NYSE: LYGLloyds Banking Group PLC Stock
$2.60+0.02 (+0.78%)
Updated Jan 13, 2025
LYG Price
$2.60
Fair Value Price
N/A
Market Cap
$41.32B
52 Week Low
$2.00
52 Week High
$3.24
P/E
6.75x
P/B
0.69x
P/S
0.65x
PEG
3.25x
Dividend Yield
5.69%
Revenue
$61.65B
Earnings
$6.24B
Gross Margin
65.6%
Operating Margin
14.2%
Profit Margin
10.1%
Debt to Equity
17.69
Operating Cash Flow
$9B
Beta
1.13
Next Earnings
Feb 20, 2025
Ex-Dividend
N/A
Next Dividend
N/A
LYG Overview
Lloyds Banking Group plc offers banking and financial services in the UK through three segments. Its Retail segment offers current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. Lloyds was founded in 1695 and is based in London, UK.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine LYG's potential to beat the market
- LYG doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
Value
N/A
Growth
N/A
Momentum
N/A
Sentiment
N/A
Safety
N/A
Financials
N/A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
LYG
RankedUnranked of 336
RankedUnranked of 336
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $28.94 | B | |
| $47.88 | B | |
| $40.63 | B |
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LYG News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LYG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
LYG ($2.60) is trading above its intrinsic value of $2.23, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LYG is good value based on its earnings relative to its share price (6.75x), compared to the US market average (29.88x)
P/E vs Market Valuation
LYG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more LYG due diligence checks available for Premium users.
Valuation
LYG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
6.75x
Industry
33.05x
Market
29.88x
LYG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LYG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
LYG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.69x
Industry
1.07x
LYG is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LYG price to earnings growth (PEG)
For valuing profitable companies with growth potential
LYG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
LYG's financial health
Profit margin
Revenue
$61.6B
Net Income
$6.2B
Profit Margin
10.1%
LYG's Earnings (EBIT) of $8.76B... subscribe to Premium to read more.
Interest Coverage Financials
LYG's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.1T
Liabilities
$1.1T
Debt to equity
17.69
LYG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LYG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$8.6B
Investing
-$12.4B
Financing
-$4.4B
LYG's operating cash flow ($8.62B)... subscribe to Premium to read more.
Debt Coverage Financials
LYG vs Bank Stocks
Lloyds Banking Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.