NASDAQ: FBIZFirst Business Financial Services Inc Stock
$70.80-0.69 (-0.97%)
Updated Sep 18, 2026
FBIZ Price
$70.80
Fair Value Price
$100.96
Market Cap
$592.48M
52 Week Low
$46.07
52 Week High
$73.74
P/E
10.81x
P/B
1.5x
P/S
3.12x
PEG
4.7x
Dividend Yield
1.85%
Revenue
$169.43M
Earnings
$55.51M
Gross Margin
100%
Operating Margin
38.25%
Profit Margin
32.2%
Debt to Equity
10.16
Operating Cash Flow
$81M
Beta
0.63
Next Earnings
Oct 29, 2026
Ex-Dividend
N/A
Next Dividend
N/A
FBIZ Overview
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FBIZ's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FBIZ
Ranked#54 of 286
Ranked#54 of 286
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $25.81 | B | |
| $9.33 | B | |
| $39.34 | B |
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FBIZ News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FBIZ scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FBIZ ($70.80) is undervalued by 29.87% relative to our estimate of its Fair Value price of $100.96 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FBIZ ($70.80) is significantly undervalued by 29.87% relative to our estimate of its Fair Value price of $100.96 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FBIZ ($70.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FBIZ due diligence checks available for Premium users.
Valuation
FBIZ fair value
Fair Value of FBIZ stock based on Discounted Cash Flow (DCF)
Price
$70.80
Fair Value
$100.96
Undervalued by
29.87%
FBIZ ($70.80) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FBIZ ($70.80) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FBIZ ($70.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FBIZ price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.81x
Industry
13.74x
Market
44.48x
FBIZ is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FBIZ is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FBIZ price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.5x
Industry
1.3x
FBIZ is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FBIZ price to earnings growth (PEG)
For valuing profitable companies with growth potential
FBIZ is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
FBIZ's financial health
Profit margin
Revenue
$44.6M
Net Income
$15.6M
Profit Margin
34.4%
FBIZ's Earnings (EBIT) of $64.80M... subscribe to Premium to read more.
Interest Coverage Financials
FBIZ's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.4B
Liabilities
$4.0B
Debt to equity
10.16
FBIZ's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FBIZ's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$43.8M
Investing
-$83.1M
Financing
$65.5M
FBIZ's operating cash flow ($81.40M)... subscribe to Premium to read more.
Debt Coverage Financials
FBIZ vs Bank Stocks
First Business Financial Services Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.