NASDAQ: PVBCProvident Bancorp Inc Stock
$7.83+0.04 (+0.51%)
Updated Apr 22, 2024
PVBC Price
$7.83
Fair Value Price
N/A
Market Cap
$138.27M
52 Week Low
$5.76
52 Week High
$11.52
P/E
11.86x
P/B
0.62x
P/S
2.53x
PEG
2.85x
Dividend Yield
N/A
Revenue
$65.91M
Earnings
$10.95M
Gross Margin
100%
Operating Margin
22.42%
Profit Margin
16.6%
Debt to Equity
6.53
Operating Cash Flow
$6M
Beta
0.73
Next Earnings
Apr 29, 2024
Ex-Dividend
N/A
Next Dividend
N/A
PVBC Overview
Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial real estate, multi-family residential real estate, commercial business, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans, as well as home equity loans and lines of credit; and invests in securities, and state and municipal bonds. As of December 31, 2021, it operated through its main office and six branch offices located in Amesbury and Newburyport, Massachusetts; and Bedford, Exeter, Portsmouth, and Seabrook, New Hampshire, as well as two loan production offices located in Boston, Massachusetts, and Ponte Vedra, Florida. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
PVBC ($7.83) is trading above its intrinsic value of $4.58, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PVBC is good value based on its earnings relative to its share price (11.86x), compared to the US market average (41x)
P/E vs Market Valuation
PVBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more PVBC due diligence checks available for Premium users.
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PVBC News
Valuation
PVBC fair value
Fair Value of PVBC stock based on Discounted Cash Flow (DCF)
Price
$7.83
Fair Value
$12.43
Undervalued by
36.99%
PVBC ($7.83) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PVBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.86x
Industry
-10.79x
Market
41x
PVBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PVBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PVBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.62x
Industry
0.98x
PVBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PVBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
PVBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
PVBC's financial health
Profit margin
Revenue
$16.4M
Net Income
$2.9M
Profit Margin
17.8%
PVBC's Earnings (EBIT) of $14.78M... subscribe to Premium to read more.
Interest Coverage Financials
PVBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.7B
Liabilities
$1.4B
Debt to equity
6.53
PVBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PVBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$5.6M
Investing
-$8.0M
Financing
-$143.6M
PVBC's operating cash flow ($5.55M)... subscribe to Premium to read more.
Debt Coverage Financials
PVBC vs Bank Stocks
Provident Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.