WallStreetZenWallStreetZen

NASDAQ: UBCP
United Bancorp Inc Stock

$14.36+0.06 (+0.42%)
Updated Feb 3, 2023
UBCP Price
$14.36
Fair Value Price
$20.79
Market Cap
$82.46M
52 Week Low
$14.24
52 Week High
$20.71
P/E
9.49x
P/B
1.55x
P/S
3.25x
PEG
0.83x
Dividend Yield
5.4%
Revenue
$29.22M
Earnings
$8.81M
Gross Margin
100%
Operating Margin
33.99%
Profit Margin
30.1%
Debt to Equity
13.32
Operating Cash Flow
$7M
Beta
0.12
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

UBCP Overview

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Zen Score

Industry Average (35)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how UBCP scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

UBCP ($14.36) is undervalued by 30.93% relative to our estimate of its Fair Value price of $20.79 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UBCP ($14.36) is significantly undervalued by 30.93% relative to our estimate of its Fair Value price of $20.79 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
UBCP ($14.36) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more UBCP due diligence checks available for Premium users.

Be the first to know about important UBCP news, forecast changes, insider trades & much more!

UBCP News

Valuation

UBCP fair value

Fair Value of UBCP stock based on Discounted Cash Flow (DCF)
Price
$14.36
Fair Value
$20.79
Undervalued by
30.93%
UBCP ($14.36) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UBCP ($14.36) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UBCP ($14.36) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UBCP price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.49x
Industry
19.64x
Market
15.09x
UBCP is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UBCP is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UBCP price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.55x
Industry
1.2x
UBCP is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UBCP price to earnings growth (PEG)

For valuing profitable companies with growth potential
UBCP is good value based... subscribe to Premium to read more.
PEG Value Valuation

UBCP's financial health

Profit margin

Revenue
$7.4M
Net Income
$2.3M
Profit Margin
31.1%
UBCP's Earnings (EBIT) of $9.93M... subscribe to Premium to read more.
Interest Coverage Financials
UBCP's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$760.9M
Liabilities
$707.7M
Debt to equity
13.32
UBCP's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UBCP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.0M
Investing
-$30.0M
Financing
$45.5M
UBCP's operating cash flow ($7.22M)... subscribe to Premium to read more.
Debt Coverage Financials

UBCP vs Bank Stocks

TickerMarket Cap1d %P/EP/B
UBCP$82.46M+0.42%9.49x1.55x
AUBN$82.77M-2.60%10.74x1.38x
VBFC$81.92M-2.70%9.60x1.40x
CIZN$84.33M-0.99%9.47x2.58x
TCBC$78.42M-1.59%29.11x0.93x

United Bancorp Stock FAQ

What is United Bancorp's quote symbol?

NASDAQ: UBCP) United Bancorp trades on the NASDAQ under the ticker symbol UBCP. United Bancorp stock quotes can also be displayed as NASDAQ: UBCP.

If you're new to stock investing, here's how to buy United Bancorp stock.

What is the 52 week high and low for United Bancorp (NASDAQ: UBCP)?

(NASDAQ: UBCP) United Bancorp's 52-week high was $20.71, and its 52-week low was $14.24. It is currently -30.65% from its 52-week high and 0.84% from its 52-week low.

How much is United Bancorp stock worth today?

(NASDAQ: UBCP) United Bancorp currently has 5,742,130 outstanding shares. With United Bancorp stock trading at $14.36 per share, the total value of United Bancorp stock (market capitalization) is $82.46M.

United Bancorp stock was originally listed at a price of $27.00 in Dec 31, 1997. If you had invested in United Bancorp stock at $27.00, your return over the last 25 years would have been -46.81%, for an annualized return of -2.49% (not including any dividends or dividend reinvestments).

How much is United Bancorp's stock price per share?

(NASDAQ: UBCP) United Bancorp stock price per share is $14.36 today (as of Feb 3, 2023).

What is United Bancorp's Market Cap?

(NASDAQ: UBCP) United Bancorp's market cap is $82.46M, as of Feb 6, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

United Bancorp's market cap is calculated by multiplying UBCP's current stock price of $14.36 by UBCP's total outstanding shares of 5,742,130.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.