How to Buy United Bancorp Stock

United Bancorp Inc

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.

United Bancorp stock last closed at $14.68, up 0% from the previous day, and has decreased 19.96% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.01 percentage points. United Bancorp stock is currently +22.19% from its 52-week low of $12.01, and -29.11% from its 52-week high of $20.71.

As of Mar 29, 2023, there are 5.74M shares of UBCP outstanding. The market capitalization of UBCP is $84.27M. In the last 24 hours, 243 UBCP shares were traded.

How to Buy United Bancorp Stock

Wondering how to invest in United Bancorp stock? Here's how.
  1. Figure out where to buy United Bancorp stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you choose where to buy United Bancorp stock.
  2. Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Fund your brokerage account: Choose your method of payment and add your information.
  4. Evaluate United Bancorp stock: The United Bancorp ticker symbol is UBCP. Is United Bancorp stock a good investment? Should you buy shares of UBCP? How do UBCP's underlying business fundamentals look? Do top analysts think United Bancorp is a good buy? Why has UBCP's stock price moved recently? (Hint: Our stock market research tools can help you evaluate if UBCP is a good stock to buy).
  5. Make your UBCP trade: Decide if you will purchase UBCP shares at the current market price or use a limit order to purchase UBCP stock at a particular price.
  6. Get the latest scoop on your UBCP investment: Create a watchlist to get the latest news on your investment in United Bancorp shares.

Step 1: Figure out where to buy United Bancorp stock

You will need an online brokerage account in order to access the NASDAQ market and buy UBCP shares.

A brokerage account is an investment account that allows you to buy and sell a variety of investments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've chosen your brokerage, it's time to fill out some personal information so you can buy UBCP stock today.

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  2. Input your personal info to start your new brokerage account.
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Step 3: Fund your brokerage account

Now that you've finished signing up on mobile trading apps, your next step is to transfer the money for your investment:

Watch this video walkthrough if you need help transferring money into your brokerage account.

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Step 4: Evaluate United Bancorp stock

After you have identified the best place to buy United Bancorp stock, it's important to analyze their stock before you invest, so you can wrap your head around the risk and upside.

United Bancorp stock quick numbers

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May 3, 2023
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United Bancorp Due Diligence Checks

WallStreetZen was designed to help part-time investors do more in-depth fundamental analysis quickly.

You can view all of the due diligence checks on UBCP's stock page.

Is UBCP stock properly valued?

You can use a variety of different financial metrics, analyses, models, and charts to gauge UBCP's true value.

Using relative valuations ratios:

  • UBCP may be undervalued based on its P/E ratio of 9.79x, relative to Banks - Regional industry P/E ratio of 22.26x
  • UBCP could be overvalued based on its P/B ratio of 1.41x, relative to Banks - Regional industry P/B ratio of 0.99x
  • UBCP could be undervalued based on its PEG ratio of 0.83x

You can access additional valuation analysis on UBCP's stock here.

How do UBCP Financials look?

Passed Financial Due Diligence Checks:

  • UBCP's operating cash flow of $8.48M allows it to safely service it's debt of $41.83M.
  • UBCP earnings of $9.54M is not sufficient to cover its interest payments.

Failed Financial Due Diligence Checks:

  • UBCP profit margin has gone down from 32.5% to 29.4% in the past year.
  • UBCP has a relatively high debt to equity ratio of 11.68.
  • Total UBCP debt is higher than 5 years ago, relative to shareholder equity.

UBCP Technicals

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How are UBCP Revenues/Earnings doing?

Last year, UBCP earnings were $8.66M. In the last 5 year, UBCP's earnings have increased by 16.14% per year. This was slower than the Banks - Regional industry average of 19.77%.

Last year, UBCP revenue was $29.43M. During the last five year, UBCP's revenue has grown by 8.87% per year. This was faster than the Banks - Regional industry average of 5.43%.

Find out more about UBCP's earnings and revenue performance here.

Who is buying/selling UBCP?

Over the past 12 months, executives and large shareholders at UBCP have sold more shares than they have bought.

Matthew Fredrick Branstetter, SVP COO of UBCP, was the latest UBCP insider to sell. They sold $99,866.19 worth of UBCP shares on Mar 15, 2023.

Dig into more about who owns UBCP shares here.

Does UBCP provide a stable income stream?

United Bancorp pays a dividend of 5.35%, compared to the Banks - Regional industry's average dividend yield of 3.64%. If you owned $1,000 worth of UBCP stock, you would have been paid $53.47 in the past year.

United Bancorp dividend payments have consistently grown over the past decade but have not remained stable.

Find more analysis about United Bancorp dividend yield and history here.

What do other traders have to say about UBCP?

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Step 5: Make your UBCP trade

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are generally the best for newer investors.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at a given dollar amount, place a limit order.

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Step 6: Get the latest scoop on your UBCP investment

Now that you own some shares in UBCP, you'll want to stay up-to-date on your shares.

Make a watchlist to see the latest developments about your UBCP stock.


How to Buy Stock in United Bancorp

To reiterate, here are the 6 steps you need to take to buy United Bancorp stock right now:

  1. Figure out where to buy United Bancorp stock
  2. Create your brokerage account
  3. Fund your brokerage account
  4. Evaluate United Bancorp stock
  5. Make your UBCP trade
  6. Get the latest scoop on your UBCP investment

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If you would like to keep tabs on your investment in United Bancorp, create a watchlist on WallStreetZen today.

$14.68+0.00 (+0%)
Updated Mar 29, 2023
Open eToro Account
$14.68+0.00 (+0%)
Updated Mar 29, 2023
Open eToro Account


How much does it cost to buy one United Bancorp share?

As of Mar 29, 2023, it costs $14.68 to buy one share of United Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $7, you can buy 0.477 shares of UBCP.

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What is the best way to buy United Bancorp stock?

One way to place an order for United Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.