NASDAQ: GCBCGreene County Bancorp Inc Stock
$33.46+0.02 (+0.06%)
Updated Jul 31, 2026
GCBC Price
$33.46
Fair Value Price
$14.43
Market Cap
$569.67M
52 Week Low
$21.25
52 Week High
$36.02
P/E
14.61x
P/B
2.13x
P/S
4.38x
PEG
1.54x
Dividend Yield
1.2%
Revenue
$87.05M
Earnings
$39.02M
Gross Margin
100%
Operating Margin
51.53%
Profit Margin
44.8%
Debt to Equity
10.89
Operating Cash Flow
$37M
Beta
0.67
Next Earnings
N/A
Ex-Dividend
Aug 14, 2026
Next Dividend
Aug 31, 2026
GCBC Overview
Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land, and multi-family mortgage loans, alongside commercial real estate mortgages. Consumer credit options are also available, such as financing for new and used automobiles, personal loans, home equity loans, and various other installment loans including passbook-secured loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdraft facilities. Additionally, the company provides commercial loans. As of June 30, 2021, it maintained a network of 17 full-service banking branches. The company, founded in 1889, is headquartered in Catskill, New York, and operates as a subsidiary of Greene County Bancorp, MHC.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine GCBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
GCBC
Ranked#164 of 287
Ranked#164 of 287
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $91.90 | A | |
| $30.12 | B | |
| $58.31 | B |
Be the first to know about important GCBC news, forecast changes, insider trades & much more!
GCBC News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how GCBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
GCBC ($33.46) is overvalued by 131.9% relative to our estimate of its Fair Value price of $14.43 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
GCBC ($33.46) is not significantly undervalued (131.9%) relative to our estimate of its Fair Value price of $14.43 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
GCBC ($33.46) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more GCBC due diligence checks available for Premium users.
Valuation
GCBC fair value
Fair Value of GCBC stock based on Discounted Cash Flow (DCF)
Price
$33.46
Fair Value
$14.43
Overvalued by
131.90%
GCBC ($33.46) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GCBC ($33.46) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GCBC ($33.46) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
GCBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
14.61x
Industry
13.96x
Market
16.06x
GCBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GCBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GCBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.13x
Industry
1.35x
GCBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GCBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
GCBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GCBC's financial health
Profit margin
Revenue
$23.4M
Net Income
$10.5M
Profit Margin
44.9%
GCBC's Earnings (EBIT) of $44.86M... subscribe to Premium to read more.
Interest Coverage Financials
GCBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.2B
Liabilities
$2.9B
Debt to equity
10.89
GCBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
GCBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$10.7M
Investing
-$18.3M
Financing
$23.0M
GCBC's operating cash flow ($37.26M)... subscribe to Premium to read more.
Debt Coverage Financials
GCBC vs Bank Stocks
Greene County Bancorp Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.