NASDAQ: PVBCProvident Bancorp Inc Stock
$11.47-0.17 (-1.46%)
Updated Mar 21, 2025
PVBC Price
$11.47
Fair Value Price
$25.25
Market Cap
$203.36M
52 Week Low
$7.36
52 Week High
$12.96
P/E
35.84x
P/B
0.9x
P/S
3.27x
PEG
0.37x
Dividend Yield
N/A
Revenue
$55.31M
Earnings
$5.31M
Gross Margin
100%
Operating Margin
12.57%
Profit Margin
9.6%
Debt to Equity
6.29
Operating Cash Flow
$13M
Beta
0.68
Next Earnings
Apr 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
PVBC Overview
Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit; and invests in securities, and state and municipal bonds. As of December 31, 2021, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as two loan production offices located in Boston, Massachusetts, and Ponte Vedra, Florida. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PVBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PVBC
Ranked#172 of 292
Ranked#172 of 292
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $29.50 | B | |
| $34.09 | B | |
| $13.96 | B |
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PVBC News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PVBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PVBC ($11.47) is undervalued by 54.57% relative to our estimate of its Fair Value price of $25.25 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PVBC ($11.47) is significantly undervalued by 54.57% relative to our estimate of its Fair Value price of $25.25 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
PVBC ($11.47) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more PVBC due diligence checks available for Premium users.
Valuation
PVBC fair value
Fair Value of PVBC stock based on Discounted Cash Flow (DCF)
Price
$11.47
Fair Value
$25.25
Undervalued by
54.57%
PVBC ($11.47) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PVBC ($11.47) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PVBC ($11.47) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PVBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
35.84x
Industry
12.99x
Market
31.55x
PVBC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PVBC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
PVBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.9x
Industry
1.12x
PVBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PVBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
PVBC is good value based... subscribe to Premium to read more.
PEG Value Valuation
PVBC's financial health
Profit margin
Revenue
$12.4M
Net Income
$716.0k
Profit Margin
5.8%
PVBC's Earnings (EBIT) of $6.95M... subscribe to Premium to read more.
Interest Coverage Financials
PVBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.6B
Liabilities
$1.4B
Debt to equity
6.29
PVBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PVBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$3.2M
Investing
-$36.9M
Financing
$793.0k
PVBC's operating cash flow ($12.54M)... subscribe to Premium to read more.
Debt Coverage Financials
PVBC vs Bank Stocks
Provident Bancorp Stock FAQ
Company
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