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NASDAQ: FSBW
Fs Bancorp Inc Stock

$31.47+0.03 (+0.1%)
Updated Apr 26, 2024
FSBW Price
$31.47
Fair Value Price
$33.65
Market Cap
$245.65M
52 Week Low
$27.32
52 Week High
$38.70
P/E
6.8x
P/B
0.93x
P/S
2.07x
PEG
1.32x
Dividend Yield
3.21%
Revenue
$139.02M
Earnings
$36.05M
Gross Margin
100%
Operating Margin
32.57%
Profit Margin
25.9%
Debt to Equity
10.24
Operating Cash Flow
$78M
Beta
0.84
Next Earnings
N/A
Ex-Dividend
May 8, 2024
Next Dividend
May 23, 2024

FSBW Overview

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.

Zen Score

Industry Average (33)
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Due Diligence Checks

FSBW ($31.47) is undervalued by 6.47% relative to our estimate of its Fair Value price of $33.65 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FSBW ($31.47) is not significantly undervalued (6.47%) relative to our estimate of its Fair Value price of $33.65 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FSBW ($31.47) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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FSBW News

Valuation

FSBW fair value

Fair Value of FSBW stock based on Discounted Cash Flow (DCF)
Price
$31.47
Fair Value
$33.65
Undervalued by
6.47%
FSBW ($31.47) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FSBW ($31.47) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FSBW ($31.47) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FSBW price to earnings (PE)

For valuing profitable companies with steady earnings
Company
6.8x
Industry
-9.61x
Market
41.14x
FSBW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSBW is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FSBW price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.93x
Industry
0.99x
FSBW is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FSBW price to earnings growth (PEG)

For valuing profitable companies with growth potential
FSBW is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FSBW's financial health

Profit margin

Revenue
$34.5M
Net Income
$9.8M
Profit Margin
28.3%
FSBW's Earnings (EBIT) of $45.27M... subscribe to Premium to read more.
Interest Coverage Financials
FSBW's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.0B
Liabilities
$2.7B
Debt to equity
10.24
FSBW's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FSBW's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$12.6M
Investing
-$64.8M
Financing
$37.2M
FSBW's operating cash flow ($77.67M)... subscribe to Premium to read more.
Debt Coverage Financials

FSBW vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FSBW$245.65M+0.10%6.80x0.93x
JMSB$246.01M+2.12%46.92x1.07x
BMRC$250.03M+0.06%12.45x0.57x
LNKB$250.23M0.00%-10.00x0.94x
FNLC$250.98M+0.67%8.41x1.03x

Fs Bancorp Stock FAQ

What is Fs Bancorp's quote symbol?

(NASDAQ: FSBW) Fs Bancorp trades on the NASDAQ under the ticker symbol FSBW. Fs Bancorp stock quotes can also be displayed as NASDAQ: FSBW.

If you're new to stock investing, here's how to buy Fs Bancorp stock.

What is the 52 week high and low for Fs Bancorp (NASDAQ: FSBW)?

(NASDAQ: FSBW) Fs Bancorp's 52-week high was $38.70, and its 52-week low was $27.32. It is currently -18.68% from its 52-week high and 15.19% from its 52-week low.

How much is Fs Bancorp stock worth today?

(NASDAQ: FSBW) Fs Bancorp currently has 7,805,795 outstanding shares. With Fs Bancorp stock trading at $31.47 per share, the total value of Fs Bancorp stock (market capitalization) is $245.65M.

Fs Bancorp stock was originally listed at a price of $5.01 in Jul 10, 2012. If you had invested in Fs Bancorp stock at $5.01, your return over the last 11 years would have been 528.77%, for an annualized return of 18.19% (not including any dividends or dividend reinvestments).

How much is Fs Bancorp's stock price per share?

(NASDAQ: FSBW) Fs Bancorp stock price per share is $31.47 today (as of Apr 26, 2024).

What is Fs Bancorp's Market Cap?

(NASDAQ: FSBW) Fs Bancorp's market cap is $245.65M, as of Apr 27, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Fs Bancorp's market cap is calculated by multiplying FSBW's current stock price of $31.47 by FSBW's total outstanding shares of 7,805,795.
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