How to Buy First Citizens Bancshares Stock
First Citizens Bancshares Inc
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals.
First Citizens Bancshares stock last closed at $2,117.62, down 0.66% from the previous day, and has increased 21.19% in one year. It has underperformed other stocks in the Banks - Regional industry by 0 percentage points. First Citizens Bancshares stock is currently +43.7% from its 52-week low of $1,473.62, and -12.24% from its 52-week high of $2,412.93.
As of Jul 11, 2025, there are 13.29M shares of FCNCA outstanding. The market cap of FCNCA is $28.14B. In the last 24 hours, 78,000 FCNCA shares were traded.
How to Buy First Citizens Bancshares Stock
Not sure how to invest in First Citizens Bancshares stock? Here's how.
- Choose where to buy First Citizens Bancshares stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you choose where to buy First Citizens Bancshares stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Fund your brokerage account: Choose your payment method and add your information.
- Research First Citizens Bancshares stock: The First Citizens Bancshares ticker symbol is FCNCA. Is First Citizens Bancshares stock a good investment? Should you buy shares of FCNCA? How do FCNCA's underlying business fundamentals look? Do top analysts think First Citizens Bancshares is a good buy? Why has FCNCA's stock price moved recently? (Hint: Our stock market research tools can help you decide if FCNCA is a good stock to buy).
- Make your FCNCA buy order: Decide if you will purchase FCNCA shares at the current market price or use a limit order to buy FCNCA shares at a specific price.
- Keep an eye on your FCNCA position: Create a watchlist to track your new investment in First Citizens Bancshares stock.
Step 1: Choose where to buy First Citizens Bancshares stock
You will need a brokerage account to access the NASDAQ market and buy FCNCA shares.
Our preferred brokerage: eToro
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Open eToro AccountStep 2: Create your brokerage account
Now that you've selected your brokerage, the next step is to fill out some personal information so you are able to invest in FCNCA today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal details to open your new trading account.
- Submit your application by pressing the "Create Account" button. Get started with eToro today
Step 3: Fund your brokerage account
Now that you've finished signing up on the best stock trading app, your next step is to transfer the money for your investment:
Check out the video below for more details transferring money into your new brokerage account.
Step 4: Research First Citizens Bancshares stock
Once you have selected the best place to buy First Citizens Bancshares stock, it's very important to research their stock before you buy, so you truly wrap your head around the risk and upside.
First Citizens Bancshares stock at a glance
First Citizens Bancshares Due Diligence Checks
WallStreetZen was designed to help everyday investors perform more in-depth fundamental analysis.
You can view all of the due diligence checks on FCNCA's stock page.
Is FCNCA stock properly valued?
Analysts use a variety of different financial metrics, analyses, models, and charts to gauge FCNCA's true value.
Using relative valuations ratios:
- FCNCA could be undervalued based on its P/E ratio of 12.13x, relative to Banks - Regional industry P/E ratio of 12.62x
- FCNCA could be overvalued based on its P/B ratio of 1.26x, relative to Banks - Regional industry P/B ratio of 1.22x
- FCNCA may be overvalued based on its PEG ratio of 3.51x
You can do additional valuation analysis on FCNCA's stock here.
How do FCNCA Financials look?
Positive Financial Indicators:
- Total FCNCA debt is lower than 5 years ago, relative to shareholder equity.
- FCNCA earnings of $3.24B is not enough to cover its interest payments.
Negative Financial Indicators:
- FCNCA's operating cash flow of $2.63B allows it to safely service it's debt of $39.55B.
- FCNCA profit margin has gone down from 27.7% to 27.1% in the past year.
- FCNCA has a relatively high debt to equity ratio of 9.26.
Is it a good time to buy FCNCA stock, according to analysts?
Out of 8 sell side analysts who give ratings on FCNCA, the consensus analyst rating on FCNCA is a Buy
Please keep in mind that analyst forecasts are not stock recommendations, nor are they financial advice.
Most Recent FCNCA Analyst Forecasts
Stephen Scouten, a top 10% analyst from Piper Sandler upgrades FCNCA to a strong buy rating and maintains their FCNCA price target from $2,250.00 to $2,250.00, on Mar 11, 2025.
Brian Foran, a top 20% analyst from Truist Securities maintains FCNCA with a hold rating and raises their FCNCA price target from $2,303.00 to $2,384.00, on Jan 29, 2025.
Christopher Mcgratty, a top 15% analyst from Keefe, Bruyette & Woods maintains FCNCA with a buy rating and raises their FCNCA price target from $2,500.00 to $2,600.00, on Jan 27, 2025.
You can dig deeper into what analysts are saying on the First Citizens Bancshares stock forecast page.
Metrics for Advanced FCNCA Traders
FCNCA Performance Metrics
Last year, FCNCA earnings were $2.47B. In the past 5 year, FCNCA's earnings have gone up by 36.5% per year. This was faster than the Banks - Regional industry average of 16.45%.
Last year, FCNCA revenue was $9.09B. Over the past 5 year, FCNCA's revenue has increased by 40.55% per year. This was faster than the Banks - Regional industry average of 13.03%.
Find out more about FCNCA's earnings and revenue performance here.
Are FCNCA insiders buying or selling the stock?
Over the past year, executives and large shareholders at FCNCA have bought more shares than they have sold.
Frank B. Holding Jr., Chairman and CEO of FCNCA, was the latest FCNCA insider to buy. They bought $563,500.00 worth of FCNCA shares on May 2, 2025.
Learn more about who owns FCNCA stock here.
Does FCNCA provide a stable income stream?
First Citizens Bancshares pays a dividend of 0.35%, compared to the Banks - Regional industry's average dividend yield of 2.75%. If you owned $1,000 of FCNCA stock, you would have been paid $3.54 in the past 12 months.
First Citizens Bancshares dividend payments have consistently grown over the past decade and have remained stable.
Dig into more data about First Citizens Bancshares dividend yield and history here.
Get analysis from other investors
One of the primary reasons eToro is our favorite brokerage is because of its social trading community.
Click below to find out what other traders have to say.
Step 5: Make your FCNCA buy order
You have two primary order types:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are mostly fine for most investors. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a particular price limit, place a limit order.
Click the Open Trade button and your broker will execute your order.
If you need more help with investing in stocks on eToro, watch the how to video below:
Step 6: Keep an eye on your FCNCA position
Now that you own some shares in FCNCA, you'll want to stay up-to-date on your new investment.
Add FCNCA to a watchlist to track the latest developments regarding your FCNCA stock.
FCNCA Feed
How to Buy Stock in First Citizens Bancshares
To reiterate, here are the 6 steps to buy stock in First Citizens Bancshares:
- Choose where to buy First Citizens Bancshares stock
- Create your brokerage account
- Fund your brokerage account
- Research First Citizens Bancshares stock
- Make your FCNCA buy order
- Keep an eye on your FCNCA position
If you are looking for a place to buy stocks, eToro is our favorite venue.
Get Started with eToro TodayIf you would like to monitor your new investment in First Citizens Bancshares, create a watchlist on WallStreetZen today.
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