How to Buy United Bancorp Stock
United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.
United Bancorp stock last closed at $14.20, up 0.71% from the previous day, and has increased 19.38% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.04 percentage points. United Bancorp stock is currently +21.89% from its 52-week low of $11.65, and -9.18% from its 52-week high of $15.64.
As of Aug 13, 2025, there are 5.77M shares of UBCP outstanding. The market capitalization of UBCP is $81.99M. In the last 24 hours, 3000 UBCP shares were traded.
How to Buy United Bancorp Stock
Wondering how to invest in United Bancorp stock? Here's how.
- Figure out where to buy United Bancorp stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you choose where to buy United Bancorp stock.
- Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Fund your brokerage account: Choose your method of payment and add your information.
- Evaluate United Bancorp stock: The United Bancorp ticker symbol is UBCP. Is United Bancorp stock a good investment? Should you buy shares of UBCP? How do UBCP's underlying business fundamentals look? Do top analysts think United Bancorp is a good buy? Why has UBCP's stock price moved recently? (Hint: Our stock market research tools can help you evaluate if UBCP is a good stock to buy).
- Make your UBCP trade: Decide if you will purchase UBCP shares at the current market price or use a limit order to purchase UBCP stock at a particular price.
- Get the latest scoop on your UBCP investment: Create a watchlist to get the latest news on your investment in United Bancorp shares.
Step 1: Figure out where to buy United Bancorp stock
You will need an online brokerage account in order to access the NASDAQ market and buy UBCP shares.
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Open eToro AccountStep 2: Create your brokerage account
Now that you've chosen your brokerage, it's time to fill out some personal information so you can buy UBCP stock today.
How to Set Up a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal info to start your new brokerage account.
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Step 3: Fund your brokerage account
Now that you've finished signing up on mobile trading apps, your next step is to transfer the money for your investment:
Watch this video walkthrough if you need help transferring money into your brokerage account.
Step 4: Evaluate United Bancorp stock
After you have identified the best place to buy United Bancorp stock, it's important to analyze their stock before you invest, so you can wrap your head around the risk and upside.
United Bancorp stock quick numbers
United Bancorp Due Diligence Checks
WallStreetZen was designed to help part-time investors do more in-depth fundamental analysis quickly.
You can view all of the due diligence checks on UBCP's stock page.
Is UBCP stock properly valued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge UBCP's true value.
Using relative valuations ratios:
- UBCP may be undervalued based on its P/E ratio of 11.09x, relative to Banks - Regional industry P/E ratio of 12.2x
- UBCP could be overvalued based on its P/B ratio of 1.37x, relative to Banks - Regional industry P/B ratio of 1.24x
- UBCP could be overvalued based on its PEG ratio of 10.36x
You can access additional valuation analysis on UBCP's stock here.
How do UBCP Financials look?
Passed Financial Due Diligence Checks:
- UBCP earnings of $7.32M is not sufficient to cover its interest payments.
Failed Financial Due Diligence Checks:
- UBCP has a relatively high debt to equity ratio of 13.21.
- UBCP profit margin has gone down from 28.7% to 24.9% in the past year.
- UBCP's operating cash flow of $10.63M allows it to safely service it's debt of $137.39M.
- Total UBCP debt is higher than 5 years ago, relative to shareholder equity.
Is UBCP Growing Revenue?
Last year, UBCP earnings were $7.46M. In the past five year, UBCP's earnings have grown by 1.47% per year. This was slower than the Banks - Regional industry average of 32.7%.
Last year, UBCP revenue was $29.91M. During the last five year, UBCP's revenue has increased by 4.24% per year. This was slower than the Banks - Regional industry average of 11.86%.
Learn more about UBCP's earnings and revenue performance here.
Are UBCP executives and large shareholders buying or selling the stock?
Over the last 12 months, insiders at UBCP have bought more shares than they have sold.
Matthew Fredrick Branstetter, SVP COO of UBCP, was the latest UBCP insider to buy. They bought $4,617.18 worth of UBCP shares on May 22, 2025.
Dig into more about who owns UBCP stock here.
Can I rely on UBCP as an income stream?
United Bancorp pays a dividend of 6.34%, compared to the Banks - Regional industry's average dividend yield of 2.65%. If you owned $1,000 worth of UBCP stock, you would have been paid $63.38 in the past year.
United Bancorp dividend payments have consistently grown over the past decade but have not remained stable.
Find more data about United Bancorp dividend yield and history here.
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Step 5: Make your UBCP trade
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are mostly fine. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a particular dollar amount limit, use a limit order.
Hit the Open Trade button and your broker will place the order.
If you need additional info about investing in stocks on eToro, watch the how to video below:
Step 6: Get the latest scoop on your UBCP investment
Now that you own some UBCP stock, you'll want to stay up-to-date on your new company.
Put UBCP on a watchlist to monitor your UBCP stock.
UBCP Feed
How to Buy Stock in United Bancorp
To reiterate, here are the 6 steps for buying United Bancorp stock:
- Figure out where to buy United Bancorp stock
- Create your brokerage account
- Fund your brokerage account
- Evaluate United Bancorp stock
- Make your UBCP trade
- Get the latest scoop on your UBCP investment
If you need a online brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to get the latest scoop on your new investment in United Bancorp, add UBCP to your watchlist below.
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