NASDAQ: FSBW
Fs Bancorp Inc Stock

$43.92-0.42 (-0.95%)
Updated Jul 2, 2026
FSBW Price
$43.92
Fair Value Price
N/A
Market Cap
$237.81M
52 Week Low
$36.66
52 Week High
$44.89
P/E
10.07x
P/B
0.76x
P/S
2.01x
PEG
8.12x
Dividend Yield
3.1%
Revenue
$144.04M
Earnings
$33.16M
Gross Margin
100%
Operating Margin
28.85%
Profit Margin
23%
Debt to Equity
9.21
Operating Cash Flow
$73M
Beta
0.5
Next Earnings
Jul 28, 2026
Ex-Dividend
N/A
Next Dividend
N/A

FSBW Overview

FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FSBW's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FSBW
Ranked
#132 of 287

Top Ranked Stocks in Industry

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FSBW News

Overview

Due Diligence Score

Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FSBW scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FSBW ($43.92) is trading above its intrinsic value of $24.79, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FSBW is poor value based on its earnings relative to its share price (10.07x), compared to the US market average (8.54x)
P/E vs Market Valuation
FSBW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FSBW due diligence checks available for Premium users.

Valuation

FSBW price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.07x
Industry
13.7x
Market
8.54x
FSBW is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSBW is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

FSBW price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.76x
Industry
1.32x
FSBW is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FSBW price to earnings growth (PEG)

For valuing profitable companies with growth potential

FSBW is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FSBW's financial health

Profit margin

Revenue
$35.4M
Net Income
$7.8M
Profit Margin
22.1%
FSBW's Earnings (EBIT) of $41.56M... subscribe to Premium to read more.
Interest Coverage Financials
FSBW's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.2B
Liabilities
$2.9B
Debt to equity
9.21
FSBW's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FSBW's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$8.7M
Investing
$2.2M
Financing
-$456.0k
FSBW's operating cash flow ($72.85M)... subscribe to Premium to read more.
Debt Coverage Financials

FSBW vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FSBWC$237.81M-0.95%10.07x0.76x
PEBKC$236.76M-1.07%11.56x1.50x
VABKC$240.76M-2.91%11.97x1.29x
MRBKC$233.53M-3.11%10.39x1.17x
NKSHC$232.77M-1.80%13.24x1.24x

Fs Bancorp Stock FAQ

What is Fs Bancorp's quote symbol?

(NASDAQ: FSBW) Fs Bancorp trades on the NASDAQ under the ticker symbol FSBW. Fs Bancorp stock quotes can also be displayed as NASDAQ: FSBW.

If you're new to stock investing, here's how to buy Fs Bancorp stock.

What is the 52 week high and low for Fs Bancorp (NASDAQ: FSBW)?

(NASDAQ: FSBW) Fs Bancorp's 52-week high was $44.89, and its 52-week low was $36.66. It is currently -2.15% from its 52-week high and 19.8% from its 52-week low.

How much is Fs Bancorp stock worth today?

(NASDAQ: FSBW) Fs Bancorp currently has 5,414,542 outstanding shares. With Fs Bancorp stock trading at $43.92 per share, the total value of Fs Bancorp stock (market capitalization) is $237.81M.

Fs Bancorp stock was originally listed at a price of $5.01 in Jul 10, 2012. If you had invested in Fs Bancorp stock at $5.01, your return over the last 13 years would have been 777.52%, for an annualized return of 18.18% (not including any dividends or dividend reinvestments).

How much is Fs Bancorp's stock price per share?

(NASDAQ: FSBW) Fs Bancorp stock price per share is $43.92 today (as of Jul 2, 2026).

What is Fs Bancorp's Market Cap?

(NASDAQ: FSBW) Fs Bancorp's market cap is $237.81M, as of Jul 6, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Fs Bancorp's market cap is calculated by multiplying FSBW's current stock price of $43.92 by FSBW's total outstanding shares of 5,414,542.
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