NASDAQ: BCML
Baycom Corp Stock

$30.50+0.32 (+1.06%)
Updated Aug 3, 2026
BCML Price
$30.50
Fair Value Price
$25.81
Market Cap
$332.73M
52 Week Low
$26.72
52 Week High
$34.98
P/E
12.6x
P/B
0.97x
P/S
3.24x
PEG
2.45x
Dividend Yield
3.77%
Revenue
$100.21M
Earnings
$26.41M
Gross Margin
100%
Operating Margin
35.76%
Profit Margin
26.4%
Debt to Equity
6.7
Operating Cash Flow
$30M
Beta
0.56
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

BCML Overview

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BCML's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
BCML
Ranked
#242 of 286

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$92.76A
$30.15B
$29.94B
View Top Bank Stocks

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Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BCML scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BCML ($30.50) is overvalued by 18.19% relative to our estimate of its Fair Value price of $25.81 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
BCML ($30.50) is not significantly undervalued (18.19%) relative to our estimate of its Fair Value price of $25.81 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
BCML ($30.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more BCML due diligence checks available for Premium users.

Valuation

BCML fair value

Fair Value of BCML stock based on Discounted Cash Flow (DCF)

Price
$30.50
Fair Value
$25.81
Overvalued by
18.19%
BCML ($30.50) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BCML ($30.50) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BCML ($30.50) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BCML price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.6x
Industry
14.02x
Market
14.82x
BCML is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BCML is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BCML price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.97x
Industry
1.36x
BCML is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BCML price to earnings growth (PEG)

For valuing profitable companies with growth potential

BCML is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

BCML's financial health

Profit margin

Revenue
$27.4M
Net Income
$8.2M
Profit Margin
29.8%
BCML's Earnings (EBIT) of $35.83M... subscribe to Premium to read more.
Interest Coverage Financials
BCML's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.6B
Liabilities
$2.3B
Debt to equity
6.7
BCML's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
BCML's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.0M
Investing
$47.0M
Financing
$45.4M
BCML's operating cash flow ($29.54M)... subscribe to Premium to read more.
Debt Coverage Financials

BCML vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BCMLC$332.73M+1.06%12.60x0.97x
JMSBC$334.04M+2.03%14.89x1.25x
COSOC$329.29M+0.33%12.00x1.25x
FVCBC$337.44M+0.86%14.42x1.30x
FCCOC$324.70M+1.14%13.34x1.47x

Baycom Stock FAQ

What is Baycom's quote symbol?

(NASDAQ: BCML) Baycom trades on the NASDAQ under the ticker symbol BCML. Baycom stock quotes can also be displayed as NASDAQ: BCML.

If you're new to stock investing, here's how to buy Baycom stock.

What is the 52 week high and low for Baycom (NASDAQ: BCML)?

(NASDAQ: BCML) Baycom's 52-week high was $34.98, and its 52-week low was $26.72. It is currently -12.81% from its 52-week high and 14.15% from its 52-week low.

How much is Baycom stock worth today?

(NASDAQ: BCML) Baycom currently has 10,909,317 outstanding shares. With Baycom stock trading at $30.50 per share, the total value of Baycom stock (market capitalization) is $332.73M.

Baycom stock was originally listed at a price of $23.10 in May 7, 2018. If you had invested in Baycom stock at $23.10, your return over the last 8 years would have been 32.03%, for an annualized return of 3.53% (not including any dividends or dividend reinvestments).

How much is Baycom's stock price per share?

(NASDAQ: BCML) Baycom stock price per share is $30.50 today (as of Aug 3, 2026).

What is Baycom's Market Cap?

(NASDAQ: BCML) Baycom's market cap is $332.73M, as of Aug 4, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Baycom's market cap is calculated by multiplying BCML's current stock price of $30.50 by BCML's total outstanding shares of 10,909,317.
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