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NASDAQ: ESQ
Esquire Financial Holdings Inc Stock

$45.60-0.90 (-1.94%)
Updated Jun 14, 2024
ESQ Price
$45.60
Fair Value Price
N/A
Market Cap
$378.15M
52 Week Low
$42.52
52 Week High
$54.80
P/E
9.1x
P/B
1.83x
P/S
3.63x
PEG
N/A
Dividend Yield
1.21%
Revenue
$108.20M
Earnings
$38.89M
Gross Margin
100%
Operating Margin
48.98%
Profit Margin
35.9%
Debt to Equity
6.99
Operating Cash Flow
$41M
Beta
0.95
Next Earnings
Jul 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

ESQ Overview

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Zen Score

Industry Average (32)
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Due Diligence Checks

ESQ is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ESQ is good value based on its earnings relative to its share price (9.1x), compared to the US market average (30.51x)
P/E vs Market Valuation
ESQ is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more ESQ due diligence checks available for Premium users.

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ESQ News

Valuation

ESQ fair value

Fair Value of ESQ stock based on Discounted Cash Flow (DCF)
Price
$45.60
Fair Value
$59.64
Undervalued by
23.54%
ESQ is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ESQ price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.1x
Industry
-7.58x
Market
30.51x
ESQ is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ESQ is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ESQ price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.83x
Industry
0.99x
ESQ is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ESQ's financial health

Profit margin

Revenue
$28.3M
Net Income
$10.1M
Profit Margin
35.6%
ESQ's Earnings (EBIT) of $53.00M... subscribe to Premium to read more.
Interest Coverage Financials
ESQ's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.7B
Liabilities
$1.4B
Debt to equity
6.99
ESQ's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
ESQ's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$12.8M
Investing
-$45.2M
Financing
$25.4M
ESQ's operating cash flow ($40.51M)... subscribe to Premium to read more.
Debt Coverage Financials

ESQ vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ESQ$378.15M-1.94%9.10x1.83x
BHB$385.23M-1.02%9.20x0.88x
SMBK$370.26M-1.27%13.73x0.79x
PGC$389.97M+0.55%9.98x0.67x
ALRS$363.50M-2.23%36.04x0.98x

Esquire Financial Holdings Stock FAQ

What is Esquire Financial Holdings's quote symbol?

(NASDAQ: ESQ) Esquire Financial Holdings trades on the NASDAQ under the ticker symbol ESQ. Esquire Financial Holdings stock quotes can also be displayed as NASDAQ: ESQ.

If you're new to stock investing, here's how to buy Esquire Financial Holdings stock.

What is the 52 week high and low for Esquire Financial Holdings (NASDAQ: ESQ)?

(NASDAQ: ESQ) Esquire Financial Holdings's 52-week high was $54.80, and its 52-week low was $42.52. It is currently -16.79% from its 52-week high and 7.24% from its 52-week low.

How much is Esquire Financial Holdings stock worth today?

(NASDAQ: ESQ) Esquire Financial Holdings currently has 8,292,805 outstanding shares. With Esquire Financial Holdings stock trading at $45.60 per share, the total value of Esquire Financial Holdings stock (market capitalization) is $378.15M.

Esquire Financial Holdings stock was originally listed at a price of $15.25 in Jun 27, 2017. If you had invested in Esquire Financial Holdings stock at $15.25, your return over the last 6 years would have been 199.02%, for an annualized return of 20.03% (not including any dividends or dividend reinvestments).

How much is Esquire Financial Holdings's stock price per share?

(NASDAQ: ESQ) Esquire Financial Holdings stock price per share is $45.60 today (as of Jun 14, 2024).

What is Esquire Financial Holdings's Market Cap?

(NASDAQ: ESQ) Esquire Financial Holdings's market cap is $378.15M, as of Jun 16, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Esquire Financial Holdings's market cap is calculated by multiplying ESQ's current stock price of $45.60 by ESQ's total outstanding shares of 8,292,805.
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