29.67%
Profit Margin
24.6%
Debt to Equity
13.2
Operating Cash Flow
$473M
Beta
1.07
Next Earnings
May 1, 2024
Ex-Dividend
N/A
Next Dividend
N/A

UMBF Overview

UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

Zen Score

Industry Average (33)
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Due Diligence Checks

UMBF ($84.78) is undervalued by 9.34% relative to our estimate of its Fair Value price of $93.52 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UMBF ($84.78) is not significantly undervalued (9.34%) relative to our estimate of its Fair Value price of $93.52 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
UMBF ($84.78) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more UMBF due diligence checks available for Premium users.

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UMBF News

Valuation

UMBF fair value

Fair Value of UMBF stock based on Discounted Cash Flow (DCF)
Price
$84.78
Fair Value
$93.52
Undervalued by
9.34%
UMBF ($84.78) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UMBF ($84.78) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UMBF ($84.78) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UMBF price to earnings (PE)

For valuing profitable companies with steady earnings
Company
11.74x
Industry
-10.44x
Market
41.27x
UMBF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UMBF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UMBF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.33x
Industry
0.99x
UMBF is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UMBF price to earnings growth (PEG)

For valuing profitable companies with growth potential
UMBF is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

UMBF's financial health

Profit margin

Revenue
$370.8M
Net Income
$70.9M
Profit Margin
19.1%
UMBF's Earnings (EBIT) of $421.60M... subscribe to Premium to read more.
Interest Coverage Financials
UMBF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$44.0B
Liabilities
$40.9B
Debt to equity
13.2
UMBF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UMBF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$85.0M
Investing
-$689.1M
Financing
$2.2B
UMBF's operating cash flow ($472.60M)... subscribe to Premium to read more.
Debt Coverage Financials

UMBF vs Bank Stocks

TickerMarket Cap1d %P/EP/B
UMBF$4.13B+1.24%11.74x1.33x
HWC$4.01B+1.02%10.30x1.05x
COLB$4.01B+0.68%10.73x0.80x
VLY$3.99B-0.76%8.25x0.60x
GBCI$4.30B-1.17%18.88x1.42x

Umb Financial Stock FAQ

What is Umb Financial's quote symbol?

(NASDAQ: UMBF) Umb Financial trades on the NASDAQ under the ticker symbol UMBF. Umb Financial stock quotes can also be displayed as NASDAQ: UMBF.

If you're new to stock investing, here's how to buy Umb Financial stock.

What is the 52 week high and low for Umb Financial (NASDAQ: UMBF)?

(NASDAQ: UMBF) Umb Financial's 52-week high was $87.36, and its 52-week low was $50.68. It is currently -2.95% from its 52-week high and 67.28% from its 52-week low.

How much is Umb Financial stock worth today?

(NASDAQ: UMBF) Umb Financial currently has 48,741,902 outstanding shares. With Umb Financial stock trading at $84.78 per share, the total value of Umb Financial stock (market capitalization) is $4.13B.

Umb Financial stock was originally listed at a price of $27.25 in Dec 31, 1997. If you had invested in Umb Financial stock at $27.25, your return over the last 26 years would have been 211.12%, for an annualized return of 4.46% (not including any dividends or dividend reinvestments).

How much is Umb Financial's stock price per share?

(NASDAQ: UMBF) Umb Financial stock price per share is $84.78 today (as of Apr 24, 2024).

What is Umb Financial's Market Cap?

(NASDAQ: UMBF) Umb Financial's market cap is $4.13B, as of Apr 25, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Umb Financial's market cap is calculated by multiplying UMBF's current stock price of $84.78 by UMBF's total outstanding shares of 48,741,902.
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