Sectors & IndustriesFinancial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
D
Banks is Zen Rated D and is the 95th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Exchange
Industry
Zen Rating
Market Cap
Price
1d %
EBITDA
P/E
D/E
Country
DD Score
MBIN
MERCHANTS BANCORP
NASDAQ
Banks - Regional
$2.25B$48.96-1.51%$267.27M12.95x7.53
United States
NU
NU HOLDINGS LTD
NYSE
Banks - Regional
$70.46B$14.510.35%$3.96B24.43x5.63
Brazil
UCB
UNITED COMMUNITY BANKS INC
NYSE
Banks - Regional
$3.96B$33.08-1.75%$458.45M12.63x6.70
United States
PNFP
PINNACLE FINANCIAL PARTNERS INC
NYSE
Banks - Regional
$7.44B$95.84-3.27%$894.29M11.76x7.19
United States
MBWM
MERCANTILE BANK CORP
NASDAQ
Banks - Regional
$874.36M$50.62-0.12%$109.29M9.25x8.43
United States
NIC
NICOLET BANKSHARES INC
NYSE
Banks - Regional
$3.11B$145.511.02%$201.95M14.46x6.30
United States
SFBC
SOUND FINANCIAL BANCORP INC
NASDAQ
Banks - Regional
$108.42M$42.25-0.33%$10.18M15.14x8.98
United States
CWBC
COMMUNITY WEST BANCSHARES
NASDAQ
Banks - Regional
$463.71M$24.191.00%$56.81M12.03x8.01
United States
GSBC
GREAT SOUTHERN BANCORP INC
NASDAQ
Banks - Regional
$733.21M$66.88-0.01%$95.81M10.74x7.80
United States
SBCF
SEACOAST BANKING CORP OF FLORIDA
NASDAQ
Banks - Regional
$3.06B$31.25-2.40%$195.95M19.65x6.56
United States
WTFC
WINTRUST FINANCIAL CORP
NASDAQ
Banks - Regional
$9.95B$147.91-1.75%$1.24B12.78x8.80
United States
SRCE
1ST SOURCE CORP
NASDAQ
Banks - Regional
$1.76B$73.11-1.07%$219.29M11.21x6.10
United States
STBA
S&T BANCORP INC
NASDAQ
Banks - Regional
$1.58B$43.22-0.73%$178.39M12.31x5.74
United States
HTB
HOMETRUST BANCSHARES INC
NYSE
Banks - Regional
$755.52M$44.63-3.57%$92.07M11.90x6.57
United States
FRME
FIRST MERCHANTS CORP
NASDAQ
Banks - Regional
$2.51B$39.59-0.28%$288.54M10.15x6.71
United States
FULT
FULTON FINANCIAL CORP
NASDAQ
Banks - Regional
$3.86B$21.43-2.94%$536.32M10.20x8.20
United States
USB
US BANCORP
NYSE
Banks - Regional
$86.35B$55.58-1.85%$10.37B12.03x9.61
United States
BCAL
CALIFORNIA BANCORP
NASDAQ
Banks - Regional
$597.08M$18.47-0.22%$93.57M9.47x6.00
United States
RRBI
RED RIVER BANCSHARES INC
NASDAQ
Banks - Regional
$616.94M$93.80-0.12%$56.67M14.66x8.18
United States
FXNC
FIRST NATIONAL CORP
NASDAQ
Banks - Regional
$255.05M$28.210.21%$26.47M14.32x9.95
United States
HBT
HBT FINANCIAL INC
NASDAQ
Banks - Regional
$885.12M$28.160.25%$110.43M11.54x7.24
United States
TCBI
TEXAS CAPITAL BANCSHARES INC
NASDAQ
Banks - Regional
$4.33B$99.13-4.30%$522.43M13.18x8.29
United States
RVSB
RIVERVIEW BANCORP INC
NASDAQ
Banks - Regional
$113.50M$5.480.00%$9.57M23.83x8.21
United States
