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NASDAQ: BCML
Baycom Corp Stock

$23.18-0.11 (-0.47%)
Updated Oct 3, 2024
BCML Price
$23.18
Fair Value Price
$69.79
Market Cap
$258.60M
52 Week Low
$18.54
52 Week High
$25.04
P/E
10.93x
P/B
0.82x
P/S
2.35x
PEG
N/A
Dividend Yield
2.16%
Revenue
$97.49M
Earnings
$24.50M
Gross Margin
100%
Operating Margin
34.68%
Profit Margin
25.1%
Debt to Equity
7.23
Operating Cash Flow
$24M
Beta
0.76
Next Earnings
Oct 17, 2024
Ex-Dividend
Sep 19, 2024
Next Dividend
Oct 10, 2024

BCML Overview

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Zen Score

Industry Average (31)
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Due Diligence Checks

BCML ($23.18) is undervalued by 66.79% relative to our estimate of its Fair Value price of $69.79 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
BCML ($23.18) is significantly undervalued by 66.79% relative to our estimate of its Fair Value price of $69.79 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
BCML is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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BCML News

Valuation

BCML fair value

Fair Value of BCML stock based on Discounted Cash Flow (DCF)
Price
$23.18
Fair Value
$69.79
Undervalued by
66.79%
BCML ($23.18) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BCML ($23.18) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BCML is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BCML price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.93x
Industry
11.85x
Market
26.22x
BCML is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BCML is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BCML price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.82x
Industry
1.1x
BCML is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BCML's financial health

Profit margin

Revenue
$23.6M
Net Income
$5.6M
Profit Margin
23.7%
BCML's Earnings (EBIT) of $33.81M... subscribe to Premium to read more.
Interest Coverage Financials
BCML's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.6B
Liabilities
$2.3B
Debt to equity
7.23
BCML's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
BCML's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.7M
Investing
$8.4M
Financing
$26.8M
BCML's operating cash flow ($23.76M)... subscribe to Premium to read more.
Debt Coverage Financials

BCML vs Bank Stocks

TickerMarket Cap1d %P/EP/B
BCML$258.60M-0.47%10.93x0.82x
SSBK$258.40M-0.07%8.09x1.12x
CBAN$260.86M-0.74%11.77x0.99x
BCAL$262.45M-1.87%16.08x0.90x
PCB$254.15M-0.72%10.74x0.72x

Baycom Stock FAQ

What is Baycom's quote symbol?

(NASDAQ: BCML) Baycom trades on the NASDAQ under the ticker symbol BCML. Baycom stock quotes can also be displayed as NASDAQ: BCML.

If you're new to stock investing, here's how to buy Baycom stock.

What is the 52 week high and low for Baycom (NASDAQ: BCML)?

(NASDAQ: BCML) Baycom's 52-week high was $25.04, and its 52-week low was $18.54. It is currently -7.43% from its 52-week high and 25.03% from its 52-week low.

How much is Baycom stock worth today?

(NASDAQ: BCML) Baycom currently has 11,156,267 outstanding shares. With Baycom stock trading at $23.18 per share, the total value of Baycom stock (market capitalization) is $258.60M.

Baycom stock was originally listed at a price of $23.10 in May 7, 2018. If you had invested in Baycom stock at $23.10, your return over the last 6 years would have been 0.35%, for an annualized return of 0.06% (not including any dividends or dividend reinvestments).

How much is Baycom's stock price per share?

(NASDAQ: BCML) Baycom stock price per share is $23.18 today (as of Oct 3, 2024).

What is Baycom's Market Cap?

(NASDAQ: BCML) Baycom's market cap is $258.60M, as of Oct 4, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Baycom's market cap is calculated by multiplying BCML's current stock price of $23.18 by BCML's total outstanding shares of 11,156,267.
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