How to Buy First Citizens Bancshares Stock

First Citizens Bancshares Inc

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals.

First Citizens Bancshares stock last closed at $2,107.02, down 0.86% from the previous day, and has increased 42.38% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.08 percentage points. First Citizens Bancshares stock is currently +42.77% from its 52-week low of $1,475.86, and -12.68% from its 52-week high of $2,412.93.

As of Feb 13, 2025, there are 13.99M shares of FCNCA outstanding. The market cap of FCNCA is $29.48B. In the last 24 hours, 72,705 FCNCA shares were traded.

How to Buy First Citizens Bancshares Stock

Not sure how to invest in First Citizens Bancshares stock? Here's how.

  1. Choose where to buy First Citizens Bancshares stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you choose where to buy First Citizens Bancshares stock.
  2. Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Fund your brokerage account: Choose your payment method and add your information.
  4. Research First Citizens Bancshares stock: The First Citizens Bancshares ticker symbol is FCNCA. Is First Citizens Bancshares stock a good investment? Should you buy shares of FCNCA? How do FCNCA's underlying business fundamentals look? Do top analysts think First Citizens Bancshares is a good buy? Why has FCNCA's stock price moved recently? (Hint: Our stock market research tools can help you decide if FCNCA is a good stock to buy).
  5. Make your FCNCA buy order: Decide if you will purchase FCNCA shares at the current market price or use a limit order to buy FCNCA shares at a specific price.
  6. Keep an eye on your FCNCA position: Create a watchlist to track your new investment in First Citizens Bancshares stock.

Step 1: Choose where to buy First Citizens Bancshares stock

You will need a brokerage account to access the NASDAQ market and buy FCNCA shares.

A brokerage account allows you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've selected your brokerage, the next step is to fill out some personal information so you are able to invest in FCNCA today.

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Step 3: Fund your brokerage account

Now that you've finished signing up on the best stock trading app, your next step is to transfer the money for your investment:

Check out the video below for more details transferring money into your new brokerage account.

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Step 4: Research First Citizens Bancshares stock

Once you have selected the best place to buy First Citizens Bancshares stock, it's very important to research their stock before you buy, so you truly wrap your head around the risk and upside.

First Citizens Bancshares stock at a glance

FCNCA Price
$2,107.02
1w %
-4.68%
1y %
42.38%
5y %
294.17%
P/E
12.07x
P/B
1.29x
P/S
3.26x
PEG
N/A
Revenue
$9.28B
Earnings
$2.53B
Fore. Rev. Growth
-3.58%
Fore. Earn. Growth
-4.6%
Market Cap
$29.48B
Next Earnings
N/A
Next Dividend
N/A

First Citizens Bancshares Due Diligence Checks

WallStreetZen was designed to help everyday investors perform more in-depth fundamental analysis.

You can view all of the due diligence checks on FCNCA's stock page.

Is FCNCA stock properly valued?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge FCNCA's true value.

Using relative valuations ratios:

  • FCNCA could be undervalued based on its P/E ratio of 12.07x, relative to Banks - Regional industry P/E ratio of 32.69x
  • FCNCA could be overvalued based on its P/B ratio of 1.29x, relative to Banks - Regional industry P/B ratio of 1.16x

You can do more valuation analysis on FCNCA's stock here.

FCNCA Financial Health Summary

Positive Financial Indicators:

  • Total FCNCA debt is lower than 5 years ago, relative to shareholder equity.
  • FCNCA earnings of $3.57B is not enough to cover its interest payments.

Negative Financial Indicators:

  • FCNCA's operating cash flow of $2.77B allows it to safely service it's debt of $38.41B.
  • FCNCA profit margin has gone down from 68.2% to 27.3% in the past year.
  • FCNCA has a relatively high debt to equity ratio of 8.66.

Is it a good time to buy FCNCA stock, according to Wall Street analysts?

Out of 9 Wall Street analysts who research FCNCA, the consensus analyst rating on First Citizens Bancshares is a Buy

Please note that analyst ratings are not stock recommendations, nor are they investment advice.

Most Recent FCNCA Analyst Recommendations

Nicholas Holowko, a bottom 47% analyst from UBS assumes FCNCA with a strong buy rating and announces their FCNCA price target of $2,700.00, on Dec 17, 2024.

