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NYSE: STEL
Stellar Bancorp Inc Stock

$21.51-0.04 (-0.19%)
Updated Jun 21, 2024
STEL Price
$21.51
Fair Value Price
N/A
Market Cap
$1.15B
52 Week Low
$20.32
52 Week High
$29.04
P/E
9.6x
P/B
0.75x
P/S
2.97x
PEG
N/A
Dividend Yield
2.42%
Revenue
$437.04M
Earnings
$119.50M
Gross Margin
100%
Operating Margin
33.8%
Profit Margin
27.3%
Debt to Equity
6.01
Operating Cash Flow
$150M
Beta
0.87
Next Earnings
Jul 26, 2024
Ex-Dividend
Jun 14, 2024
Next Dividend
Jun 28, 2024

STEL Overview

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. It has locations in the Southeast region, including Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas. The company was founded in 2007 and is headquartered in Houston, Texas.

Zen Score

Industry Average (32)
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Due Diligence Checks

STEL is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
STEL is good value based on its earnings relative to its share price (9.6x), compared to the US market average (30.75x)
P/E vs Market Valuation
STEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more STEL due diligence checks available for Premium users.

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Valuation

STEL price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.6x
Industry
-6.52x
Market
30.75x
STEL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
STEL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

STEL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.75x
Industry
1.01x
STEL is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

STEL's financial health

Profit margin

Revenue
$104.3M
Net Income
$26.1M
Profit Margin
25.1%
STEL's Earnings (EBIT) of $147.73M... subscribe to Premium to read more.
Interest Coverage Financials
STEL's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$10.7B
Liabilities
$9.2B
Debt to equity
6.01
STEL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
STEL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$31.1M
Investing
-$109.6M
Financing
$79.0M
STEL's operating cash flow ($150.30M)... subscribe to Premium to read more.
Debt Coverage Financials

STEL vs Bank Stocks

TickerMarket Cap1d %P/EP/B
STEL$1.15B-0.19%9.60x0.75x
NIC$1.16B-0.35%11.74x1.09x
STBA$1.19B-0.70%8.74x0.92x
VBTX$1.09B-0.70%11.55x0.71x
TCBK$1.22B-0.59%11.23x1.05x

Stellar Bancorp Stock FAQ

What is Stellar Bancorp's quote symbol?

(NYSE: STEL) Stellar Bancorp trades on the NYSE under the ticker symbol STEL. Stellar Bancorp stock quotes can also be displayed as NYSE: STEL.

If you're new to stock investing, here's how to buy Stellar Bancorp stock.

What is the 52 week high and low for Stellar Bancorp (NYSE: STEL)?

(NYSE: STEL) Stellar Bancorp's 52-week high was $29.04, and its 52-week low was $20.32. It is currently -25.93% from its 52-week high and 5.86% from its 52-week low.

How much is Stellar Bancorp stock worth today?

(NYSE: STEL) Stellar Bancorp currently has 53,556,949 outstanding shares. With Stellar Bancorp stock trading at $21.51 per share, the total value of Stellar Bancorp stock (market capitalization) is $1.15B.

Stellar Bancorp stock was originally listed at a price of $28.71 in Nov 8, 2017. If you had invested in Stellar Bancorp stock at $28.71, your return over the last 6 years would have been -25.08%, for an annualized return of -4.7% (not including any dividends or dividend reinvestments).

How much is Stellar Bancorp's stock price per share?

(NYSE: STEL) Stellar Bancorp stock price per share is $21.51 today (as of Jun 21, 2024).

What is Stellar Bancorp's Market Cap?

(NYSE: STEL) Stellar Bancorp's market cap is $1.15B, as of Jun 23, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Stellar Bancorp's market cap is calculated by multiplying STEL's current stock price of $21.51 by STEL's total outstanding shares of 53,556,949.
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