NASDAQ: FCAPFirst Capital Inc Stock
$63.28+0.23 (+0.36%)
Updated Jul 31, 2026
FCAP Price
$63.28
Fair Value Price
N/A
Market Cap
$211.71M
52 Week Low
$33.73
52 Week High
$71.00
P/E
12.1x
P/B
1.53x
P/S
3.22x
PEG
1.7x
Dividend Yield
1.96%
Revenue
$51.50M
Earnings
$17.46M
Gross Margin
100%
Operating Margin
41.46%
Profit Margin
33.9%
Debt to Equity
8.3
Operating Cash Flow
$23M
Beta
0.18
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
FCAP Overview
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FCAP's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FCAP
Ranked#59 of 287
Ranked#59 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $91.90 | A | |
| $30.12 | B | |
| $58.31 | B |
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FCAP News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FCAP scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FCAP ($63.28) is trading above its intrinsic value of $38.33, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FCAP is good value based on its earnings relative to its share price (12.1x), compared to the US market average (16.06x)
P/E vs Market Valuation
FCAP is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FCAP due diligence checks available for Premium users.
Valuation
FCAP fair value
Fair Value of FCAP stock based on Discounted Cash Flow (DCF)
Price
$63.28
Fair Value
$131.31
Undervalued by
51.81%
FCAP ($63.28) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FCAP price to earnings (PE)
For valuing profitable companies with steady earnings
Company
12.1x
Industry
13.96x
Market
16.06x
FCAP is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCAP is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FCAP price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.53x
Industry
1.35x
FCAP is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FCAP price to earnings growth (PEG)
For valuing profitable companies with growth potential
FCAP is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
FCAP's financial health
Profit margin
Revenue
$13.1M
Net Income
$4.3M
Profit Margin
33%
FCAP's Earnings (EBIT) of $21.35M... subscribe to Premium to read more.
Interest Coverage Financials
FCAP's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.3B
Liabilities
$1.1B
Debt to equity
8.3
FCAP's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FCAP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.3M
Investing
-$6.5M
Financing
$12.5M
FCAP's operating cash flow ($23.24M)... subscribe to Premium to read more.
Debt Coverage Financials
FCAP vs Bank Stocks
First Capital Stock FAQ
Company
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