FNWB
FIRST NORTHWEST BANCORP
NASDAQ
Banks - Regional
$95.26M$10.080.00%-$4.17M-21.00x12.40
United States
CCBG
CAPITAL CITY BANK GROUP INC
NASDAQ
Banks - Regional
$791.58M$46.15-0.30%$89.23M12.78x6.93
United States
CCB
COASTAL FINANCIAL CORP
NASDAQ
Banks - Regional
$1.25B$82.27-1.93%$67.76M26.37x8.66
United States
NEWT
NEWTEKONE INC
NASDAQ
Banks - Regional
$367.31M$12.741.68%$80.65M5.76x5.90
United States
LKFN
LAKELAND FINANCIAL CORP
NASDAQ
Banks - Regional
$1.51B$59.69-0.57%$131.56M14.85x8.17
United States
BSAC
BANCO SANTANDER CHILE
NYSE
Banks - Regional
$19.19B$33.941.50%$1.58B13.55x11.11
Chile
CBU
COMMUNITY FINANCIAL SYSTEM INC
NYSE
Banks - Regional
$3.29B$62.32-1.27%$305.60M15.66x7.63
United States
BKU
BANKUNITED INC
NYSE
Banks - Regional
$3.36B$45.69-2.39%$412.76M12.87x10.47
United States
TMP
TOMPKINS FINANCIAL CORP
NYSEMKT
Banks - Regional
$1.19B$82.33-2.82%$233.47M7.29x8.24
United States
TFIN
TRIUMPH FINANCIAL INC
NYSE
Banks - Regional
$1.61B$67.560.36%$78.69M56.30x6.23
United States
HTH
HILLTOP HOLDINGS INC
NYSE
Banks - Regional
$2.15B$36.65-3.45%$221.56M13.88x6.31
United States
FMBH
FIRST MID BANCSHARES INC
NASDAQ
Banks - Regional
$1.04B$43.07-0.32%$136.82M11.22x7.31
United States
CARE
CARTER BANKSHARES INC
NASDAQ
Banks - Regional
$534.38M$24.111.05%$47.86M17.47x10.56
ISTR
INVESTAR HOLDING CORP
NASDAQ
Banks - Regional
$381.01M$27.711.09%$30.68M12.48x8.41
United States
USCB
USCB FINANCIAL HOLDINGS INC
NASDAQ
Banks - Regional
$349.07M$19.12-1.80%$36.54M14.27x11.85
United States
ALRS
ALERUS FINANCIAL CORP
NASDAQ
Banks - Regional
$646.97M$25.47-0.08%$39.88M36.91x8.26
United States
FBLA
FB BANCORP INC
NASDAQ
Banks - Regional
$240.40M$14.010.00%$5.21M200.14x2.99
United States
FIBK
FIRST INTERSTATE BANCSYSTEM INC
NASDAQ
Banks - Regional
$3.52B$34.85-0.03%$442.50M11.81x6.73
United States
GGAL
GRUPO FINANCIERO GALICIA SA
NASDAQ
Banks - Regional
$6.93B$43.17-0.69%$438.67M45.20x4.89
Argentina
BANF
BANCFIRST CORP
NASDAQ
Banks - Regional
$3.81B$113.53-1.15%$327.66M15.72x7.00
United States
PRK
PARK NATIONAL CORP
NYSEMKT
Banks - Regional
$3.11B$171.87-0.74%$237.41M15.37x6.25
United States
BOH
BANK OF HAWAII CORP
NYSE
Banks - Regional
$3.06B$77.08-1.01%$292.36M16.51x12.06
United States
SUPV
GRUPO SUPERVIELLE SA
NYSE
Banks - Regional
$786.17M$8.980.22%-$7.58M-29.06x6.89
Argentina
HYNE
HOYNE BANCORP INC
NASDAQ
Banks - Regional
$127.20M$15.71-1.32%$836.37k523.67x2.03
United States
CHCO
CITY HOLDING CO
NASDAQ
Banks - Regional
$1.79B$124.84-1.43%$172.64M13.96x7.30
United States
FLG
FLAGSTAR BANK NATIONAL ASSOCIATION
NYSE
Banks - Regional
