How to Buy United Bancorp Stock
United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
United Bancorp stock last closed at $14.14, up 1% from the previous day, and has increased 9.79% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.05 percentage points. United Bancorp stock is currently +15.43% from its 52-week low of $12.25, and -9.56% from its 52-week high of $15.64.
As of Jan 28, 2026, there are 5.77M shares of UBCP outstanding. The market capitalization of UBCP is $81.64M. In the last 24 hours, 1800 UBCP shares were traded.
How to Buy United Bancorp Stock
Wondering how to invest in United Bancorp stock? Here's how.
- Figure out where to buy United Bancorp stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you choose where to buy United Bancorp stock.
- Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Fund your brokerage account: Choose your method of payment and add your information.
- Evaluate United Bancorp stock: The United Bancorp ticker symbol is UBCP. Is United Bancorp stock a good investment? Should you buy shares of UBCP? How do UBCP's underlying business fundamentals look? Do top analysts think United Bancorp is a good buy? Why has UBCP's stock price moved recently? (Hint: Our stock market research tools can help you evaluate if UBCP is a good stock to buy).
- Make your UBCP trade: Decide if you will purchase UBCP shares at the current market price or use a limit order to purchase UBCP stock at a particular price.
- Get the latest scoop on your UBCP investment: Create a watchlist to get the latest news on your investment in United Bancorp shares.
Step 1: Figure out where to buy United Bancorp stock
You will need an online brokerage account in order to access the NASDAQ market and buy UBCP shares.
Our favorite brokerage: eToro
Based on our experience, eToro is the best place to buy stocks. eToro gives you:
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Get $10 towards your stock purchase by signing up for an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've chosen your brokerage, it's time to fill out some personal information so you can buy UBCP stock today.
How to Set Up a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal info to start your new brokerage account.
- Send your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Fund your brokerage account
Now that you've finished signing up on mobile trading apps, your next step is to transfer the money for your investment:
Watch this video walkthrough if you need help transferring money into your brokerage account.
Step 4: Evaluate United Bancorp stock
After you have identified the best place to buy United Bancorp stock, it's important to analyze their stock before you invest, so you can wrap your head around the risk and upside.
United Bancorp stock quick numbers
United Bancorp Due Diligence Checks
WallStreetZen was designed to help part-time investors do more in-depth fundamental analysis quickly.
You can view all of the due diligence checks on UBCP's stock page.
Is UBCP stock properly valued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge UBCP's true value.
Using relative valuations ratios:
- UBCP may be undervalued based on its P/E ratio of 10.79x, relative to Banks - Regional industry P/E ratio of 17.47x
- UBCP could be undervalued based on its P/B ratio of 1.23x, relative to Banks - Regional industry P/B ratio of 1.4x
- UBCP could be undervalued based on its PEG ratio of 0.64x
You can access additional valuation analysis on UBCP's stock here.
How do UBCP Financials look?
Passed Financial Due Diligence Checks:
- UBCP earnings of $7.48M is not sufficient to cover its interest payments.
Failed Financial Due Diligence Checks:
- UBCP has a relatively high debt to equity ratio of 12.04.
- UBCP profit margin has gone down from 27.2% to 24.8% in the past year.
- UBCP's operating cash flow of $9.10M allows it to safely service it's debt of $147.34M.
- Total UBCP debt is higher than 5 years ago, relative to shareholder equity.
You can dig deeper into what analysts are projecting on the United Bancorp stock forecast page.
Is UBCP Making Money?
Last year, UBCP earnings were $7.57M. Over the past five year, UBCP's earnings have increased by 1.1% per year. This was slower than the Banks - Regional industry average of 21.2%.
Last year, UBCP revenue was $30.52M. During the last 5 year, UBCP's revenue has gone up by 4.08% per year. This was slower than the Banks - Regional industry average of 11.27%.
Dig into UBCP's earnings and revenue performance here.
Who is buying/selling UBCP?
In the past year, executives and large shareholders at UBCP have bought more shares than they have sold.
Matthew Fredrick Branstetter, SVP COO of UBCP, was the latest UBCP insider to buy. They bought $4,617.18 worth of UBCP shares on May 22, 2025.
Get more info about who owns UBCP stock here.
Does UBCP provide a stable income stream?
United Bancorp pays a dividend of 6.51%, compared to the Banks - Regional industry's average dividend yield of 2.54%. If you owned $1,000 worth of UBCP stock, you would have been paid $65.06 in the past year.
United Bancorp dividend payments have consistently grown over the past decade but have not remained stable.
Dig into more data about United Bancorp dividend yield and history here.
What others are saying about UBCP
One of the biggest reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to learn what other community members have to say.
Step 5: Make your UBCP trade
There are two primary options:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are mostly the best for newer investors. - Limit order: A limit order lets you buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a specific price limit, use a limit order.
Click the Open button and eToro will execute the order.
If you want additional help with buying stocks on eToro, watch the how to video below:
Step 6: Get the latest scoop on your UBCP investment
Now that you own some shares in UBCP, you'll want to keep up with your stock purchase.
Start a watchlist to see the latest developments about your UBCP stock.
UBCP Feed
How to Buy Stock in United Bancorp
To reiterate, here are the 6 steps to buy United Bancorp stock:
- Figure out where to buy United Bancorp stock
- Create your brokerage account
- Fund your brokerage account
- Evaluate United Bancorp stock
- Make your UBCP trade
- Get the latest scoop on your UBCP investment
If you require a online brokerage, eToro is our favorite venue.
Get Started with eToro TodayIf you want to get updates on your new investment in United Bancorp, hit the button below to create your watchlist.
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