NASDAQ: ESQ
Esquire Financial Holdings Inc Stock

$118.75+0.28 (+0.24%)
Updated Jun 29, 2026
ESQ Price
$118.75
Fair Value Price
$208.53
Market Cap
$1.03B
52 Week Low
$90.57
52 Week High
$134.82
P/E
18.7x
P/B
3.41x
P/S
6.52x
PEG
2.78x
Dividend Yield
0.63%
Revenue
$142.39M
Earnings
$51.63M
Gross Margin
100%
Operating Margin
47.23%
Profit Margin
36.3%
Debt to Equity
7.04
Operating Cash Flow
$64M
Beta
0.63
Next Earnings
Jul 23, 2026
Ex-Dividend
N/A
Next Dividend
N/A

ESQ Overview

Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ESQ's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
ESQ
Ranked
#260 of 286

Top Ranked Stocks in Industry

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ESQ News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ESQ scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ESQ ($118.75) is undervalued by 43.05% relative to our estimate of its Fair Value price of $208.53 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ESQ ($118.75) is significantly undervalued by 43.05% relative to our estimate of its Fair Value price of $208.53 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
ESQ ($118.75) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ESQ due diligence checks available for Premium users.

Valuation

ESQ fair value

Fair Value of ESQ stock based on Discounted Cash Flow (DCF)

Price
$118.75
Fair Value
$208.53
Undervalued by
43.05%
ESQ ($118.75) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ESQ ($118.75) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ESQ ($118.75) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ESQ price to earnings (PE)

For valuing profitable companies with steady earnings

Company
18.7x
Industry
13.51x
Market
10.71x
ESQ is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ESQ is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

ESQ price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
3.41x
Industry
1.31x
ESQ is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ESQ price to earnings growth (PEG)

For valuing profitable companies with growth potential

ESQ is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ESQ's financial health

Profit margin

Revenue
$37.8M
Net Income
$12.2M
Profit Margin
32.3%
ESQ's Earnings (EBIT) of $67.24M... subscribe to Premium to read more.
Interest Coverage Financials
ESQ's profit margin (36.3%) has... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.4B
Liabilities
$2.1B
Debt to equity
7.04
ESQ's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ESQ's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$19.5M
Investing
-$71.2M
Financing
$38.0M
ESQ's operating cash flow ($63.54M)... subscribe to Premium to read more.
Debt Coverage Financials

ESQ vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ESQD$1.03B+0.24%18.70x3.41x
MCBSB$1.02B-0.47%12.75x1.85x
HBNCC$1.03B-1.13%-6.66x1.47x
FSBCC$1.03B-0.54%15.30x2.25x
EQBKC$1.01B-1.01%36.92x1.24x

Esquire Financial Holdings Stock FAQ

What is Esquire Financial Holdings's quote symbol?

(NASDAQ: ESQ) Esquire Financial Holdings trades on the NASDAQ under the ticker symbol ESQ. Esquire Financial Holdings stock quotes can also be displayed as NASDAQ: ESQ.

If you're new to stock investing, here's how to buy Esquire Financial Holdings stock.

What is the 52 week high and low for Esquire Financial Holdings (NASDAQ: ESQ)?

(NASDAQ: ESQ) Esquire Financial Holdings's 52-week high was $134.82, and its 52-week low was $90.57. It is currently -11.92% from its 52-week high and 31.11% from its 52-week low.

How much is Esquire Financial Holdings stock worth today?

(NASDAQ: ESQ) Esquire Financial Holdings currently has 8,639,431 outstanding shares. With Esquire Financial Holdings stock trading at $118.75 per share, the total value of Esquire Financial Holdings stock (market capitalization) is $1.03B.

Esquire Financial Holdings stock was originally listed at a price of $15.25 in Jun 27, 2017. If you had invested in Esquire Financial Holdings stock at $15.25, your return over the last 9 years would have been 678.69%, for an annualized return of 25.61% (not including any dividends or dividend reinvestments).

How much is Esquire Financial Holdings's stock price per share?

(NASDAQ: ESQ) Esquire Financial Holdings stock price per share is $118.75 today (as of Jun 29, 2026).

What is Esquire Financial Holdings's Market Cap?

(NASDAQ: ESQ) Esquire Financial Holdings's market cap is $1.03B, as of Jun 30, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Esquire Financial Holdings's market cap is calculated by multiplying ESQ's current stock price of $118.75 by ESQ's total outstanding shares of 8,639,431.
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