$5.84B$14.03-2.23%-$50.00M-28.06x9.75
United States
SYBT
STOCK YARDS BANCORP INC
NASDAQ
Banks - Regional
$2.08B$70.490.07%$185.99M14.78x7.87
United States
ESQ
ESQUIRE FINANCIAL HOLDINGS INC
NASDAQ
Banks - Regional
$906.95M$105.01-8.41%$66.87M16.67x7.17
United States
WABC
WESTAMERICA BANCORPORATION
NASDAQ
Banks - Regional
$1.34B$55.020.68%$163.93M12.17x5.39
United States
TFSL
TFS FINANCIAL CORP
NASDAQ
Banks - Regional
$4.12B$14.68-0.34%$138.82M45.88x8.21
United States
HOMB
HOME BANCSHARES INC
NYSE
Banks - Regional
$5.20B$26.46-1.34%$640.99M10.98x4.33
United States
FFIN
FIRST FINANCIAL BANKSHARES INC
NASDAQ
Banks - Regional
$4.58B$31.96-1.39%$323.25M18.06x7.06
United States
CFR
CULLEN/FROST BANKERS INC
NYSE
Banks - Regional
$8.94B$141.40-2.41%$859.49M14.25x10.60
United States
CBSH
COMMERCE BANCSHARES INC
NASDAQ
Banks - Regional
$7.43B$50.56-1.96%$783.89M12.51x7.68
United States
TRMK
TRUSTMARK CORP
NASDAQ
Banks - Regional
$2.62B$44.44-1.05%$314.68M11.95x7.92
United States
SRBK
SR BANCORP INC
NASDAQ
Banks - Regional
$154.46M$18.53-0.11%$5.92M34.96x5.07
United States
MVBF
MVB FINANCIAL CORP
NASDAQ
Banks - Regional
$333.97M$26.000.08%$39.47M12.32x8.91
United States
FITB
FIFTH THIRD BANCORP
NASDAQ
Banks - Regional
$44.78B$49.66-2.42%$3.77B13.95x8.87
United States
HBAN
HUNTINGTON BANCSHARES INC
NASDAQ
Banks - Regional
$33.29B$16.40-2.55%$3.43B11.63x8.25
United States
MTB
M&T BANK CORP
NYSE
Banks - Regional
$32.02B$214.92-2.18%$4.04B12.57x6.32
United States
CBC
CENTRAL BANCOMPANY INC
NASDAQ
Banks - Regional
$6.23B$25.941.21%$526.57M14.82x4.48
United States
NBHC
NATIONAL BANK HOLDINGS CORP
NYSE
Banks - Regional
$1.92B$42.58-0.79%$161.73M14.89x6.14
United States
TFC
TRUIST FINANCIAL CORP
NYSE
Banks - Regional
$63.37B$50.73-1.30%$7.19B13.11x7.40
United States
CVBF
CVB FINANCIAL CORP
NASDAQ
Banks - Regional
$2.72B$20.06-0.74%$296.47M13.20x5.81
United States
RF
REGIONS FINANCIAL CORP
NYSE
Banks - Regional
$23.97B$27.76-2.25%$2.73B12.02x7.34
United States
BCH
BANK OF CHILE
NYSE
Banks - Regional
$19.46B$38.532.04%$1.79B14.58x7.00
Chile
BMRC
BANK OF MARIN BANCORP
NASDAQ
Banks - Regional
$417.19M$25.87-0.69%-$50.34M-11.55x8.89
United States
IBN
ICICI BANK LTD
NYSE
Banks - Regional
$98.28B$27.60-1.60%$16.60B16.39x7.47
India
BFC
BANK FIRST CORP
NASDAQ
Banks - Regional
$1.62B$144.191.66%$95.59M19.94x6.00
United States
PB
PROSPERITY BANCSHARES INC
NYSE
Banks - Regional
$6.97B$68.66-1.39%$727.70M12.00x4.05
United States
ASRV
AMERISERV FINANCIAL INC
NASDAQ
Banks - Regional
$65.99M$3.89-1.02%$8.87M11.44x11.19
United States
PBHC
PATHFINDER BANCORP INC
NASDAQ
Banks - Regional
