NASDAQ: CLBK
Columbia Financial Inc Stock

$11.71+0.06 (+0.52%)
Updated Aug 13, 2026
CLBK Price
$11.71
Fair Value Price
$5.61
Market Cap
$3.16B
52 Week Low
$10.51
52 Week High
$25.82
P/E
20.19x
P/B
2.64x
P/S
8.05x
PEG
N/A
Dividend Yield
0.43%
Revenue
$267.23M
Earnings
$58.15M
Gross Margin
100%
Operating Margin
29.26%
Profit Margin
21.8%
Debt to Equity
9.18
Operating Cash Flow
$78M
Beta
0.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

CLBK Overview

Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CLBK's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CLBK
Ranked
#215 of 287

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CLBK News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CLBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CLBK ($11.71) is overvalued by 108.63% relative to our estimate of its Fair Value price of $5.61 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
CLBK ($11.71) is not significantly undervalued (108.63%) relative to our estimate of its Fair Value price of $5.61 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CLBK is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CLBK due diligence checks available for Premium users.

Valuation

CLBK fair value

Fair Value of CLBK stock based on Discounted Cash Flow (DCF)

Price
$11.71
Fair Value
$5.61
Overvalued by
108.63%
CLBK ($11.71) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CLBK ($11.71) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CLBK is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CLBK price to earnings (PE)

For valuing profitable companies with steady earnings

Company
20.19x
Industry
14.78x
Market
14.17x
CLBK is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CLBK is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

CLBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.64x
Industry
1.35x
CLBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CLBK's financial health

Profit margin

Revenue
$69.4M
Net Income
$14.5M
Profit Margin
20.9%
CLBK's Earnings (EBIT) of $78.18M... subscribe to Premium to read more.
Interest Coverage Financials
CLBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$12.2B
Liabilities
$11.0B
Debt to equity
9.18
CLBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CLBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$19.9M
Investing
-$315.3M
Financing
$1.1B
CLBK's operating cash flow ($78.41M)... subscribe to Premium to read more.
Debt Coverage Financials

CLBK vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CLBKC$3.16B+0.52%20.19x2.64x
BOHD$3.15B+0.54%14.73x1.68x
BANCD$3.11B+0.20%-49.08x0.91x
FBKC$3.10B+0.05%16.29x1.60x
PFSC$3.26B+0.52%10.42x1.12x

Columbia Financial Stock FAQ

What is Columbia Financial's quote symbol?

(NASDAQ: CLBK) Columbia Financial trades on the NASDAQ under the ticker symbol CLBK. Columbia Financial stock quotes can also be displayed as NASDAQ: CLBK.

If you're new to stock investing, here's how to buy Columbia Financial stock.

What is the 52 week high and low for Columbia Financial (NASDAQ: CLBK)?

(NASDAQ: CLBK) Columbia Financial's 52-week high was $25.82, and its 52-week low was $10.51. It is currently -54.65% from its 52-week high and 11.42% from its 52-week low.

How much is Columbia Financial stock worth today?

(NASDAQ: CLBK) Columbia Financial currently has 269,545,135 outstanding shares. With Columbia Financial stock trading at $11.71 per share, the total value of Columbia Financial stock (market capitalization) is $3.16B.

Columbia Financial stock was originally listed at a price of $15.42 in Apr 20, 2018. If you had invested in Columbia Financial stock at $15.42, your return over the last 8 years would have been -24.06%, for an annualized return of -3.38% (not including any dividends or dividend reinvestments).

How much is Columbia Financial's stock price per share?

(NASDAQ: CLBK) Columbia Financial stock price per share is $11.71 today (as of Aug 13, 2026).

What is Columbia Financial's Market Cap?

(NASDAQ: CLBK) Columbia Financial's market cap is $3.16B, as of Aug 14, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Columbia Financial's market cap is calculated by multiplying CLBK's current stock price of $11.71 by CLBK's total outstanding shares of 269,545,135.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.