NASDAQ: LKFN
Lakeland Financial Corp Stock

$60.26-0.18 (-0.3%)
Updated Aug 21, 2026
LKFN Price
$60.26
Fair Value Price
$78.73
Market Cap
$1.50B
52 Week Low
$54.36
52 Week High
$69.40
P/E
13.79x
P/B
1.94x
P/S
5.65x
PEG
19.08x
Dividend Yield
3.42%
Revenue
$273.69M
Earnings
$111.23M
Gross Margin
100%
Operating Margin
49.57%
Profit Margin
40.6%
Debt to Equity
8.37
Operating Cash Flow
$129M
Beta
0.63
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

LKFN Overview

Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits. Its lending portfolio is diverse, providing commercial and industrial loans, financing for commercial real estate and multi-family residences, agri-business and agricultural loans, and a variety of consumer loans, such as 1-4 family mortgages. Beyond traditional banking, Lakeland Financial offers retail and merchant credit card services, advanced corporate treasury management, wealth advisory, and trust administration. It also facilitates retail brokerage, featuring investment vehicles like annuities and life insurance, and supports clients with mobile business banking and online treasury management platforms. The firm caters to a wide range of sectors, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, hospitality, and healthcare industries. Established in 1872, Lakeland Financial Corporation is headquartered in Warsaw, Indiana. As of December 31, 2021, it operated an extensive network of 51 branches across fifteen counties, with 45 located in northern Indiana and six in central Indiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine LKFN's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -6.47% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
LKFN
Ranked
#270 of 286

Top Ranked Stocks in Industry

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LKFN News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how LKFN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

LKFN ($60.26) is undervalued by 23.46% relative to our estimate of its Fair Value price of $78.73 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
LKFN ($60.26) is significantly undervalued by 23.46% relative to our estimate of its Fair Value price of $78.73 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
LKFN ($60.26) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more LKFN due diligence checks available for Premium users.

Valuation

LKFN fair value

Fair Value of LKFN stock based on Discounted Cash Flow (DCF)

Price
$60.26
Fair Value
$78.73
Undervalued by
23.46%
LKFN ($60.26) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
LKFN ($60.26) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
LKFN ($60.26) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

LKFN price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.79x
Industry
14.13x
Market
18.35x
LKFN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LKFN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

LKFN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.94x
Industry
1.31x
LKFN is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LKFN price to earnings growth (PEG)

For valuing profitable companies with growth potential

LKFN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

LKFN's financial health

Profit margin

Revenue
$69.2M
Net Income
$28.4M
Profit Margin
41.1%
LKFN's Earnings (EBIT) of $135.68M... subscribe to Premium to read more.
Interest Coverage Financials
LKFN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.2B
Liabilities
$6.5B
Debt to equity
8.37
LKFN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LKFN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$24.4M
Investing
-$106.5M
Financing
$124.9M
LKFN's operating cash flow ($128.83M)... subscribe to Premium to read more.
Debt Coverage Financials

LKFN vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
LKFND$1.50B-0.30%13.79x1.94x
AMALC$1.46B-0.25%12.87x1.75x
BHRBC$1.44B+0.77%11.39x1.20x
PEBOC$1.44B+0.23%11.99x1.16x
TMPC$1.41B+0.81%7.96x1.47x

Lakeland Financial Stock FAQ

What is Lakeland Financial's quote symbol?

(NASDAQ: LKFN) Lakeland Financial trades on the NASDAQ under the ticker symbol LKFN. Lakeland Financial stock quotes can also be displayed as NASDAQ: LKFN.

If you're new to stock investing, here's how to buy Lakeland Financial stock.

What is the 52 week high and low for Lakeland Financial (NASDAQ: LKFN)?

(NASDAQ: LKFN) Lakeland Financial's 52-week high was $69.40, and its 52-week low was $54.36. It is currently -13.17% from its 52-week high and 10.85% from its 52-week low.

How much is Lakeland Financial stock worth today?

(NASDAQ: LKFN) Lakeland Financial currently has 24,857,840 outstanding shares. With Lakeland Financial stock trading at $60.26 per share, the total value of Lakeland Financial stock (market capitalization) is $1.50B.

Lakeland Financial stock was originally listed at a price of $8.04 in Dec 31, 1997. If you had invested in Lakeland Financial stock at $8.04, your return over the last 28 years would have been 649.32%, for an annualized return of 7.46% (not including any dividends or dividend reinvestments).

How much is Lakeland Financial's stock price per share?

(NASDAQ: LKFN) Lakeland Financial stock price per share is $60.26 today (as of Aug 21, 2026).

What is Lakeland Financial's Market Cap?

(NASDAQ: LKFN) Lakeland Financial's market cap is $1.50B, as of Aug 24, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Lakeland Financial's market cap is calculated by multiplying LKFN's current stock price of $60.26 by LKFN's total outstanding shares of 24,857,840.
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