$83.84M$13.40-1.47%-$2.27M-43.23x10.65
United States
NFBK
NORTHFIELD BANCORP INC
NASDAQ
Banks - Regional
$575.51M$13.780.58%$25.06M689.00x7.34
United States
CIB
BANCOLOMBIA SA
NYSE
Banks - Regional
$17.20B$71.51-0.53%$2.31B11.40x7.52
Colombia
MBBC
MARATHON BANCORP INC
NASDAQ
Banks - Regional
$43.99M$14.974.91%$1.17M55.44x4.29
United States
PBFS
PIONEER BANCORP INC
NASDAQ
Banks - Regional
$360.10M$14.360.77%$28.39M17.30x5.64
United States
CBNA
CHAIN BRIDGE BANCORP INC
NYSE
Banks - Regional
$230.32M$35.10-1.90%$25.89M11.40x9.34
United States
FUSB
FIRST US BANCSHARES INC
NASDAQ
Banks - Regional
$87.63M$15.51-2.51%$9.68M15.06x9.93
United States
TCBS
TEXAS COMMUNITY BANCSHARES INC
NASDAQ
Banks - Regional
$48.78M$16.910.15%$3.96M16.25x7.00
United States
FFIC
FLUSHING FINANCIAL CORP
NASDAQ
Banks - Regional
$544.17M$16.06-0.37%$40.21M29.74x11.28
United States
MGYR
MAGYAR BANCORP INC
NASDAQ
Banks - Regional
$114.98M$17.751.31%$16.11M10.14x7.59
United States
FDSB
FIFTH DISTRICT BANCORP INC
NASDAQ
Banks - Regional
$79.94M$15.10-0.33%$4.86M18.88x3.12
United States
BSBK
BOGOTA FINANCIAL CORP
NASDAQ
Banks - Regional
$108.78M$8.42-0.71%$2.57M49.53x5.42
United States
HFBL
HOME FEDERAL BANCORP INC OF LOUISIANA
NASDAQ
Banks - Regional
$58.73M$19.100.00%$7.65M11.17x9.76
United States
ECBK
ECB BANCORP INC
NASDAQ
Banks - Regional
$160.38M$18.270.11%$10.68M19.03x8.34
United States
BOTJ
BANK OF THE JAMES FINANCIAL GROUP INC
NASDAQ
Banks - Regional
$105.81M$23.290.17%$13.03M11.70x11.98
United States
AVAL
GRUPO AVAL ACCIONES Y VALORES SA
NYSE
Banks - Regional
$5.49B$4.625.72%$1.25B11.49x17.03
Colombia
LNKB
LINKBANCORP INC
NASDAQ
Banks - Regional
$323.35M$8.63-0.92%$48.54M9.59x9.02
United States
BBD
BANK BRADESCO
NYSE
Banks - Regional
$41.67B$3.940.00%$5.32B9.68x12.06
Brazil
RBKB
RHINEBECK BANCORP INC
NASDAQ
Banks - Regional
$183.71M$16.494.70%$14.04M17.73x8.51
United States
BYFC
BROADWAY FINANCIAL CORP
NASDAQ
Banks - Regional
$74.43M$8.002.70%-$23.73M-2.48x4.12
United States
ITUB
ITAU UNIBANCO HOLDING SA
NYSE
Banks - Regional
$86.52B$8.850.45%$10.80B13.47x12.47
Brazil
CLST
CATALYST BANCORP INC
NASDAQ
Banks - Regional
$64.89M$15.990.14%$2.93M28.55x2.46
United States
SHFS
SHF HOLDINGS INC
NASDAQ
Banks - Regional
$4.29M$0.959.54%-$1.73M-1.16x1.09
United States
AUBN
AUBURN NATIONAL BANCORPORATION INC
NASDAQ
Banks - Regional
$83.85M$24.000.90%$11.32M11.54x10.07
United States
KFFB
KENTUCKY FIRST FEDERAL BANCORP
NASDAQ
Banks - Regional
$34.85M$4.31-4.22%$1.30M43.10x6.64
United States
LARK
LANDMARK BANCORP INC
NASDAQ
Banks - Regional
$164.65M$27.000.63%$24.33M8.74x9.00
United States

