Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2025)

Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 52, which is 20 points higher than the bank industry average of 32.

IFS passed 20 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 22.96% over the past year, overperforming other bank stocks by 2 percentage points.

Meridian (NASDAQ:MRBK) is the #2 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Meridian (NASDAQ:MRBK) is: Value: A, Growth: C, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: B.

Meridian (NASDAQ:MRBK) has a Due Diligence Score of 42, which is 10 points higher than the bank industry average of 32.

MRBK passed 15 out of 38 due diligence checks and has strong fundamentals. Meridian has seen its stock return 45.86% over the past year, overperforming other bank stocks by 24 percentage points.

Meridian has an average 1 year price target of $16.00, an upside of 15.11% from Meridian's current stock price of $13.90.

Meridian stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Meridian, 50% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

First United (NASDAQ:FUNC) is the #3 top bank stock out of 336 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First United (NASDAQ:FUNC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: A.

First United (NASDAQ:FUNC) has a Due Diligence Score of 32, which is equal to the bank industry average of 32.

FUNC passed 13 out of 38 due diligence checks and has average fundamentals. First United has seen its stock return 38.21% over the past year, overperforming other bank stocks by 17 percentage points.

Out of 227 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Citizens Community Bancorp (NASDAQ:CZWI) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.64%. Citizens Community Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Citizens Community Bancorp's dividend has shown consistent growth over the last 10 years.

Citizens Community Bancorp's dividend payout ratio of 0% indicates that its dividend yield might not be sustainable for the long-term.

Bank Bradesco (NYSE:BBD) has an annual dividend yield of 8.99%, which is 6 percentage points higher than the bank industry average of 2.64%. Bank Bradesco's dividend payout is not stable, having dropped more than 10% twenty-nine times in the last 10 years. Bank Bradesco's dividend has not shown consistent growth over the last 10 years.

Bank Bradesco's dividend payout ratio of 90.6% indicates that its high dividend yield might not be sustainable for the long-term.

Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 7.26%, which is 5 percentage points higher than the bank industry average of 2.64%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -137.4% indicates that its high dividend yield might not be sustainable for the long-term.

Bank stocks were up 2.34% in the last day, and down -1.55% over the last week. Nu Holdings was the among the top gainers in the banks - regional industry, gaining 9.12% yesterday.

Shares of banks and financial services stocks are trading higher amid an overall market rebound following recent weakness.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Woori Financial Group (NYSE:WF) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 28 points higher than the bank industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has dropped -5.44% in the past year. It has underperformed other stocks in the bank industry by -27 percentage points.

Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 43, which is 0 points higher than the bank industry average of 43. It passed 3 out of 7 valuation due diligence checks.

Newtekone's stock has gained 12.96% in the past year. It has underperformed other stocks in the bank industry by -8 percentage points.

Metropolitan Bank Holding (NYSE:MCB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Metropolitan Bank Holding has a valuation score of 71, which is 28 points higher than the bank industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Metropolitan Bank Holding's stock has gained 47.35% in the past year. It has overperformed other stocks in the bank industry by 26 percentage points.

38.74% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 24.84% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 6.09% of bank stocks are rated B (Buy), 72.04% are rated C (Hold), 20.43% are rated D (Sell), and 1.43% are rated F (Strong Sell).