NYSE: USBUs Bancorp Stock
$48.39-0.90 (-1.83%)
Updated Sep 16, 2025
USB Price
$48.39
Fair Value Price
N/A
Market Cap
$75.30B
52 Week Low
$35.18
52 Week High
$53.98
P/E
11.55x
P/B
1.23x
P/S
2.76x
PEG
1.91x
Dividend Yield
4.13%
Revenue
$25.56B
Earnings
$6.90B
Gross Margin
100%
Operating Margin
33.66%
Profit Margin
25.5%
Debt to Equity
10.16
Operating Cash Flow
$7B
Beta
1.01
Next Earnings
Oct 16, 2025
Ex-Dividend
Sep 30, 2025
Next Dividend
Oct 15, 2025
USB Overview
U.S. Bancorp offers financial services to individuals, businesses, institutions, and governments in the US. Offerings include corporate banking, consumer banking, wealth management and investment services, and payment services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, MN.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine USB's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
USB
Ranked#197 of 289
Ranked#197 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $41.46 | A | |
| $62.47 | B | |
| $17.11 | B |
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USB News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how USB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
USB ($48.39) is trading above its intrinsic value of $34.76, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
USB is good value based on its earnings relative to its share price (11.55x), compared to the US market average (37.55x)
P/E vs Market Valuation
USB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more USB due diligence checks available for Premium users.
Valuation
USB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.55x
Industry
12.27x
Market
37.55x
USB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
USB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
USB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.23x
Industry
1.24x
USB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
USB price to earnings growth (PEG)
For valuing profitable companies with growth potential
USB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
USB's financial health
Profit margin
Revenue
$6.5B
Net Income
$1.8B
Profit Margin
26.8%
USB's Earnings (EBIT) of $8.60B... subscribe to Premium to read more.
Interest Coverage Financials
USB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$686.4B
Liabilities
$624.5B
Debt to equity
10.16
USB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
USB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.0B
Investing
-$1.4B
Financing
$7.1B
USB's operating cash flow ($7.48B)... subscribe to Premium to read more.
Debt Coverage Financials
USB vs Bank Stocks
Us Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.