NASDAQ: CLBKColumbia Financial Inc Stock
$16.85-0.06 (-0.35%)
Updated Apr 25, 2024
CLBK Price
$16.85
Fair Value Price
$42.25
Market Cap
$1.77B
52 Week Low
$14.11
52 Week High
$20.46
P/E
48.14x
P/B
1.7x
P/S
8.66x
PEG
5.58x
Dividend Yield
N/A
Revenue
$228.47M
Earnings
$36.09M
Gross Margin
100%
Operating Margin
20.16%
Profit Margin
15.8%
Debt to Equity
9.23
Operating Cash Flow
$41M
Beta
0.68
Next Earnings
Jun 6, 2024
Ex-Dividend
N/A
Next Dividend
N/A
CLBK Overview
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
CLBK ($16.85) is undervalued by 60.11% relative to our estimate of its Fair Value price of $42.25 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CLBK ($16.85) is significantly undervalued by 60.11% relative to our estimate of its Fair Value price of $42.25 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CLBK ($16.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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Valuation
CLBK fair value
Fair Value of CLBK stock based on Discounted Cash Flow (DCF)
Price
$16.85
Fair Value
$42.25
Undervalued by
60.11%
CLBK ($16.85) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CLBK ($16.85) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CLBK ($16.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
CLBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
48.14x
Industry
-10.31x
Market
40.97x
CLBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CLBK is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
CLBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.7x
Industry
0.99x
CLBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CLBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
CLBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
CLBK's financial health
Profit margin
Revenue
$55.4M
Net Income
$6.6M
Profit Margin
11.9%
CLBK's Earnings (EBIT) of $46.05M... subscribe to Premium to read more.
Interest Coverage Financials
CLBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$10.6B
Liabilities
$9.6B
Debt to equity
9.23
CLBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CLBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$32.5M
Investing
-$63.1M
Financing
$314.3M
CLBK's operating cash flow ($40.72M)... subscribe to Premium to read more.
Debt Coverage Financials
CLBK vs Bank Stocks
Columbia Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.