NASDAQ: CHCO
City Holding Co Stock

$134.85-0.41 (-0.3%)
Updated Jul 2, 2026
CHCO Price
$134.85
Fair Value Price
$160.55
Market Cap
$1.90B
52 Week Low
$113.21
52 Week High
$136.17
P/E
14.85x
P/B
2.4x
P/S
5.37x
PEG
10.73x
Dividend Yield
2.52%
Revenue
$319.66M
Earnings
$131.88M
Gross Margin
100%
Operating Margin
51.24%
Profit Margin
41.3%
Debt to Equity
7.51
Operating Cash Flow
$138M
Beta
0.52
Next Earnings
Jul 28, 2026
Ex-Dividend
Jul 15, 2026
Next Dividend
Jul 31, 2026

CHCO Overview

City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CHCO's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -6.47% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
CHCO
Ranked
#271 of 287

Top Ranked Stocks in Industry

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CHCO News

Overview

Due Diligence Score

Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CHCO scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CHCO ($134.85) is undervalued by 16.01% relative to our estimate of its Fair Value price of $160.55 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CHCO ($134.85) is not significantly undervalued (16.01%) relative to our estimate of its Fair Value price of $160.55 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
CHCO ($134.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CHCO due diligence checks available for Premium users.

Valuation

CHCO fair value

Fair Value of CHCO stock based on Discounted Cash Flow (DCF)

Price
$134.85
Fair Value
$160.55
Undervalued by
16.01%
CHCO ($134.85) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CHCO ($134.85) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CHCO ($134.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CHCO price to earnings (PE)

For valuing profitable companies with steady earnings

Company
14.85x
Industry
13.7x
Market
8.54x
CHCO is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CHCO is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

CHCO price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.4x
Industry
1.32x
CHCO is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CHCO price to earnings growth (PEG)

For valuing profitable companies with growth potential

CHCO is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CHCO's financial health

Profit margin

Revenue
$78.6M
Net Income
$31.7M
Profit Margin
40.4%
CHCO's Earnings (EBIT) of $163.81M... subscribe to Premium to read more.
Interest Coverage Financials
CHCO's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.8B
Liabilities
$6.0B
Debt to equity
7.51
CHCO's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
CHCO's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$38.0M
Investing
$65.2M
Financing
$3.9M
CHCO's operating cash flow ($137.87M)... subscribe to Premium to read more.
Debt Coverage Financials

CHCO vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CHCOD$1.90B-0.30%14.85x2.40x
LOBC$1.90B-1.77%15.55x1.49x
CASHC$1.87B-1.08%10.46x2.20x
TFINC$1.83B-2.90%64.18x1.93x
SRCEC$1.98B-1.46%12.59x1.55x

City Holding Co Stock FAQ

What is City Holding Co's quote symbol?

(NASDAQ: CHCO) City Holding Co trades on the NASDAQ under the ticker symbol CHCO. City Holding Co stock quotes can also be displayed as NASDAQ: CHCO.

If you're new to stock investing, here's how to buy City Holding Co stock.

What is the 52 week high and low for City Holding Co (NASDAQ: CHCO)?

(NASDAQ: CHCO) City Holding Co's 52-week high was $136.17, and its 52-week low was $113.21. It is currently -0.97% from its 52-week high and 19.11% from its 52-week low.

How much is City Holding Co stock worth today?

(NASDAQ: CHCO) City Holding Co currently has 14,111,166 outstanding shares. With City Holding Co stock trading at $134.85 per share, the total value of City Holding Co stock (market capitalization) is $1.90B.

City Holding Co stock was originally listed at a price of $42.00 in Dec 31, 1997. If you had invested in City Holding Co stock at $42.00, your return over the last 28 years would have been 221.07%, for an annualized return of 4.25% (not including any dividends or dividend reinvestments).

How much is City Holding Co's stock price per share?

(NASDAQ: CHCO) City Holding Co stock price per share is $134.85 today (as of Jul 2, 2026).

What is City Holding Co's Market Cap?

(NASDAQ: CHCO) City Holding Co's market cap is $1.90B, as of Jul 4, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

City Holding Co's market cap is calculated by multiplying CHCO's current stock price of $134.85 by CHCO's total outstanding shares of 14,111,166.
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