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NASDAQ: RBCAA
Republic Bancorp Inc Stock

$49.09-0.79 (-1.58%)
Updated Apr 22, 2024
RBCAA Price
$49.09
Fair Value Price
$139.57
Market Cap
$952.49M
52 Week Low
$37.23
52 Week High
$57.54
P/E
10.58x
P/B
1.04x
P/S
3.42x
PEG
3.38x
Dividend Yield
3.11%
Revenue
$312.61M
Earnings
$90.37M
Gross Margin
100%
Operating Margin
36.22%
Profit Margin
28.9%
Debt to Equity
6.23
Operating Cash Flow
$109M
Beta
0.96
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

RBCAA Overview

Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

Zen Score

–
Industry Average (33)
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Due Diligence Checks

RBCAA ($49.09) is undervalued by 64.83% relative to our estimate of its Fair Value price of $139.57 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
RBCAA ($49.09) is significantly undervalued by 64.83% relative to our estimate of its Fair Value price of $139.57 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
RBCAA ($49.09) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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RBCAA News

Valuation

RBCAA fair value

Fair Value of RBCAA stock based on Discounted Cash Flow (DCF)
Price
$49.09
Fair Value
$139.57
Undervalued by
64.83%
RBCAA ($49.09) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
RBCAA ($49.09) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
RBCAA ($49.09) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

RBCAA price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.58x
Industry
-10.79x
Market
41x
RBCAA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
RBCAA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

RBCAA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.04x
Industry
0.98x
RBCAA is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

RBCAA price to earnings growth (PEG)

For valuing profitable companies with growth potential
RBCAA is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

RBCAA's financial health

Profit margin

Revenue
$70.9M
Net Income
$19.7M
Profit Margin
27.7%
RBCAA's Earnings (EBIT) of $113.21M... subscribe to Premium to read more.
Interest Coverage Financials
RBCAA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.6B
Liabilities
$5.7B
Debt to equity
6.23
RBCAA's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
RBCAA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$22.3M
Investing
-$105.7M
Financing
$180.4M
RBCAA's operating cash flow ($108.53M)... subscribe to Premium to read more.
Debt Coverage Financials

RBCAA vs Bank Stocks

TickerMarket Cap1d %P/EP/B
RBCAA$952.49M-1.58%10.58x1.04x
BHLB$949.27M+0.23%13.52x0.94x
SASR$936.55M+0.39%7.61x0.59x
QCRH$970.12M+0.71%8.51x1.09x
BY$927.52M+0.87%7.77x0.94x

Republic Bancorp Stock FAQ

What is Republic Bancorp's quote symbol?

(NASDAQ: RBCAA) Republic Bancorp trades on the NASDAQ under the ticker symbol RBCAA. Republic Bancorp stock quotes can also be displayed as NASDAQ: RBCAA.

If you're new to stock investing, here's how to buy Republic Bancorp stock.

What is the 52 week high and low for Republic Bancorp (NASDAQ: RBCAA)?

(NASDAQ: RBCAA) Republic Bancorp's 52-week high was $57.54, and its 52-week low was $37.23. It is currently -14.69% from its 52-week high and 31.86% from its 52-week low.

How much is Republic Bancorp stock worth today?

(NASDAQ: RBCAA) Republic Bancorp currently has 19,402,848 outstanding shares. With Republic Bancorp stock trading at $49.09 per share, the total value of Republic Bancorp stock (market capitalization) is $952.49M.

Republic Bancorp stock was originally listed at a price of $15.00 in Jul 22, 1998. If you had invested in Republic Bancorp stock at $15.00, your return over the last 25 years would have been 227.27%, for an annualized return of 4.86% (not including any dividends or dividend reinvestments).

How much is Republic Bancorp's stock price per share?

(NASDAQ: RBCAA) Republic Bancorp stock price per share is $49.09 today (as of Apr 22, 2024).

What is Republic Bancorp's Market Cap?

(NASDAQ: RBCAA) Republic Bancorp's market cap is $952.49M, as of Apr 23, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Republic Bancorp's market cap is calculated by multiplying RBCAA's current stock price of $49.09 by RBCAA's total outstanding shares of 19,402,848.
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