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NYSE: CBU
Community Financial System Inc Stock

$52.08+0.79 (+1.54%)
Updated Jul 12, 2024
CBU Price
$52.08
Fair Value Price
N/A
Market Cap
$2.75B
52 Week Low
$35.38
52 Week High
$55.45
P/E
16.69x
P/B
1.66x
P/S
3.71x
PEG
7.14x
Dividend Yield
3.46%
Revenue
$691.02M
Earnings
$167.00M
Gross Margin
100%
Operating Margin
31.01%
Profit Margin
24.2%
Debt to Equity
8.57
Operating Cash Flow
$231M
Beta
0.88
Next Earnings
Jul 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

CBU Overview

Community Bank System, Inc. provides banking and other financial services to retail, commercial, and municipal customers. The company's Community Bank subsidiary offers consumer deposit accounts, installment loans, lines of credit, and residential mortgage loans through 215 branches inNew York, Pennsylvania, Vermont, and Massachusetts. Benefit Plans Administrative Services is its other operating subsidiary. Originally founded in 1866, the company is headquartered in DeWitt, NY.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how CBU scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CBU ($52.08) is trading above its intrinsic value of $19.68, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CBU is good value based on its earnings relative to its share price (16.69x), compared to the US market average (32.2x)
P/E vs Market Valuation
CBU is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more CBU due diligence checks available for Premium users.

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CBU News

Valuation

CBU price to earnings (PE)

For valuing profitable companies with steady earnings
Company
16.69x
Industry
13.49x
Market
32.2x
CBU is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CBU is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CBU price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.66x
Industry
1.09x
CBU is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CBU price to earnings growth (PEG)

For valuing profitable companies with growth potential
CBU is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

CBU's financial health

Profit margin

Revenue
$171.1M
Net Income
$40.9M
Profit Margin
23.9%
CBU's Earnings (EBIT) of $214.30M... subscribe to Premium to read more.
Interest Coverage Financials
CBU's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$15.9B
Liabilities
$14.2B
Debt to equity
8.57
CBU's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CBU's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$79.9M
Investing
-$214.7M
Financing
$282.2M
CBU's operating cash flow ($230.94M)... subscribe to Premium to read more.
Debt Coverage Financials

CBU vs Bank Stocks

TickerMarket Cap1d %P/EP/B
CBU$2.75B+1.54%16.69x1.66x
INTR$2.71B+4.66%30.36x1.68x
IFS$2.79B+1.81%10.89x1.01x
CATY$2.87B-0.18%8.65x1.03x
FHB$2.87B+1.68%12.90x1.14x

Community Financial System Stock FAQ

What is Community Financial System's quote symbol?

(NYSE: CBU) Community Financial System trades on the NYSE under the ticker symbol CBU. Community Financial System stock quotes can also be displayed as NYSE: CBU.

If you're new to stock investing, here's how to buy Community Financial System stock.

What is the 52 week high and low for Community Financial System (NYSE: CBU)?

(NYSE: CBU) Community Financial System's 52-week high was $55.45, and its 52-week low was $35.38. It is currently -6.08% from its 52-week high and 47.2% from its 52-week low.

How much is Community Financial System stock worth today?

(NYSE: CBU) Community Financial System currently has 52,771,156 outstanding shares. With Community Financial System stock trading at $52.08 per share, the total value of Community Financial System stock (market capitalization) is $2.75B.

Community Financial System stock was originally listed at a price of $15.66 in Dec 31, 1997. If you had invested in Community Financial System stock at $15.66, your return over the last 26 years would have been 232.67%, for an annualized return of 4.73% (not including any dividends or dividend reinvestments).

How much is Community Financial System's stock price per share?

(NYSE: CBU) Community Financial System stock price per share is $52.08 today (as of Jul 12, 2024).

What is Community Financial System's Market Cap?

(NYSE: CBU) Community Financial System's market cap is $2.75B, as of Jul 13, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Community Financial System's market cap is calculated by multiplying CBU's current stock price of $52.08 by CBU's total outstanding shares of 52,771,156.
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