NASDAQ: VBNKVersabank Stock
$10.78-0.44 (-3.92%)
Updated Apr 21, 2025
VBNK Price
$10.78
Fair Value Price
$7.72
Market Cap
$350.55M
52 Week Low
$8.51
52 Week High
$18.38
P/E
11.87x
P/B
0.95x
P/S
4.67x
PEG
0.52x
Dividend Yield
0.35%
Revenue
$78.08M
Earnings
$24.44M
Gross Margin
100%
Operating Margin
44.14%
Profit Margin
31.7%
Debt to Equity
8.54
Operating Cash Flow
$140M
Beta
0.55
Next Earnings
Jun 3, 2025
Ex-Dividend
Apr 4, 2025
Next Dividend
Apr 30, 2025
VBNK Overview
VersaBank offers banking products and services in Canada. Deposit products include guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts. The company also purchases loan and lease receivables from finance companies. It also offers commercial banking services and residential mortgages. VersaBank was incorporated in 1979 and is headquartered in London, Ontario, Canada.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine VBNK's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
VBNK
Ranked#278 of 296
Ranked#278 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $12.60 | B | |
| $14.23 | B | |
| $30.90 | B |
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VBNK News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how VBNK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
VBNK ($10.78) is overvalued by 39.64% relative to our estimate of its Fair Value price of $7.72 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
VBNK ($10.78) is not significantly undervalued (39.64%) relative to our estimate of its Fair Value price of $7.72 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
VBNK ($10.78) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more VBNK due diligence checks available for Premium users.
Valuation
VBNK fair value
Fair Value of VBNK stock based on Discounted Cash Flow (DCF)
Price
$10.78
Fair Value
$7.72
Overvalued by
39.64%
VBNK ($10.78) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
VBNK ($10.78) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
VBNK ($10.78) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
VBNK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.87x
Industry
13.07x
Market
27.14x
VBNK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VBNK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
VBNK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.95x
Industry
1.07x
VBNK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
VBNK price to earnings growth (PEG)
For valuing profitable companies with growth potential
VBNK is good value based... subscribe to Premium to read more.
PEG Value Valuation
VBNK's financial health
Profit margin
Revenue
$19.3M
Net Income
$5.7M
Profit Margin
29.3%
VBNK's Earnings (EBIT) of $34.47M... subscribe to Premium to read more.
Interest Coverage Financials
VBNK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.5B
Liabilities
$3.1B
Debt to equity
8.54
VBNK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$61.8M
Investing
$93.9M
Financing
$79.1M
VBNK's operating cash flow ($142.08M)... subscribe to Premium to read more.
Debt Coverage Financials
VBNK vs Bank Stocks
Versabank Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.