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NASDAQ: VBNK
Versabank Stock

$10.89+0.05 (+0.46%)
Updated Jul 12, 2024
VBNK Price
$10.89
Fair Value Price
$4.40
Market Cap
$282.75M
52 Week Low
$7.24
52 Week High
$12.19
P/E
8.32x
P/B
0.96x
P/S
3.18x
PEG
1.48x
Dividend Yield
N/A
Revenue
$83.37M
Earnings
$34.06M
Gross Margin
100%
Operating Margin
56.43%
Profit Margin
41.5%
Debt to Equity
9.97
Operating Cash Flow
-$20M
Beta
0.33
Next Earnings
Aug 28, 2024
Ex-Dividend
N/A
Next Dividend
N/A

VBNK Overview

VersaBank offers banking products and services in Canada. Deposit products include guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts. The company also purchases loan and lease receivables from finance companies. It also offers commercial banking services and residential mortgages. VersaBank was incorporated in 1979 and is headquartered in London, Ontario, Canada.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how VBNK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

VBNK ($10.89) is overvalued by 147.47% relative to our estimate of its Fair Value price of $4.40 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
VBNK ($10.89) is not significantly undervalued (147.47%) relative to our estimate of its Fair Value price of $4.40 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
VBNK ($10.89) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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VBNK News

Valuation

VBNK fair value

Fair Value of VBNK stock based on Discounted Cash Flow (DCF)
Price
$10.89
Fair Value
$4.40
Overvalued by
147.47%
VBNK ($10.89) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
VBNK ($10.89) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
VBNK ($10.89) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

VBNK price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.32x
Industry
13.49x
Market
32.2x
VBNK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VBNK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

VBNK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.96x
Industry
1.09x
VBNK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

VBNK price to earnings growth (PEG)

For valuing profitable companies with growth potential
VBNK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

VBNK's financial health

Profit margin

Revenue
$20.7M
Net Income
$8.6M
Profit Margin
41.5%
VBNK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.2B
Liabilities
$2.9B
Debt to equity
9.97
VBNK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$36.7M
Investing
$20.9M
Financing
-$4.4M

VBNK vs Bank Stocks

TickerMarket Cap1d %P/EP/B
VBNK$282.75M+0.46%8.32x0.96x
PBFS$279.26M-0.46%16.80x0.97x
FRST$278.90M-0.62%56.50x0.73x
CZNC$289.99M+1.84%12.41x1.11x
FNLC$275.29M-1.59%9.89x1.13x

Versabank Stock FAQ

What is Versabank's quote symbol?

(NASDAQ: VBNK) Versabank trades on the NASDAQ under the ticker symbol VBNK. Versabank stock quotes can also be displayed as NASDAQ: VBNK.

If you're new to stock investing, here's how to buy Versabank stock.

What is the 52 week high and low for Versabank (NASDAQ: VBNK)?

(NASDAQ: VBNK) Versabank's 52-week high was $12.19, and its 52-week low was $7.24. It is currently -10.66% from its 52-week high and 50.41% from its 52-week low.

How much is Versabank stock worth today?

(NASDAQ: VBNK) Versabank currently has 25,964,424 outstanding shares. With Versabank stock trading at $10.89 per share, the total value of Versabank stock (market capitalization) is $282.75M.

Versabank stock was originally listed at a price of $11.05 in Sep 23, 2021. If you had invested in Versabank stock at $11.05, your return over the last 2 years would have been -1.45%, for an annualized return of -0.73% (not including any dividends or dividend reinvestments).

How much is Versabank's stock price per share?

(NASDAQ: VBNK) Versabank stock price per share is $10.89 today (as of Jul 12, 2024).

What is Versabank's Market Cap?

(NASDAQ: VBNK) Versabank's market cap is $282.75M, as of Jul 14, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Versabank's market cap is calculated by multiplying VBNK's current stock price of $10.89 by VBNK's total outstanding shares of 25,964,424.
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