Bernard von-Gizycki, a bottom 15% analyst from Deutsche Bank initiates coverage on FCNCA with a strong buy rating and announces their FCNCA price target of $2,600.00, on Dec 9, 2024.

Ryan Nash, a top 23% analyst from Goldman Sachs maintains FCNCA with a strong buy rating and raises their FCNCA price target from $2,025.00 to $2,625.00, on Nov 26, 2024.

David Chiaverini, a top 18% analyst from Wedbush maintains FCNCA with a hold rating and lowers their FCNCA price target from $2,150.00 to $2,000.00, on Oct 25, 2024.

You can dig deeper into what analysts are projecting on the First Citizens Bancshares stock forecast page.

FCNCA Trading Indicators

SMA10
22.43
SMA20
22.42
SMA50
22.6
SMA100
23.08
SMA200
22.67
MACD
-0.03
MACD Signal
-0.05
MACD Histogram
0.01
RSI
49.33
Stochastic %K
31
Stochastic %D
34.34
StochRSI %K
23.94
StochRSI %D
31.96

FCNCA Earnings

Last year, FCNCA earnings were $2.53B. During the past 5 year, FCNCA's earnings have grown by 34.87% per year. This was faster than the Banks - Regional industry average of 32.96%.

Last year, FCNCA revenue was $9.28B. Over the past 5 year, FCNCA's revenue has gone up by 41.03% per year. This was faster than the Banks - Regional industry average of 16.26%.

You can analyze FCNCA's earnings and revenue performance here.

Are FCNCA executives and large shareholders buying or selling the stock?

In the last 12 months, executives and large shareholders at FCNCA have sold more shares than they have bought.

Ellen R. Alemany, Director of FCNCA, was the latest FCNCA insider to sell. They sold $3,779,464.15 worth of FCNCA shares on Jul 5, 2024.

Research more about who owns FCNCA shares here.

Does FCNCA provide a stable income stream?

First Citizens Bancshares pays a dividend of 0.33%, compared to the Banks - Regional industry's average dividend yield of 2.56%. If you owned $1,000 worth of FCNCA stock, you would have received $3.26 in the past 12 months.

First Citizens Bancshares dividend payments have consistently grown over the past decade and have remained stable.

Dig into more analysis about First Citizens Bancshares dividend yield and history here.

What do other traders have to say about FCNCA?

One of the major reasons eToro is our top-rated brokerage is because of its social trading community.

Click below to find out what other community members have to say.

Step 5: Make your FCNCA buy order

There are two main types of orders:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are usually the easiest way to buy.
  • Limit order: A limit order lets you buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at a given price limit, place a limit order.

Hit the Open Trade button and your broker will execute your order.

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Step 6: Keep an eye on your FCNCA position

Now that you own some shares in FCNCA, you'll want to stay up-to-date on your new investment.

Start a watchlist to get alerted to the latest events about your FCNCA stock.

FCNCA Feed

How to Buy Stock in First Citizens Bancshares

To reiterate, here are the 6 steps you need to take to buy First Citizens Bancshares stock right now:

  1. Choose where to buy First Citizens Bancshares stock
  2. Create your brokerage account
  3. Fund your brokerage account
  4. Research First Citizens Bancshares stock
  5. Make your FCNCA buy order
  6. Keep an eye on your FCNCA position

If you require a online brokerage, eToro is our recommended option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to get the latest news on your new investment in First Citizens Bancshares, click below.

NASDAQ: FCNCA
$2,107.02-18.29 (-0.86%)
Updated Feb 13, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: FCNCA
$2,107.02-18.29 (-0.86%)
Updated Feb 13, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one First Citizens Bancshares share?

As of Feb 13, 2025, it costs $2,107.02 to buy one share of First Citizens Bancshares stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $100, you can buy 0.047 shares of FCNCA.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy First Citizens Bancshares stock?

According to 9 Wall Street analysts who monitor First Citizens Bancshares, their consensus recommendation is to buy First Citizens Bancshares stock.

What is the best way to buy First Citizens Bancshares stock?

One way to place an order for First Citizens Bancshares stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.