NASDAQ: BCML
Baycom Corp Stock

$29.09+0.20 (+0.69%)
Updated Feb 6, 2025
BCML Price
$29.09
Fair Value Price
$16.92
Market Cap
$323.52M
52 Week Low
$18.54
52 Week High
$30.13
P/E
13.85x
P/B
1.01x
P/S
2.75x
PEG
0.95x
Dividend Yield
1.89%
Revenue
$96.06M
Earnings
$23.89M
Gross Margin
100%
Operating Margin
34.18%
Profit Margin
24.9%
Debt to Equity
6.97
Operating Cash Flow
$31M
Beta
0.77
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

BCML Overview

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BCML's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
F
Growth
A
Momentum
A
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
BCML
Ranked
#191 of 337

Top Ranked Stocks in Industry

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BCML News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BCML scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BCML ($29.09) is overvalued by 71.91% relative to our estimate of its Fair Value price of $16.92 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
BCML ($29.09) is not significantly undervalued (71.91%) relative to our estimate of its Fair Value price of $16.92 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
BCML ($29.09) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more BCML due diligence checks available for Premium users.

Valuation

BCML fair value

Fair Value of BCML stock based on Discounted Cash Flow (DCF)

Price
$29.09
Fair Value
$16.92
Overvalued by
71.91%
BCML ($29.09) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BCML ($29.09) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BCML ($29.09) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BCML price to earnings (PE)

For valuing profitable companies with steady earnings

Company
13.85x
Industry
34.43x
Market
31.69x
BCML is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BCML is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BCML price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.01x
Industry
1.18x
BCML is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BCML price to earnings growth (PEG)

For valuing profitable companies with growth potential

BCML is good value based... subscribe to Premium to read more.
PEG Value Valuation

BCML's financial health

Profit margin

Revenue
$24.4M
Net Income
$6.0M
Profit Margin
24.7%
BCML's Earnings (EBIT) of $32.83M... subscribe to Premium to read more.
Interest Coverage Financials
BCML's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.6B
Liabilities
$2.2B
Debt to equity
6.97
BCML's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
BCML's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$9.6M
Investing
-$58.8M
Financing
-$40.8M
BCML's operating cash flow ($30.78M)... subscribe to Premium to read more.
Debt Coverage Financials

BCML vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BCMLC$323.52M+0.69%13.85x1.01x
FSBWC$320.11M-1.09%8.55x1.11x
SSBKC$330.15M+0.91%9.30x1.22x
PDLBC$330.51M-0.72%36.50x0.66x
RBBD$335.11M+1.50%10.24x0.66x

Baycom Stock FAQ

What is Baycom's quote symbol?

(NASDAQ: BCML) Baycom trades on the NASDAQ under the ticker symbol BCML. Baycom stock quotes can also be displayed as NASDAQ: BCML.

If you're new to stock investing, here's how to buy Baycom stock.

What is the 52 week high and low for Baycom (NASDAQ: BCML)?

(NASDAQ: BCML) Baycom's 52-week high was $30.13, and its 52-week low was $18.54. It is currently -3.45% from its 52-week high and 56.9% from its 52-week low.

How much is Baycom stock worth today?

(NASDAQ: BCML) Baycom currently has 11,121,475 outstanding shares. With Baycom stock trading at $29.09 per share, the total value of Baycom stock (market capitalization) is $323.52M.

Baycom stock was originally listed at a price of $23.10 in May 7, 2018. If you had invested in Baycom stock at $23.10, your return over the last 6 years would have been 25.93%, for an annualized return of 3.92% (not including any dividends or dividend reinvestments).

How much is Baycom's stock price per share?

(NASDAQ: BCML) Baycom stock price per share is $29.09 today (as of Feb 6, 2025).

What is Baycom's Market Cap?

(NASDAQ: BCML) Baycom's market cap is $323.52M, as of Feb 7, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Baycom's market cap is calculated by multiplying BCML's current stock price of $29.09 by BCML's total outstanding shares of 11,121,475.
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