Bank Stocks FAQ

What are the best bank stocks to buy right now in Apr 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)


Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 313 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 14, which is -25 points lower than the bank industry average of 39. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 4 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 19.88% over the past year, underperforming other bank stocks by -2 percentage points.

2. Franklin Financial Services (NASDAQ:FRAF)


Franklin Financial Services (NASDAQ:FRAF) is the #2 top bank stock out of 313 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Franklin Financial Services (NASDAQ:FRAF) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Franklin Financial Services (NASDAQ:FRAF) has a Due Diligence Score of 44, which is 5 points higher than the bank industry average of 39.

FRAF passed 15 out of 38 due diligence checks and has strong fundamentals. Franklin Financial Services has seen its stock return 41.06% over the past year, overperforming other bank stocks by 19 percentage points.

3. Waterstone Financial (NASDAQ:WSBF)


Waterstone Financial (NASDAQ:WSBF) is the #3 top bank stock out of 313 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Waterstone Financial (NASDAQ:WSBF) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Waterstone Financial (NASDAQ:WSBF) has a Due Diligence Score of 38, which is -1 points lower than the bank industry average of 39. Although this number is below the industry average, our proven quant model rates WSBF as a "B".

WSBF passed 13 out of 38 due diligence checks and has average fundamentals. Waterstone Financial has seen its stock return 46.44% over the past year, overperforming other bank stocks by 24 percentage points.

What are the bank stocks with highest dividends?

Out of 264 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Affinity Bancshares (NASDAQ:AFBI)


Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.73%.

Affinity Bancshares's dividend payout ratio of 0% indicates that its dividend yield might not be sustainable for the long-term.

2. Blue Ridge Bankshares (NYSEMKT:BRBS)


Blue Ridge Bankshares (NYSEMKT:BRBS) has an annual dividend yield of 16.76%, which is 14 percentage points higher than the bank industry average of 2.73%. Blue Ridge Bankshares's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Blue Ridge Bankshares's dividend has shown consistent growth over the last 10 years.

Blue Ridge Bankshares's dividend payout ratio of 208.3% indicates that its high dividend yield might not be sustainable for the long-term.

3. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) has an annual dividend yield of 7.78%, which is 5 percentage points higher than the bank industry average of 2.73%. Intercorp Financial Services's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Intercorp Financial Services's dividend has shown consistent growth over the last 10 years.

Intercorp Financial Services's dividend payout ratio of 19.4% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -1.11% in the last day, and down -2.71% over the last week. Woori Financial Group was the among the top losers in the banks - regional industry, dropping -4.95% yesterday.

Woori Financial Group shares are trading lower after the company reported a year-over-year decrease in Q1 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 20 points higher than the bank industry average of 51. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has gained 17.31% in the past year. It has underperformed other stocks in the bank industry by -5 percentage points.

2. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 20 points higher than the bank industry average of 51. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 19.98% in the past year. It has underperformed other stocks in the bank industry by -2 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)


Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -8 points higher than the bank industry average of 51. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 9.02% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

Are bank stocks a good buy now?

36.41% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 11.93% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 6.96% of bank stocks are rated B (Buy), 79.49% are rated C (Hold), 12.45% are rated D (Sell), and 0.73% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.53x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.