NASDAQ: FCNCA
First Citizens Bancshares Inc Stock

$1,822.27-18.77 (-1.02%)
Updated May 23, 2025
FCNCA Price
$1,822.27
Fair Value Price
$5,673.68
Market Cap
$24.22B
52 Week Low
$1,473.62
52 Week High
$2,412.93
P/E
10.44x
P/B
1.09x
P/S
2.77x
PEG
3.22x
Dividend Yield
0.39%
Revenue
$9.09B
Earnings
$2.53B
Gross Margin
100%
Operating Margin
35.63%
Profit Margin
27.1%
Debt to Equity
9.26
Operating Cash Flow
$3B
Beta
1.09
Next Earnings
Jul 23, 2025
Ex-Dividend
May 30, 2025
Next Dividend
Jun 16, 2025

FCNCA Overview

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FCNCA's potential to beat the market

FStrong Sell
  • Stocks with a Zen Rating of Strong Sell (F) had an average loss of -8.02% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FCNCA
Ranked
#297 of 299

Top Ranked Stocks in Industry

View Top Bank Stocks

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FCNCA News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FCNCA scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FCNCA ($1,822.27) is undervalued by 67.88% relative to our estimate of its Fair Value price of $5,673.68 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FCNCA ($1,822.27) is significantly undervalued by 67.88% relative to our estimate of its Fair Value price of $5,673.68 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FCNCA ($1,822.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FCNCA due diligence checks available for Premium users.

Valuation

FCNCA fair value

Fair Value of FCNCA stock based on Discounted Cash Flow (DCF)

Price
$1,822.27
Fair Value
$5,673.68
Undervalued by
67.88%
FCNCA ($1,822.27) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FCNCA ($1,822.27) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FCNCA ($1,822.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FCNCA price to earnings (PE)

For valuing profitable companies with steady earnings

Company
10.44x
Industry
11.99x
Market
21.18x
FCNCA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FCNCA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FCNCA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.09x
Industry
1.15x
FCNCA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FCNCA price to earnings growth (PEG)

For valuing profitable companies with growth potential

FCNCA is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FCNCA's financial health

Profit margin

Revenue
$2.1B
Net Income
$483.0M
Profit Margin
21.8%
FCNCA's Earnings (EBIT) of $3.24B... subscribe to Premium to read more.
Interest Coverage Financials
FCNCA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$228.8B
Liabilities
$206.5B
Debt to equity
9.26
FCNCA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FCNCA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$98.0M
Investing
-$4.9B
Financing
$4.8B
FCNCA's operating cash flow ($2.63B)... subscribe to Premium to read more.
Debt Coverage Financials

FCNCA vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FCNCAF$24.22B-1.02%10.44x1.09x
FITBD$24.83B-0.83%11.74x1.22x
HBANC$22.32B-0.71%11.69x1.09x
KBC$26.85B+3.03%7.98x0.66x
SHGC$20.09B+2.52%6.76x0.51x

First Citizens Bancshares Stock FAQ

What is First Citizens Bancshares's quote symbol?

(NASDAQ: FCNCA) First Citizens Bancshares trades on the NASDAQ under the ticker symbol FCNCA. First Citizens Bancshares stock quotes can also be displayed as NASDAQ: FCNCA.

If you're new to stock investing, here's how to buy First Citizens Bancshares stock.

What is the 52 week high and low for First Citizens Bancshares (NASDAQ: FCNCA)?

(NASDAQ: FCNCA) First Citizens Bancshares's 52-week high was $2,412.93, and its 52-week low was $1,473.62. It is currently -24.48% from its 52-week high and 23.66% from its 52-week low.

How much is First Citizens Bancshares stock worth today?

(NASDAQ: FCNCA) First Citizens Bancshares currently has 13,288,860 outstanding shares. With First Citizens Bancshares stock trading at $1,822.27 per share, the total value of First Citizens Bancshares stock (market capitalization) is $24.22B.

First Citizens Bancshares stock was originally listed at a price of $104.00 in Dec 31, 1997. If you had invested in First Citizens Bancshares stock at $104.00, your return over the last 27 years would have been 1,652.18%, for an annualized return of 11.19% (not including any dividends or dividend reinvestments).

How much is First Citizens Bancshares's stock price per share?

(NASDAQ: FCNCA) First Citizens Bancshares stock price per share is $1,822.27 today (as of May 23, 2025).

What is First Citizens Bancshares's Market Cap?

(NASDAQ: FCNCA) First Citizens Bancshares's market cap is $24.22B, as of May 24, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Citizens Bancshares's market cap is calculated by multiplying FCNCA's current stock price of $1,822.27 by FCNCA's total outstanding shares of 13,288,860.
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