Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2026)

Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

Macro Bank (NYSE:BMA) is the #1 top bank stock out of 311 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 12, which is -25 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates BMA as a "A".

BMA passed 4 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 9% over the past year, underperforming other bank stocks by -19 percentage points.

Macro Bank has an average 1 year price target of $105.00, an upside of 31.58% from Macro Bank's current stock price of $79.80.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Citizens & Northern (NASDAQ:CZNC) is the #2 top bank stock out of 311 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 33, which is -4 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates CZNC as a "A".

CZNC passed 11 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 33.42% over the past year, overperforming other bank stocks by 6 percentage points.

Firstsun Capital Bancorp (NASDAQ:FSUN) is the #3 top bank stock out of 311 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Firstsun Capital Bancorp (NASDAQ:FSUN) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Firstsun Capital Bancorp (NASDAQ:FSUN) has a Due Diligence Score of 50, which is 13 points higher than the bank industry average of 37.

FSUN passed 16 out of 33 due diligence checks and has strong fundamentals. Firstsun Capital Bancorp has seen its stock return 13.21% over the past year, underperforming other bank stocks by -14 percentage points.

Firstsun Capital Bancorp has an average 1 year price target of $45.25, an upside of 11.12% from Firstsun Capital Bancorp's current stock price of $40.72.

Firstsun Capital Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Firstsun Capital Bancorp, 75% have issued a Strong Buy rating, 25% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.76%, which is 5 percentage points higher than the bank industry average of 2.45%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% thirty-nine times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 76.8% indicates that its high dividend yield is sustainable for the long-term.

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 7.63%, which is 5 percentage points higher than the bank industry average of 2.45%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.48%, which is 4 percentage points higher than the bank industry average of 2.45%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Bank stocks were up 0.55% in the last day, and up 0.04% over the last week. Mizuho Financial Group was the among the top gainers in the banks - regional industry, gaining 3.54% yesterday.

Shares of U.S.-listed Japanese banking companies are trading higher, possibly as the U.S. helps prop up the Japanese Yen, which has struggled due to climbing inflation and oil shortages. Investors may be anticipating that the Bank of Japan may hike rates in September or October.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Woori Financial Group (NYSE:WF) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 57, which is 16 points higher than the bank industry average of 41. It passed 4 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 27.5% in the past year. It has performed in line with other stocks in the bank industry.

Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 30 points higher than the bank industry average of 41. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has gained 6.93% in the past year. It has underperformed other stocks in the bank industry by -21 percentage points.

Northpointe Bancshares (NYSE:NPB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 71, which is 30 points higher than the bank industry average of 41. It passed 5 out of 7 valuation due diligence checks.

Northpointe Bancshares's stock has gained 10.88% in the past year. It has underperformed other stocks in the bank industry by -17 percentage points.

33.48% of bank stocks rated by analysts are a hold right now. On average, analysts expect bank stocks to rise by 5.28% over the next year.

0.72% of bank stocks have a Zen Rating of A (Strong Buy), 8.63% of bank stocks are rated B (Buy), 76.26% are rated C (Hold), 13.67% are rated D (Sell), and 0.72% are rated F (Strong Sell).