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NASDAQ: FBIZ
First Business Financial Services Inc Stock

$34.48+1.06 (+3.17%)
Updated Jan 27, 2023
FBIZ Price
$34.48
Fair Value Price
$46.90
Market Cap
$290.71M
52 Week Low
$29.85
52 Week High
$39.88
P/E
7.53x
P/B
1.15x
P/S
2.16x
PEG
0.38x
Dividend Yield
2.29%
Revenue
$127.00M
Earnings
$39.29M
Gross Margin
100%
Operating Margin
40.28%
Profit Margin
30.6%
Debt to Equity
10.27
Operating Cash Flow
$43M
Beta
0.86
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

FBIZ Overview

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit, as well as credit cards. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floorplan financing, treasury management services, and company retirement plans; trust and estate administration, financial planning, investment management, and private banking services; and investment portfolio administrative, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.

Zen Score

Industry Average (36)
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Due Diligence Checks

FBIZ ($34.48) is undervalued by 26.48% relative to our estimate of its Fair Value price of $46.90 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FBIZ ($34.48) is significantly undervalued by 26.48% relative to our estimate of its Fair Value price of $46.90 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FBIZ ($34.48) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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FBIZ News

Valuation

FBIZ fair value

Fair Value of FBIZ stock based on Discounted Cash Flow (DCF)
Price
$34.48
Fair Value
$46.90
Undervalued by
26.48%
FBIZ ($34.48) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FBIZ ($34.48) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FBIZ ($34.48) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FBIZ price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.53x
Industry
20.14x
Market
23.59x
FBIZ is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FBIZ is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FBIZ price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.15x
Industry
1.17x
FBIZ is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FBIZ price to earnings growth (PEG)

For valuing profitable companies with growth potential
FBIZ is good value based... subscribe to Premium to read more.
PEG Value Valuation

FBIZ's financial health

Profit margin

Revenue
$34.1M
Net Income
$10.8M
Profit Margin
31.1%
FBIZ's Earnings (EBIT) of $51.16M... subscribe to Premium to read more.
Interest Coverage Financials
FBIZ's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.9B
Liabilities
$2.6B
Debt to equity
10.27
FBIZ's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FBIZ's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$14.6M
Investing
-$37.6M
Financing
$38.5M
FBIZ's operating cash flow ($42.62M)... subscribe to Premium to read more.
Debt Coverage Financials

FBIZ vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FBIZ$290.71M+3.17%7.53x1.15x
FRST$290.54M-2.40%12.95x0.74x
CVCY$286.14M+11.93%11.14x1.80x
PBFS$284.98M-0.09%19.25x1.18x
NRIM$301.35M+0.61%10.27x1.43x

First Business Financial Services Stock FAQ

What is First Business Financial Services's quote symbol?

NASDAQ: FBIZ) First Business Financial Services trades on the NASDAQ under the ticker symbol FBIZ. First Business Financial Services stock quotes can also be displayed as NASDAQ: FBIZ.

If you're new to stock investing, here's how to buy First Business Financial Services stock.

What is the 52 week high and low for First Business Financial Services (NASDAQ: FBIZ)?

(NASDAQ: FBIZ) First Business Financial Services's 52-week high was $39.88, and its 52-week low was $29.85. It is currently -13.54% from its 52-week high and 15.53% from its 52-week low.

How much is First Business Financial Services stock worth today?

(NASDAQ: FBIZ) First Business Financial Services currently has 8,431,235 outstanding shares. With First Business Financial Services stock trading at $34.48 per share, the total value of First Business Financial Services stock (market capitalization) is $290.71M.

First Business Financial Services stock was originally listed at a price of $12.50 in Nov 9, 2005. If you had invested in First Business Financial Services stock at $12.50, your return over the last 17 years would have been 175.84%, for an annualized return of 6.15% (not including any dividends or dividend reinvestments).

How much is First Business Financial Services's stock price per share?

(NASDAQ: FBIZ) First Business Financial Services stock price per share is $34.48 today (as of Jan 27, 2023).

What is First Business Financial Services's Market Cap?

(NASDAQ: FBIZ) First Business Financial Services's market cap is $290.71M, as of Jan 29, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Business Financial Services's market cap is calculated by multiplying FBIZ's current stock price of $34.48 by FBIZ's total outstanding shares of 8,431,235.
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