NASDAQ: VBNKVersabank Stock
$12.29+0.03 (+0.24%)
Updated Sep 16, 2025
VBNK Price
$12.29
Fair Value Price
$8.23
Market Cap
$395.34M
52 Week Low
$8.51
52 Week High
$18.38
P/E
18.05x
P/B
1.03x
P/S
4.5x
PEG
0.41x
Dividend Yield
0.6%
Revenue
$84.86M
Earnings
$21.00M
Gross Margin
100%
Operating Margin
33.87%
Profit Margin
24.6%
Debt to Equity
9.37
Operating Cash Flow
$108M
Beta
0.56
Next Earnings
N/A
Ex-Dividend
Oct 10, 2025
Next Dividend
Oct 31, 2025
VBNK Overview
VersaBank offers banking products and services in Canada. Deposit products include guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts. The company also purchases loan and lease receivables from finance companies. It also offers commercial banking services and residential mortgages. VersaBank was incorporated in 1979 and is headquartered in London, Ontario, Canada.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine VBNK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
VBNK
Ranked#221 of 289
Ranked#221 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $41.46 | A | |
| $62.47 | B | |
| $17.11 | B |
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VBNK News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how VBNK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
VBNK ($12.29) is overvalued by 49.42% relative to our estimate of its Fair Value price of $8.23 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
VBNK ($12.29) is not significantly undervalued (49.42%) relative to our estimate of its Fair Value price of $8.23 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
VBNK ($12.29) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more VBNK due diligence checks available for Premium users.
Valuation
VBNK fair value
Fair Value of VBNK stock based on Discounted Cash Flow (DCF)
Price
$12.29
Fair Value
$8.23
Overvalued by
49.42%
VBNK ($12.29) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
VBNK ($12.29) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
VBNK ($12.29) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
VBNK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
18.05x
Industry
12.27x
Market
37.55x
VBNK is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VBNK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
VBNK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.03x
Industry
1.24x
VBNK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
VBNK price to earnings growth (PEG)
For valuing profitable companies with growth potential
VBNK is good value based... subscribe to Premium to read more.
PEG Value Valuation
VBNK's financial health
Profit margin
Revenue
$23.1M
Net Income
$4.8M
Profit Margin
20.8%
VBNK's Earnings (EBIT) of $28.74M... subscribe to Premium to read more.
Interest Coverage Financials
VBNK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.0B
Liabilities
$3.6B
Debt to equity
9.37
VBNK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$134.0M
Investing
-$42.0M
Financing
-$4.7M
VBNK's operating cash flow ($107.50M)... subscribe to Premium to read more.
Debt Coverage Financials
VBNK vs Bank Stocks
Versabank Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.