How to Buy Umb Financial Stock
Umb Financial Corp
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services.
Umb Financial stock last closed at $100.70, down 2.34% from the previous day, and has increased 24.68% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Umb Financial stock is currently +27.07% from its 52-week low of $79.25, and -22.5% from its 52-week high of $129.94.
As of Jun 13, 2025, there are 75.92M UMBF shares outstanding. The market cap of UMBF is $7.64B. In the past 24 hours, 411,000 UMBF shares were traded.
How to Buy Umb Financial Stock
Wondering how to invest in Umb Financial stock? Here's how.
- Choose where to buy Umb Financial stock: You need to choose an online brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you determine where to buy Umb Financial stock.
- Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Fund your brokerage account: Choose your payment method and add your information.
- Research Umb Financial stock: The Umb Financial ticker symbol is UMBF. Is Umb Financial stock a good investment? Should you buy shares of UMBF? How do UMBF's underlying business fundamentals look? Do top analysts think Umb Financial is a good buy? Why has UMBF's stock price moved recently? (Hint: Our stock market research website can help you decide if UMBF is a good stock to buy).
- Execute your UMBF trade: Decide if you will purchase UMBF shares at the current market price or use a limit order to purchase UMBF stock at a specific price.
- Keep tabs on your investment in UMBF: Create a watchlist to important notifications about your position in Umb Financial stock.
Step 1: Choose where to buy Umb Financial stock
You will need an online brokerage account in order to access the NASDAQ market and buy UMBF shares.
Our recommended brokerage: eToro
Based on our research, eToro is the best brokerage. eToro gives you:
- You can invest in stocks with zero commissions: Invest without commissions.
- Buy fractional shares: Even if you don't have the money to buy a full share, you can still invest in the stock.
- Access to global markets: From Technology to Utilities, New York to London (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top stock exchanges.
- Social investing: eToro has a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of top investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other assets: Such as ETFs and cryptocurrencies.
Get $10 towards your stock purchase by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've selected the best brokerage, it's time to fill out some personal info so you can buy UMBF today.
How to Start a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal info to create your new brokerage account.
- Send your application by clicking the "Create Account" button. Get started with eToro today
Step 3: Fund your brokerage account
Now that you've filled out your info on the highest rated stock app, you need to deposit funds:
Check out the tutorial below to see the process of depositing money into your new investment account.
Step 4: Research Umb Financial stock
Once you have selected the best place to buy Umb Financial stock, it's very important to research their stock before you invest, so you actually understand the risk and opportunity.
Umb Financial Metrics
Fundamentals of UMBF
WallStreetZen was designed to help part-time investors do better fundamental analysis quickly.
You can see all of the due diligence checks on UMBF's stock page.
Is UMBF stock properly valued?
Analysts use many financial metrics, analyses, models, and charts to gauge UMBF's fair value.
Using relative valuations ratios:
- UMBF may be overvalued based on its P/E ratio of 12.57x, relative to Banks - Regional industry P/E ratio of 11.9x
- UMBF could be undervalued based on its P/B ratio of 1.13x, relative to Banks - Regional industry P/B ratio of 1.15x
- UMBF may be undervalued based on its PEG ratio of 0.89x
You can do more valuation analysis on UMBF's stock here.
UMBF Financial Health Summary
Pros:
- UMBF earnings of $500.45M is not sufficient to cover its interest payments.
Cons:
- Total UMBF debt is higher than 5 years ago, relative to shareholder equity.
- UMBF has a relatively high debt to equity ratio of 9.28.
- UMBF's operating cash flow of $532.16M allows it to safely service it's debt of $3.21B.
- UMBF profit margin has gone down from 25.2% to 24.8% in the past year.
Is it a good time to buy UMBF stock, according to Wall Street analysts?
Out of 7 sell side analysts who give recommendations on UMBF, the consensus analyst rating on Umb Financial is a Buy
It's important to keep in mind that analyst forecasts are not stock recommendations, nor are they investment advice.
Latest UMBF Analyst Upgrades/Downgrades
Brian Wilczynski, a bottom 31% analyst from Morgan Stanley maintains UMBF with a strong buy rating and lowers their UMBF price target from $156.00 to $146.00, on Mar 13, 2025.
Benjamin Gerlinger, a top 49% analyst from Citigroup downgrades UMBF to a hold rating and lowers their UMBF price target from $130.00 to $127.00, on Feb 3, 2025.
Jon Arfstrom, a top 5% analyst from RBC Capital reiterates UMBF with a hold rating and maintains their UMBF price target from $128.00 to $128.00, on Jan 30, 2025.
You can dig deeper into what analysts are saying on the Umb Financial stock forecast page.
Metrics for Advanced UMBF Traders
UMBF Earnings
Last year, UMBF earnings were $410.31M. During the last 5 year, UMBF's earnings have increased by 16.45% per year. This was slower than the Banks - Regional industry average of 17.8%.
Last year, UMBF revenue was $1.66B. During the past 5 year, UMBF's revenue has increased by 10.85% per year. This was slower than the Banks - Regional industry average of 13.05%.
You can research UMBF's earnings and revenue performance here.
Who is buying/selling UMBF?
Over the past year, insiders at UMBF have sold more shares than they have bought.
J. Mariner Kemper, Chairman and CEO of UMBF, was the latest UMBF insider to sell. They sold $147,871.68 worth of UMBF shares on Jun 2, 2025.
Dig into more about who owns UMBF shares here.
Can I rely on UMBF as an income stream?
Umb Financial pays a dividend of 1.58%, compared to the Banks - Regional industry's average dividend yield of 2.96%. If you owned $1,000 of UMBF stock, you would have been paid $15.79 in the past 12 months.
Umb Financial dividend payments have consistently grown over the past decade and have remained stable.
Find more analysis about Umb Financial dividend yield and history here.
What do other traders have to say about UMBF?
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to learn what other traders have to say.
Step 5: Execute your UMBF trade
You have two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are generally the easiest way to buy. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to be certain you're buying or selling at a given price limit, place a limit order.
Press the Open button and eToro will execute your order.
If you want additional assistance investing in stocks on eToro, click the helpful video below:
Step 6: Keep tabs on your investment in UMBF
Now that you own some shares in UMBF, you'll want to stay up-to-date on your new company.
Add UMBF to a watchlist to get notified of important updates regarding your UMBF stock.
UMBF Feed
How to Buy Stock in Umb Financial
To reiterate, here are the 6 steps you need to take to buy Umb Financial stock right now:
- Choose where to buy Umb Financial stock
- Sign up for a brokerage account
- Fund your brokerage account
- Research Umb Financial stock
- Execute your UMBF trade
- Keep tabs on your investment in UMBF
If you require a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to get the latest news on your new investment in Umb Financial, create a watchlist today.
More Articles You Might Like
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.