NASDAQ: WABCWestamerica Bancorporation Stock
$61.40+0.04 (+0.07%)
Updated Jul 20, 2026
WABC Price
$61.40
Fair Value Price
$96.47
Market Cap
$1.44B
52 Week Low
$44.93
52 Week High
$63.61
P/E
13.67x
P/B
1.63x
P/S
4.99x
PEG
3.18x
Dividend Yield
3.03%
Revenue
$254.02M
Earnings
$112.49M
Gross Margin
100%
Operating Margin
59.57%
Profit Margin
44.3%
Debt to Equity
5.64
Operating Cash Flow
$119M
Beta
0.62
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
WABC Overview
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WABC's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -6.47% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
WABC
Ranked#251 of 289
Ranked#251 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $90.56 | A | |
| $29.59 | B | |
| $59.55 | B |
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WABC News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WABC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WABC ($61.40) is undervalued by 36.35% relative to our estimate of its Fair Value price of $96.47 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
WABC ($61.40) is significantly undervalued by 36.35% relative to our estimate of its Fair Value price of $96.47 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
WABC ($61.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more WABC due diligence checks available for Premium users.
Valuation
WABC fair value
Fair Value of WABC stock based on Discounted Cash Flow (DCF)
Price
$61.40
Fair Value
$96.47
Undervalued by
36.35%
WABC ($61.40) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
WABC ($61.40) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
WABC ($61.40) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WABC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.67x
Industry
13.7x
Market
11.71x
WABC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WABC is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
WABC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.63x
Industry
1.33x
WABC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WABC price to earnings growth (PEG)
For valuing profitable companies with growth potential
WABC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
WABC's financial health
Profit margin
Revenue
$62.4M
Net Income
$27.4M
Profit Margin
43.9%
WABC's Earnings (EBIT) of $151.32M... subscribe to Premium to read more.
Interest Coverage Financials
WABC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$5.9B
Liabilities
$5.0B
Debt to equity
5.64
WABC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WABC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$39.7M
Investing
-$98.9M
Financing
-$111.4M
WABC's operating cash flow ($119.24M)... subscribe to Premium to read more.
Debt Coverage Financials
WABC vs Bank Stocks
Westamerica Bancorporation Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.