NASDAQ: TSBKTimberland Bancorp Inc Stock
$47.36-0.41 (-0.86%)
Updated Nov 3, 2026
TSBK Price
$47.36
Fair Value Price
$37.19
Market Cap
$368.26M
52 Week Low
$32.34
52 Week High
$49.38
P/E
11.81x
P/B
1.35x
P/S
4.08x
PEG
4.42x
Dividend Yield
2.45%
Revenue
$85.83M
Earnings
$31.51M
Gross Margin
100%
Operating Margin
45.6%
Profit Margin
36.7%
Debt to Equity
6.54
Operating Cash Flow
$31M
Beta
0.44
Next Earnings
N/A
Ex-Dividend
Nov 12, 2026
Next Dividend
Nov 27, 2026
TSBK Overview
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TSBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
TSBK
Ranked#159 of 293
Ranked#159 of 293
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $27.94 | B | |
| $40.00 | B | |
| $60.16 | B |
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TSBK News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TSBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TSBK ($47.36) is overvalued by 27.33% relative to our estimate of its Fair Value price of $37.19 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TSBK ($47.36) is not significantly undervalued (27.33%) relative to our estimate of its Fair Value price of $37.19 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TSBK ($47.36) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TSBK due diligence checks available for Premium users.
Valuation
TSBK fair value
Fair Value of TSBK stock based on Discounted Cash Flow (DCF)
Price
$47.36
Fair Value
$37.19
Overvalued by
27.33%
TSBK ($47.36) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TSBK ($47.36) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TSBK ($47.36) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TSBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.81x
Industry
13.06x
Market
44.51x
TSBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TSBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
TSBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.35x
Industry
1.24x
TSBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TSBK price to earnings growth (PEG)
For valuing profitable companies with growth potential
TSBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TSBK's financial health
Profit margin
Revenue
$21.3M
Net Income
$7.7M
Profit Margin
36.3%
TSBK's Earnings (EBIT) of $39.14M... subscribe to Premium to read more.
Interest Coverage Financials
TSBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.1B
Liabilities
$1.8B
Debt to equity
6.54
TSBK's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TSBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$8.4M
Investing
-$62.3M
Financing
$5.4M
TSBK's operating cash flow ($31.24M)... subscribe to Premium to read more.
Debt Coverage Financials
TSBK vs Bank Stocks
Timberland Bancorp Stock FAQ
Company
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