NASDAQ: AMAL
Amalgamated Financial Corp Stock

$34.94-0.07 (-0.2%)
Updated Dec 13, 2024
AMAL Price
$34.94
Fair Value Price
$44.74
Market Cap
$1.07B
52 Week Low
$21.33
52 Week High
$38.19
P/E
10.19x
P/B
1.53x
P/S
3.16x
PEG
3.64x
Dividend Yield
0.34%
Revenue
$304.13M
Earnings
$104.64M
Gross Margin
100%
Operating Margin
48.58%
Profit Margin
34.4%
Debt to Equity
11.05
Operating Cash Flow
$110M
Beta
0.89
Next Earnings
Jan 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

AMAL Overview

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine AMAL's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Value
C
Growth
B
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
AMAL
Ranked
#26 of 337

Top Ranked Stocks in Industry

View Top Bank Stocks

Be the first to know about important AMAL news, forecast changes, insider trades & much more!

AMAL News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how AMAL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

AMAL ($34.94) is undervalued by 21.91% relative to our estimate of its Fair Value price of $44.74 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
AMAL ($34.94) is significantly undervalued by 21.91% relative to our estimate of its Fair Value price of $44.74 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
AMAL ($34.94) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more AMAL due diligence checks available for Premium users.

Valuation

AMAL fair value

Fair Value of AMAL stock based on Discounted Cash Flow (DCF)

Price
$34.94
Fair Value
$44.74
Undervalued by
21.91%
AMAL ($34.94) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
AMAL ($34.94) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
AMAL ($34.94) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AMAL price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.19x
Industry
35.43x
Market
30.75x
AMAL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AMAL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AMAL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.53x
Industry
1.16x
AMAL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AMAL price to earnings growth (PEG)

For valuing profitable companies with growth potential

AMAL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

AMAL's financial health

Profit margin

Revenue
$79.2M
Net Income
$27.9M
Profit Margin
35.3%
AMAL's Earnings (EBIT) of $147.75M... subscribe to Premium to read more.
Interest Coverage Financials
AMAL's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.4B
Liabilities
$7.7B
Debt to equity
11.05
AMAL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$35.8M
Investing
-$78.0M
Financing
$133.5M
AMAL's operating cash flow ($110.38M)... subscribe to Premium to read more.
Debt Coverage Financials

AMAL vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
AMALC$1.07B-0.20%10.19x1.53x
BFCC$1.07B-0.38%13.12x1.70x
SBSIC$1.07B-0.23%12.69x1.32x
CTBIC$1.04B-1.03%13.13x1.37x
TMPC$1.10B+0.45%16.44x1.53x

Amalgamated Financial Stock FAQ

What is Amalgamated Financial's quote symbol?

(NASDAQ: AMAL) Amalgamated Financial trades on the NASDAQ under the ticker symbol AMAL. Amalgamated Financial stock quotes can also be displayed as NASDAQ: AMAL.

If you're new to stock investing, here's how to buy Amalgamated Financial stock.

What is the 52 week high and low for Amalgamated Financial (NASDAQ: AMAL)?

(NASDAQ: AMAL) Amalgamated Financial's 52-week high was $38.19, and its 52-week low was $21.33. It is currently -8.51% from its 52-week high and 63.85% from its 52-week low.

How much is Amalgamated Financial stock worth today?

(NASDAQ: AMAL) Amalgamated Financial currently has 30,669,303 outstanding shares. With Amalgamated Financial stock trading at $34.94 per share, the total value of Amalgamated Financial stock (market capitalization) is $1.07B.

Amalgamated Financial stock was originally listed at a price of $16.50 in Aug 9, 2018. If you had invested in Amalgamated Financial stock at $16.50, your return over the last 6 years would have been 111.76%, for an annualized return of 13.32% (not including any dividends or dividend reinvestments).

How much is Amalgamated Financial's stock price per share?

(NASDAQ: AMAL) Amalgamated Financial stock price per share is $34.94 today (as of Dec 13, 2024).

What is Amalgamated Financial's Market Cap?

(NASDAQ: AMAL) Amalgamated Financial's market cap is $1.07B, as of Dec 14, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Amalgamated Financial's market cap is calculated by multiplying AMAL's current stock price of $34.94 by AMAL's total outstanding shares of 30,669,303.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.