NASDAQ: WABCWestamerica Bancorporation Stock
$51.30+0.12 (+0.23%)
Updated Jul 9, 2025
WABC Price
$51.30
Fair Value Price
N/A
Market Cap
$1.34B
52 Week Low
$42.00
52 Week High
$59.97
P/E
10.28x
P/B
1.45x
P/S
4.74x
PEG
N/A
Dividend Yield
2.61%
Revenue
$284.87M
Earnings
$133.26M
Gross Margin
100%
Operating Margin
63.7%
Profit Margin
46.8%
Debt to Equity
5.46
Operating Cash Flow
$132M
Beta
0.64
Next Earnings
Jul 17, 2025
Ex-Dividend
N/A
Next Dividend
N/A
WABC Overview
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WABC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
WABC
Ranked#206 of 296
Ranked#206 of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $37.08 | B | |
| $37.75 | B | |
| $16.33 | B |
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WABC News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WABC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WABC is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
WABC is good value based on its earnings relative to its share price (10.28x), compared to the US market average (30.63x)
P/E vs Market Valuation
WABC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more WABC due diligence checks available for Premium users.
Valuation
WABC fair value
Fair Value of WABC stock based on Discounted Cash Flow (DCF)
Price
$51.30
Fair Value
$126.94
Undervalued by
59.59%
WABC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WABC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.28x
Industry
12.79x
Market
30.63x
WABC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WABC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WABC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.45x
Industry
1.23x
WABC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WABC's financial health
Profit margin
Revenue
$67.0M
Net Income
$31.0M
Profit Margin
46.3%
WABC's Earnings (EBIT) of $181.46M... subscribe to Premium to read more.
Interest Coverage Financials
WABC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.0B
Liabilities
$5.0B
Debt to equity
5.46
WABC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WABC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$42.4M
Investing
$258.3M
Financing
-$174.8M
WABC's operating cash flow ($131.75M)... subscribe to Premium to read more.
Debt Coverage Financials
WABC vs Bank Stocks
Westamerica Bancorporation Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.