NYSE: OFG
Ofg Bancorp Stock

$45.37+0.25 (+0.55%)
Updated Dec 4, 2024
OFG Price
$45.37
Fair Value Price
N/A
Market Cap
$2.08B
52 Week Low
$33.19
52 Week High
$47.66
P/E
10.93x
P/B
1.58x
P/S
3.29x
PEG
27.56x
Dividend Yield
2.14%
Revenue
$639.46M
Earnings
$194.42M
Gross Margin
100%
Operating Margin
42.13%
Profit Margin
30.4%
Debt to Equity
7.7
Operating Cash Flow
$322M
Beta
1.16
Next Earnings
Jan 22, 2025
Ex-Dividend
Dec 31, 2024
Next Dividend
Jan 15, 2025

OFG Overview

OFG Bancorp offers deposit products; commercial, consumer, auto, and mortgage loans, financial planning and insurance services, and corporate and individual trust and retirement services. The company also provides securities brokerage and investment advisory services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine OFG's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Value
D
Growth
C
Momentum
C
Sentiment
C
Safety
D
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
OFG
Ranked
#158 of 315

Top Ranked Stocks in Industry

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OFG News

Overview

Due Diligence Score

–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OFG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

OFG ($45.37) is trading above its intrinsic value of $23.60, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OFG is good value based on its earnings relative to its share price (10.93x), compared to the US market average (28.79x)
P/E vs Market Valuation
OFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OFG due diligence checks available for Premium users.

Valuation

OFG price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.93x
Industry
36.86x
Market
28.79x
OFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OFG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OFG price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.58x
Industry
1.18x
OFG is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OFG price to earnings growth (PEG)

For valuing profitable companies with growth potential

OFG is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

OFG's financial health

Profit margin

Revenue
$153.4M
Net Income
$47.0M
Profit Margin
30.6%
OFG's Earnings (EBIT) of $269.39M... subscribe to Premium to read more.
Interest Coverage Financials
OFG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$11.5B
Liabilities
$10.1B
Debt to equity
7.7
OFG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$58.1M
Investing
-$186.7M
Financing
$68.7M
OFG's operating cash flow ($321.75M)... subscribe to Premium to read more.
Debt Coverage Financials

OFG vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
OFGC$2.08B+0.55%10.93x1.58x
HTHD$2.06B+1.02%19.41x0.94x
CASHC$2.05B+2.27%12.80x2.44x
LOBD$2.12B+2.37%25.14x2.11x
FBNCD$1.97B+1.93%19.21x1.33x

Ofg Bancorp Stock FAQ

What is Ofg Bancorp's quote symbol?

(NYSE: OFG) Ofg Bancorp trades on the NYSE under the ticker symbol OFG. Ofg Bancorp stock quotes can also be displayed as NYSE: OFG.

If you're new to stock investing, here's how to buy Ofg Bancorp stock.

What is the 52 week high and low for Ofg Bancorp (NYSE: OFG)?

(NYSE: OFG) Ofg Bancorp's 52-week high was $47.66, and its 52-week low was $33.19. It is currently -4.8% from its 52-week high and 36.7% from its 52-week low.

How much is Ofg Bancorp stock worth today?

(NYSE: OFG) Ofg Bancorp currently has 45,897,963 outstanding shares. With Ofg Bancorp stock trading at $45.37 per share, the total value of Ofg Bancorp stock (market capitalization) is $2.08B.

Ofg Bancorp stock was originally listed at a price of $17.74 in Dec 31, 1997. If you had invested in Ofg Bancorp stock at $17.74, your return over the last 26 years would have been 155.81%, for an annualized return of 3.68% (not including any dividends or dividend reinvestments).

How much is Ofg Bancorp's stock price per share?

(NYSE: OFG) Ofg Bancorp stock price per share is $45.37 today (as of Dec 4, 2024).

What is Ofg Bancorp's Market Cap?

(NYSE: OFG) Ofg Bancorp's market cap is $2.08B, as of Dec 5, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ofg Bancorp's market cap is calculated by multiplying OFG's current stock price of $45.37 by OFG's total outstanding shares of 45,897,963.
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