NASDAQ: GGAL
Grupo Financiero Galicia Sa Stock

$50.25-0.85 (-1.66%)
Updated Jul 8, 2026
GGAL Price
$50.25
Fair Value Price
$73.86
Market Cap
$8.07B
52 Week Low
$25.89
52 Week High
$62.52
P/E
52.62x
P/B
1.44x
P/S
1.35x
PEG
N/A
Dividend Yield
3.27%
Revenue
$6.72B
Earnings
$145.80M
Gross Margin
100%
Operating Margin
3.26%
Profit Margin
2.3%
Debt to Equity
4.89
Operating Cash Flow
-$1B
Beta
1.2
Next Earnings
Aug 25, 2026
Ex-Dividend
N/A
Next Dividend
N/A

GGAL Overview

Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertise—including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trusts—catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine GGAL's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -6.47% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
GGAL
Ranked
#250 of 287

Top Ranked Stocks in Industry

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Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how GGAL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

GGAL ($50.25) is undervalued by 31.97% relative to our estimate of its Fair Value price of $73.86 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
GGAL ($50.25) is significantly undervalued by 31.97% relative to our estimate of its Fair Value price of $73.86 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
GGAL was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more GGAL due diligence checks available for Premium users.

Valuation

GGAL fair value

Fair Value of GGAL stock based on Discounted Cash Flow (DCF)

Price
$50.25
Fair Value
$73.86
Undervalued by
31.97%
GGAL ($50.25) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GGAL ($50.25) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GGAL was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

GGAL price to earnings (PE)

For valuing profitable companies with steady earnings

Company
52.62x
Industry
13.58x
Market
10.17x
GGAL is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GGAL is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

GGAL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.44x
Industry
1.31x
GGAL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

GGAL's financial health

Profit margin

Revenue
$6.4B
Net Income
$145.8M
Profit Margin
2.3%
GGAL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$31.3B
Liabilities
$26.0B
Debt to equity
4.89
GGAL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GGAL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$1.1B
Investing
-$152.9M
Financing
$599.5M

GGAL vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
GGALD$8.07B-1.66%52.62x1.44x
VLYC$8.02B-2.69%12.81x1.02x
BOKFC$8.23B-3.60%13.69x1.38x
CBSHD$8.40B-2.12%14.15x1.95x
WALC$8.59B-3.80%9.11x1.13x

Grupo Financiero Galicia Sa Stock FAQ

What is Grupo Financiero Galicia Sa's quote symbol?

(NASDAQ: GGAL) Grupo Financiero Galicia Sa trades on the NASDAQ under the ticker symbol GGAL. Grupo Financiero Galicia Sa stock quotes can also be displayed as NASDAQ: GGAL.

If you're new to stock investing, here's how to buy Grupo Financiero Galicia Sa stock.

What is the 52 week high and low for Grupo Financiero Galicia Sa (NASDAQ: GGAL)?

(NASDAQ: GGAL) Grupo Financiero Galicia Sa's 52-week high was $62.52, and its 52-week low was $25.89. It is currently -19.62% from its 52-week high and 94.09% from its 52-week low.

How much is Grupo Financiero Galicia Sa stock worth today?

(NASDAQ: GGAL) Grupo Financiero Galicia Sa currently has 1,606,253,729 outstanding shares. With Grupo Financiero Galicia Sa stock trading at $50.25 per share, the total value of Grupo Financiero Galicia Sa stock (market capitalization) is $8.07B.

Grupo Financiero Galicia Sa stock was originally listed at a price of $17.50 in Jul 25, 2000. If you had invested in Grupo Financiero Galicia Sa stock at $17.50, your return over the last 25 years would have been 187.14%, for an annualized return of 4.31% (not including any dividends or dividend reinvestments).

How much is Grupo Financiero Galicia Sa's stock price per share?

(NASDAQ: GGAL) Grupo Financiero Galicia Sa stock price per share is $50.25 today (as of Jul 8, 2026).

What is Grupo Financiero Galicia Sa's Market Cap?

(NASDAQ: GGAL) Grupo Financiero Galicia Sa's market cap is $8.07B, as of Jul 9, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Grupo Financiero Galicia Sa's market cap is calculated by multiplying GGAL's current stock price of $50.25 by GGAL's total outstanding shares of 1,606,253,729.
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