NYSE: CFR
Cullen/Frost Bankers Inc Stock

$123.86-2.71 (-2.14%)
Updated Jun 13, 2025
CFR Price
$123.86
Fair Value Price
N/A
Market Cap
$7.96B
52 Week Low
$94.55
52 Week High
$147.64
P/E
13.6x
P/B
1.94x
P/S
3.95x
PEG
10.05x
Dividend Yield
3.11%
Revenue
$2.04B
Earnings
$597.77M
Gross Margin
100%
Operating Margin
35.01%
Profit Margin
29%
Debt to Equity
11.64
Operating Cash Flow
$205M
Beta
0.94
Next Earnings
Jul 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

CFR Overview

Cullen/Frost Bankers, Inc. is the bank holding company for Frost Bank. It offers commercial and consumer banking services in Texas. Cullen/Frost Bankers was founded in 1868 and is headquartered in San Antonio, TX.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CFR's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CFR
Ranked
#280 of 296

Top Ranked Stocks in Industry

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CFR News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CFR scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CFR ($123.86) is trading above its intrinsic value of $54.54, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CFR is good value based on its earnings relative to its share price (13.6x), compared to the US market average (31.36x)
P/E vs Market Valuation
CFR is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more CFR due diligence checks available for Premium users.

Valuation

CFR price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.6x
Industry
11.9x
Market
31.36x
CFR is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CFR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CFR price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.94x
Industry
1.15x
CFR is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CFR price to earnings growth (PEG)

For valuing profitable companies with growth potential

CFR is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CFR's financial health

Profit margin

Revenue
$527.2M
Net Income
$150.9M
Profit Margin
28.3%
CFR's Earnings (EBIT) of $713.50M... subscribe to Premium to read more.
Interest Coverage Financials
CFR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$52.0B
Liabilities
$47.9B
Debt to equity
11.64
CFR's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CFR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$296.1M
Investing
-$1.8B
Financing
-$266.1M
CFR's operating cash flow ($204.99M)... subscribe to Premium to read more.
Debt Coverage Financials

CFR vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CFRD$7.96B-2.14%13.60x1.94x
PNFPD$7.92B-3.28%16.41x1.21x
WTFCC$7.90B-1.76%11.49x1.20x
WALD$7.87B-3.39%9.73x1.14x
CBSHC$8.10B-2.19%15.05x2.33x

Cullen/Frost Bankers Stock FAQ

What is Cullen/Frost Bankers's quote symbol?

(NYSE: CFR) Cullen/Frost Bankers trades on the NYSE under the ticker symbol CFR. Cullen/Frost Bankers stock quotes can also be displayed as NYSE: CFR.

If you're new to stock investing, here's how to buy Cullen/Frost Bankers stock.

What is the 52 week high and low for Cullen/Frost Bankers (NYSE: CFR)?

(NYSE: CFR) Cullen/Frost Bankers's 52-week high was $147.64, and its 52-week low was $94.55. It is currently -16.11% from its 52-week high and 31% from its 52-week low.

How much is Cullen/Frost Bankers stock worth today?

(NYSE: CFR) Cullen/Frost Bankers currently has 64,287,941 outstanding shares. With Cullen/Frost Bankers stock trading at $123.86 per share, the total value of Cullen/Frost Bankers stock (market capitalization) is $7.96B.

Cullen/Frost Bankers stock was originally listed at a price of $30.35 in Dec 31, 1997. If you had invested in Cullen/Frost Bankers stock at $30.35, your return over the last 27 years would have been 308.17%, for an annualized return of 5.35% (not including any dividends or dividend reinvestments).

How much is Cullen/Frost Bankers's stock price per share?

(NYSE: CFR) Cullen/Frost Bankers stock price per share is $123.86 today (as of Jun 13, 2025).

What is Cullen/Frost Bankers's Market Cap?

(NYSE: CFR) Cullen/Frost Bankers's market cap is $7.96B, as of Jun 15, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Cullen/Frost Bankers's market cap is calculated by multiplying CFR's current stock price of $123.86 by CFR's total outstanding shares of 64,287,941.
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