NASDAQ: TSBKTimberland Bancorp Inc Stock
$30.90+0.27 (+0.88%)
Updated Apr 29, 2025
TSBK Price
$30.90
Fair Value Price
$50.81
Market Cap
$245.82M
52 Week Low
$24.26
52 Week High
$33.98
P/E
9.94x
P/B
0.99x
P/S
3.22x
PEG
20.78x
Dividend Yield
2.36%
Revenue
$75.33M
Earnings
$24.85M
Gross Margin
100%
Operating Margin
41.34%
Profit Margin
33%
Debt to Equity
6.66
Operating Cash Flow
$15M
Beta
0.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
TSBK Overview
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TSBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
TSBK
Ranked#46 of 293
Ranked#46 of 293
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.98 | B | |
| $33.67 | B | |
| $14.07 | B |
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TSBK News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TSBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TSBK ($30.90) is undervalued by 39.19% relative to our estimate of its Fair Value price of $50.81 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TSBK ($30.90) is significantly undervalued by 39.19% relative to our estimate of its Fair Value price of $50.81 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
TSBK ($30.90) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TSBK due diligence checks available for Premium users.
Valuation
TSBK fair value
Fair Value of TSBK stock based on Discounted Cash Flow (DCF)
Price
$30.90
Fair Value
$50.81
Undervalued by
39.19%
TSBK ($30.90) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TSBK ($30.90) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TSBK ($30.90) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TSBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
9.94x
Industry
13.46x
Market
29.19x
TSBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TSBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
TSBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.99x
Industry
1.13x
TSBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TSBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
TSBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TSBK's financial health
Profit margin
Revenue
$19.6M
Net Income
$6.9M
Profit Margin
34.9%
TSBK's Earnings (EBIT) of $31.14M... subscribe to Premium to read more.
Interest Coverage Financials
TSBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.9B
Liabilities
$1.7B
Debt to equity
6.66
TSBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
TSBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$3.1M
Investing
$22.1M
Financing
-$19.7M
TSBK's operating cash flow ($15.10M)... subscribe to Premium to read more.
Debt Coverage Financials
TSBK vs Bank Stocks
Timberland Bancorp Stock FAQ
Company
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