NASDAQ: GCBCGreene County Bancorp Inc Stock
$27.40+0.14 (+0.51%)
Updated Apr 18, 2024
GCBC Price
$27.40
Fair Value Price
$44.84
Market Cap
$466.54M
52 Week Low
$17.50
52 Week High
$36.78
P/E
17.34x
P/B
2.39x
P/S
7.02x
PEG
2.22x
Dividend Yield
1.13%
Revenue
$68.41M
Earnings
$26.73M
Gross Margin
100%
Operating Margin
44.4%
Profit Margin
39.1%
Debt to Equity
13.01
Operating Cash Flow
$26M
Beta
0.71
Next Earnings
N/A
Ex-Dividend
May 14, 2024
Next Dividend
May 30, 2024
GCBC Overview
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
GCBC ($27.40) is undervalued by 38.89% relative to our estimate of its Fair Value price of $44.84 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
GCBC ($27.40) is significantly undervalued by 38.89% relative to our estimate of its Fair Value price of $44.84 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
GCBC ($27.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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GCBC News
Valuation
GCBC fair value
Fair Value of GCBC stock based on Discounted Cash Flow (DCF)
Price
$27.40
Fair Value
$44.84
Undervalued by
38.89%
GCBC ($27.40) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GCBC ($27.40) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GCBC ($27.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
GCBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
17.34x
Industry
-10.84x
Market
41.33x
GCBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GCBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GCBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.39x
Industry
0.95x
GCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GCBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
GCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GCBC's financial health
Profit margin
Revenue
$15.7M
Net Income
$5.7M
Profit Margin
36.4%
GCBC's Earnings (EBIT) of $30.38M... subscribe to Premium to read more.
Interest Coverage Financials
GCBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.7B
Liabilities
$2.5B
Debt to equity
13.01
GCBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.0M
Investing
$5.1M
Financing
$38.7M
GCBC's operating cash flow ($26.33M)... subscribe to Premium to read more.
Debt Coverage Financials
GCBC vs Bank Stocks
Greene County Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.